Senior benefits in Clay County, Missouri
5
Local programs
16
Missouri programs
25
Federal programs
18
Categories
Local starting point
Mid-America Regional Council (MARC) Department of Aging and Adult Services (Area Agency on Aging, Region 7) — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)
1-816-421-4980
See which of these Clay County programs you may qualify for.
Find my benefitsHelping others? Print the Clay County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Clay County
Run by the county, its Area Agency on Aging, or another agency serving Clay County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Mid-America Regional Council (MARC) Department of Aging and Adult Services (Area Agency on Aging, Region 7)) — Clay
CountyMid-America Regional Council (MARC) Department of Aging and Adult Services (Area Agency on Aging, Region 7) is the Area Agency on Aging for Clay County. It is the local starting point that connects older adults and caregivers to MARC's Aging and Adult Services program is the Area Agency on Aging for Cass, Clay, Jackson, Platte and Ray counties. It coordinates and delivers community-based services that link older adults to local, public, private, voluntary and corporate resources — home-delivered meals, congregate dining, transportation to medical appointments, caregiver support, health and wellness workshops, food access, integrated care and the Long-term Care Ombudsman program. Information and Referral: 816-421-4980; toll-free 800-593-7948. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-816-421-4980 to get started.
$500–$6,000/yr
Energy Assistance
Programs here are typically worth $300–$1,000 a year to an eligible household.
Energy Assistance (LIHEAP) — Clay
CountyMissouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Clay County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Mid America Assistance Coalition (MAAC) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-816-561-2727 to apply.
$300–$1,000/yr
Healthcare
Hospital Financial Assistance (North Kansas City Hospital (NKC Health)) — Clay
CountyUninsured and underinsured residents of Clay County can apply for financial assistance (charity care) at North Kansas City Hospital (NKC Health) for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-county hospital at 2800 Clay Edwards Drive, North Kansas City. The page states: 'We serve all patients, including those who do not have health insurance coverage or who cannot pay for all or part of emergency or medically necessary services... Financial Assistance Applications and our Financial Assistance Policy are free.' Applications can be picked up in person, downloaded, or mailed on request by calling (816) 691-1100 (Mon-Fri 8 a.m.-4:30 p.m.). Liberty Hospital (Liberty) is the other in-county hospital.
Tax Relief
Programs here are typically worth $100–$2,000 a year to an eligible household.
Senior Property Tax Freeze (SB 190) — Clay
CountyClay County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: January 1 through March 31 each year (initial applications and annual renewal affidavits are taken in the same window). The 2026 window has closed.. Clay County Senior Real Estate Property Tax Relief Program, adopted by the Clay County Commission on November 30, 2023 (Clay County 2023-ORD-42), effective January 1, 2025. Applicants must be a Clay County resident, own the home or hold a legal vested interest, be responsible for the property tax, and claim only their primary residence; the home must have a fully established tax year. Only one owner-occupant needs to be 62+. The relief is calculated by subtracting the base-year real estate tax from the current year's tax; the credit is not retroactive and does not transfer if the home is sold. Participants must file a renewal affidavit every year during the January 1 - March 31 window. Voter-approved new taxes and levy increases still flow through to the bill. Apply through the county's program office.
$100–$2,000/yr
Transportation
Programs here are typically worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (OATS Transit) — Clay
CountyOATS Transit serves Clay County with Scheduled essential-shopping runs: Excelsior Springs to Liberty (2nd Wednesday and 4th Thursday, 8:00 a.m.-3:00 p.m., $2.00 one-way), Kearney (1st & 3rd Tuesday, $2.00 one-way), Smithville (2nd Thursday, $2.00 one-way). Drivers do not accept payment on the bus; riders pre-load an account ($10 minimum). Also 1-800-480-6287. KCATA/RideKC fixed-route buses also operate in the Kansas City metro (see https://www.ridekc.org/fares) with a reduced fare for 'Adults 65 and over.'. Older adults and people with disabilities can use these services for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-816-380-7433 for schedules, eligibility, or to book a ride.
$150–$1,500/yr
Missouri and federal programs
Open to eligible households in Clay County and across the rest of Missouri. Full details are on the Missouri benefits page.
Caregiver Support
Cash Assistance
- Blind Pension & Supplemental Aid to the BlindState$5,000–$11,388/yrOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- Senior Farmers Market Nutrition Program — MissouriState$50/yrOfficial source →
Health Coverage
- MO HealthNet for the Aged, Blind & Disabled (MHABD)State$4,000–$15,000/yrOfficial source →
- MO HealthNet Spend DownState$3,000–$12,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Missouri SHIP — Free Medicare Counseling (formerly CLAIM)StateOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Home & Community Based Services (Nursing-Home-Level Care at Home)State$10,000–$60,000/yrOfficial source →
- Missouri Veterans HomesState$20,000–$60,000/yrOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI-1) — MissouriState$2,000–$8,000/yrOfficial source →
Nutrition
- Senior Meals — Home-Delivered & Congregate (Missouri)State$500–$2,500/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- VA Benefits Claims Assistance (Missouri Veterans Commission)StateOfficial source →
- Missouri State Veterans CemeteriesStateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Missouri Property Tax Credit (Circuit Breaker)State$100–$1,100/yrOfficial source →
- Social Security State Income Tax Exemption — MissouriState$100–$2,000/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- Weatherization Assistance Program — MissouriState$1,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
