Senior benefits in Fredericksburg City, Virginia
Seniors living in Fredericksburg City, Virginia have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. Healthy Generations Area Agency on Aging is a strong local starting point — it connects older adults and family caregivers to services across the region. Locally, programs like Real Estate Tax Relief for the Elderly & Disabled, Energy Assistance (LIHEAP), and Senior & Disabled Transit through FXBGO! may help reduce financial pressure. Mary Washington Hospital offers financial assistance for qualifying patients. At the state level, programs such as VICAP, the Virginia Age Deduction, Family Caregiver Support, and the Commonwealth Coordinated Care Plus Waiver may also apply. Federal programs covering health, food, and income support are listed here as well. Each program on this page includes its official source and the date it was last verified. Keep in mind that the agency behind each program makes the final decision on eligibility — but this page can help you know where to start.
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Local programs
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Virginia programs
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Federal programs
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Categories
Last verified · October 8, 2026
Local starting point
Healthy Generations Area Agency on Aging — Virginia Department for Aging and Rehabilitative Services (DARS) network
1-540-371-3375
See which of these Fredericksburg City programs you may qualify for.
Discover my benefitsHelping others? Print the Fredericksburg City benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Fredericksburg City
Run by the county, its Area Agency on Aging, or another agency serving Fredericksburg City. Start here.
Elder Services in Fredericksburg City
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Healthy Generations Area Agency on Aging) — Fredericksburg City
County · VirginiaHealthy Generations Area Agency on Aging is the Area Agency on Aging for the City of Fredericksburg. It is the local starting point that connects older adults and caregivers to AAA for Planning District 16 (PSA 16): Fredericksburg City and Caroline, King George, Spotsylvania, and Stafford counties. Services (most for 60+): home-delivered meals, Senior Cafes, homemaker services, transportation and Mobility Options (540-656-2985), emergency financial assistance, insurance counseling, ombudsman, telephone reassurance. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-540-371-3375 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Fredericksburg City
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Fredericksburg City
County · VirginiaThe Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in the City of Fredericksburg pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Fredericksburg Department of Social Services, online at CommonHelp, or by phone at 1-855-635-4370. Cooling Assistance requires a household member who is 60 or older, has a disability, or is a child under 6. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.
Estimated bill savings: $300–$1,000 a year
Healthcare in Fredericksburg City
Hospital Financial Assistance (Mary Washington Hospital) — Fredericksburg City
County · VirginiaUninsured and underinsured residents of the City of Fredericksburg can apply for financial assistance (charity care) at Mary Washington Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-city hospital. MWHC free care: 'Free care helps families with combined incomes that are at or less than 200 percent of the federal government's poverty guidelines.'
Estimated bill savings: about $0 a year
Tax Relief in Fredericksburg City
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Real Estate Tax Relief for the Elderly & Disabled — Fredericksburg City
County · VirginiaCity of Fredericksburg offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $60,000 or less, and net worth (not counting the home) must be $300,000 or less. Tax Relief for the Elderly or Disabled: must be 65 by June 30 of the preceding tax year (no age requirement if permanently disabled); file an application each year by May 1 with the Commissioner of the Revenue (540-372-1004). Apply through the local commissioner of the revenue or assessment office.
Estimated bill savings: $200–$3,000 a year
In this county: Limits shown are City of Fredericksburg's current published figures; relief brackets, filing windows, and exclusions are set by local ordinance and the locality makes the final determination, so this shows as a may-qualify result.
Transportation in Fredericksburg City
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (FXBGO! (Fredericksburg Regional Transit, formerly FRED)) — Fredericksburg City
County · VirginiaFXBGO! (Fredericksburg Regional Transit, formerly FRED) serves the City of Fredericksburg with City fixed-route bus system (Routes 10-15) based at the Lawrence A. Davies Transit Center. Half Fare Program for persons 62 years of age or older, people with disabilities, and Medicare recipients: standard fare $1.25, reduced (half) fare $0.60. Right now FXBGO! buses are fare-free for everyone (the Fares page says 'Transit Fares are temporarily suspended due to Fare Free service initiative'), so the Half-Fare card is also on hold; it applies again if fares return. Call 1-540-372-1222 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Fredericksburg City
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Healthy Generations Area Agency on Aging
Runs: Area Agency on Aging (Healthy Generations Area Agency on Aging)
Virginia Department of Social Services
Mary Washington Hospital
Runs: Hospital Financial Assistance (Mary Washington Hospital)
City of Fredericksburg Commissioner of the Revenue / assessment office
FXBGO! (Fredericksburg Regional Transit, formerly FRED)
Runs: Senior & Disabled Transit (FXBGO! (Fredericksburg Regional Transit, formerly FRED))
Virginia and federal programs
Open to eligible households in Fredericksburg City and across the rest of Virginia. Full details are on the Virginia benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Virginia
- Virginia Medicaid — Aged, Blind & Disabled (Cardinal Care)
- VICAP — Virginia Insurance Counseling and Assistance Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- Farm Market Fresh (Senior Farmers' Market Nutrition Program) — Virginia
- Nutrition Counseling
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Virginia Energy Assistance Program (Fuel, Crisis & Cooling)
- Senior Cool Care
- Weatherization Assistance Program — Virginia
- Real Estate Tax Exemption for 100% Disabled Veterans & Surviving Spouses
- Virginia Age Deduction (State Income Tax)
- Virginia Military Benefits Subtraction
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Adult Services In-Home Help (Homemaker, Companion & Chore Services)
- Virginia DARS Personal Assistance Services (attendant care)
- Commonwealth Coordinated Care Plus Waiver (Medicaid Long-Term Care at Home)
- Virginia Veterans Care Centers (State Veterans Homes)
- Family Caregiver Support — Virginia
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Disease Prevention & Wellness Programs
- Virginia Brain Injury Services (DARS community brain injury programs)
- Free VA Benefits Claims Assistance (Virginia Department of Veterans Services)
- Virginia State Veterans Cemeteries (No-Cost Burial)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
