Benefits · Healthcare
How to apply for Cooper University Hospital (Camden, trauma flagship) + Virtua Lourdes + Jefferson Cherry Hill — Financial Assistance (Camden County)
Camden County hospital safety net: Cooper University Hospital (Camden, Cooper University Health Care — Level I trauma center, MD Anderson Cancer Center partnership — South Jersey's only Level I trauma + the urban safety-net flagship for Camden city), Virtua Our Lady of Lourdes Medical Center (Camden, Virtua Health Catholic — joined Virtua 2019 from Lourdes Health System), Jefferson Cherry Hill Hospital (Cherry Hill — Thomas Jefferson University Hospitals, PA cross-border Philadelphia academic system). Distinctive — Camden has THREE competing systems including a PA cross-border academic system (Jefferson). ALL participate in NJ Hospital Care Payment Assistance Program (NJHCPAP).
Who it's for
Camden County hospital safety net is Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.cooperhealth.org/patients-visitors/billing-financial-assistance. Phone: 856-342-2000.
Camden: Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
What you'll need
- Proof of household income
- Proof of Camden County / NJ residency
- Photo identification
- Proof of uninsured status or insurance gap
- Hospital bill or pre-treatment estimate
Where to apply
Apply online: official application
By phone: 856-342-2000
What to say when you call
"Hello, I'm calling to ask about Cooper University Hospital (Camden, trauma flagship) + Virtua Lourdes + Jefferson Cherry Hill — Financial Assistance (Camden County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of household income, proof of Camden County / NJ residency, photo identification — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
per-encounter or annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.