How to apply for Emergency Home Repair Program (City of Fredericksburg) — Fredericksburg City in Virginia

City of Fredericksburg Community Planning and Building Department, Planning Services Division (funded through the City's Community Development Block Grant)

Who it's for

The City of Fredericksburg helps low-income homeowners pay for emergency roof, plumbing and electrical repairs. The home must be inside the City limits (ZIP code 22401) and the owner must live there. Household income must be at or below 50 percent of the area median income for the household's size. Help comes as a forgivable loan of up to $10,000 per home, forgiven over five years while the owner keeps living in the home. Applications are taken first come, first served as funding allows, and there may be a waiting list. Call the Planning Services Division at 540-372-1179 to ask for an application.

Household income must be at or below 50 percent of area median income (HUD Section 8 limits), which this check does not screen. The City inspects the home and decides whether the repair is an emergency, and projects are funded as money allows. Not legal or financial advice.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Completed Emergency Home Repair Program application
  • Proof of total household income for all members over age 18
  • Proof you own and live in the home inside the City limits
  • Description of the roof, plumbing or electrical emergency

Where to apply

Apply online: official application

By phone: 540-372-1179

What to say when you call

"Hello, I'm calling to ask about Emergency Home Repair Program (City of Fredericksburg) — Fredericksburg City. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need completed Emergency Home Repair Program application, proof of total household income for all members over age 18, proof you own and live in the home inside the City limits — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

one-time (per emergency repair, as funding allows)

Official source →Last verified · October 12, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.