How to apply for Connecticut 100% Permanent and Total Disabled Veteran Exemption (Full Home Exemption)

Who it's for

Connecticut fully exempts the home of a veteran whom the VA rates 100% permanently and totally (P&T) disabled from a service-connected disability. The house or condo must be the veteran's main home. A veteran who does not own a home can exempt one car instead. Every town must offer it, and there is no income limit. After the veteran's death, a surviving spouse who has not remarried keeps the exemption. Apply every year with your town assessor by January 1, with the VA letter that shows the permanent and total rating. Some towns may cap the exemption at the town's median home value or extend it to more land.

What you'll need

• VA letter showing a 100% service-connected permanent and total (P&T) disability rating
• DD-214 (discharge papers) filed with the town
• The yearly exemption application from your town assessor, due by January 1
• For a surviving spouse: the veteran's death certificate

Where to apply

Step by step

1. Gather your VA letter that shows a 100% service-connected permanent and total disability rating. The letter must say the rating is permanent and total.
2. Make sure your DD-214 discharge papers are filed with your town. If you are a surviving spouse, also gather the veteran's death certificate.
3. Confirm that the home or condo is the veteran's main home. If the veteran does not own a home, ask about using the exemption for one car instead.
4. Get the yearly exemption application from your town assessor and complete it online.
5. Submit the application to your town assessor by January 1 each year.
6. Ask the town assessor if local rules affect the exemption, such as a cap based on the town's median home value or coverage for more land. Also ask if other rules apply, including that you cannot get this exemption and the Additional Veterans' Exemption at the same time.

What to expect: After you apply, your town assessor reviews the application and decides if the exemption applies. Processing times vary, so ask the assessor for an estimate. Apply again every year by January 1. If your VA letter does not show a permanent and total rating, this full exemption does not apply. A surviving spouse who has not remarried can keep the exemption after the veteran's death.

Renewals

annual application to the town assessor by January 1