How to apply for Senior Property Tax Freeze (SB 190) — Clay

Who it's for

Clay County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: January 1 through March 31 each year (initial applications and annual renewal affidavits are taken in the same window). The 2026 window has closed.. Clay County Senior Real Estate Property Tax Relief Program, adopted by the Clay County Commission on November 30, 2023 (Clay County 2023-ORD-42), effective January 1, 2025. Applicants must be a Clay County resident, own the home or hold a legal vested interest, be responsible for the property tax, and claim only their primary residence; the home must have a fully established tax year. Only one owner-occupant needs to be 62+. The relief is calculated by subtracting the base-year real estate tax from the current year's tax; the credit is not retroactive and does not transfer if the home is sold. Participants must file a renewal affidavit every year during the January 1 - March 31 window. Voter-approved new taxes and levy increases still flow through to the bill. Apply through the county's program office.

What you'll need

• Proof of age 62+ (government ID)
• Proof of ownership and that the home is the primary residence
• Current paid tax receipt / parcel information

Where to apply

What to say when you call

“Hello, I'm calling to ask about Senior Property Tax Freeze (SB 190) — Clay. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of age 62+ (government id), proof of ownership and that the home is the primary residence, current paid tax receipt / parcel information — is anything else required? What is the best next step?”

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual