Senior benefits in Camden County, New Jersey
Seniors and caregivers in Camden County, New Jersey, have access to a wide range of benefit programs — from prescription help and property tax relief to energy assistance and Medicare counseling. The Camden County Division of Senior and Disabled Services serves as the local Area Agency on Aging and is a strong starting point for connecting to programs like PAAD, Senior Gold, and NJ SHIP. For help with home energy costs, Camden Resource Action Council and Catholic Charities of the Diocese of Camden administer local LIHEAP and utility assistance through the Camden County LIHEAP Administering Agency. Seniors who need hospital financial assistance can look into programs at Cooper University Hospital, Virtua Lourdes, and Jefferson Cherry Hill — all three participate in New Jersey's hospital assistance program. Transit options include NJ Transit, the PATCO Speedline, and local bus routes, with reduced fares available for qualifying seniors. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, along with dozens of federal programs. Each listing on this page includes its official source and last verified date — the administering agency makes all final eligibility decisions.
5
Local programs
19
New Jersey programs
25
Federal programs
15
Categories
Local starting point
Camden County Division of Senior and Disabled Services — designated Area Agency on Aging under the Older Americans Act Title III for Camden County; one of 21 NJ county AAAs.
856-858-3220
See which of these Camden County programs you may qualify for.
Find my benefitsHelping others? Print the Camden County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Camden County
Run by the county, its Area Agency on Aging, or another agency serving Camden County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Camden County Emergency Aid — Referral Coordination
CountyCamden County emergency aid: (1) Camden County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-225-8800); (2) Camden AAA for senior-specific case management (856-858-3220); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Camden Resource Action Council (CRAC) + Catholic Charities of the Diocese of Camden are the LIHEAP/USF administering agencies for Camden County for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey); (6) Food Bank of South Jersey (Pennsauken); (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
$200–$3,000/yr
Camden County LIHEAP Administering Agency — Home Energy Assistance (Camden County)
CountyNJ LIHEAP for Camden County residents: Camden Resource Action Council (CRAC) + Catholic Charities of the Diocese of Camden are the LIHEAP/USF administering agencies for Camden County. Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
$200–$1,500/yr
In this county: Camden: NJ LIHEAP delivery via Camden Resource Action Council (CRAC) + Catholic Charities of the Diocese of Camden are the LIHEAP/USF administering agencies for Camden County.
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Cooper University Hospital (Camden, trauma flagship) + Virtua Lourdes + Jefferson Cherry Hill — Financial Assistance (Camden County)
CountyCamden County hospital safety net is Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.cooperhealth.org/patients-visitors/billing-financial-assistance. Phone: 856-342-2000.
$500–$30,000/yr
In this county: Camden: Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Camden County Division of Senior and Disabled Services — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Camden County)
CountyCamden County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-858-3220 or emailing seniorservices@camdencounty.com.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
NJ Transit (Atlantic City Line, RiverLine Light Rail) + PATCO Speedline + Local Bus (Camden County)
CountyNJ Transit (Atlantic City Line, RiverLine Light Rail) + PATCO Speedline + Local Bus serves Camden County. Camden County: NJ Transit Atlantic City Line (Lindenwold, Cherry Hill, Camden) + RiverLine Light Rail (Camden-Trenton). PATCO Speedline (Port Authority Transit Corporation, cross-Delaware to Philadelphia — Camden + Collingswood + Haddonfield + Lindenwold). PATCO Reduced Fare for age 65+ ($1.40/ride vs. $3.20). Camden = NJ-PA transit cross-border hub. NJ Transit Senior Reduced Fare half-fare for 62+. Cooper River Line connection at Camden.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
$300–$2,500/yr
New Jersey and federal programs
Open to eligible households in Camden County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Medicare Savings Programs (QMB/SLMB/QI) — New JerseyState$2,000–$5,000/yrOfficial source →
- NJ FamilyCare — Aged, Blind, Disabled MedicaidState$4,000–$30,000/yrOfficial source →
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
- PAAD — Pharmaceutical Assistance to the Aged and DisabledState$500–$4,500/yrOfficial source →
- Senior Gold Prescription Discount ProgramState$300–$2,500/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)StateOfficial source →
- New Jersey Disabled Veteran Free Hunting & Fishing LicensesStateOfficial source →
- New Jersey Veterans Service Offices (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)State$7,000–$12,000/yrOfficial source →
- ANCHOR — Affordable New Jersey Communities for Homeowners and RentersState$450–$1,750/yrOfficial source →
- Senior Freeze — Property Tax Reimbursement (PTR)State$200–$5,000/yrOfficial source →
- New Jersey $250 Veteran Property Tax DeductionState$250/yrOfficial source →
Transportation
- NJ Transit Senior Citizen Reduced FareState$300–$2,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
