How to apply for SNAP (Supplemental Nutrition Assistance Program) for Seniors

Who it's for

SNAP (formerly food stamps) puts money on a card each month to buy groceries. Households with a member who is 60 or older (or who has a disability) get special rules: only the net-income test applies, medical expenses over $35 a month can be deducted, and most states have no asset limit at all (where one applies, it is $4,750 for these households). Many seniors who assume they earn too much still qualify once those deductions are counted. Benefits average well over $1,000 a year for a single senior. You apply through your state's SNAP office; many states offer a simplified application for seniors.

What you'll need

• Proof of identity
• Proof of income (Social Security award letter, pension, wages)
• Proof of housing and utility costs
• Proof of out-of-pocket medical expenses (for the senior/disabled deduction)
• Bank statements

Where to apply

What to say when you call

"Hello, I'm calling to ask about SNAP (Supplemental Nutrition Assistance Program) for Seniors. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of identity, proof of income (Social Security award letter, pension, wages), proof of housing and utility costs — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your proof of identity, proof of income, proof of housing and utility costs, proof of out-of-pocket medical expenses, and bank statements.
2. Check your income and expense details carefully before you apply. If your household has a member age 60 or older or a disability, only the net-income limit applies after deductions, and medical expenses over $35 a month can be deducted.
3. Apply for SNAP through your state SNAP office. You can apply online or by phone at 1-800-221-5689.
4. Ask whether your state offers a simplified SNAP application for seniors when you apply.
5. Submit all requested documents with your application so your state can review your case.

What to expect: After you apply, your state SNAP office reviews your application and documents and may contact you if more information is needed. Processing times vary, so ask the agency for an estimate. If your household has a member age 60 or older or a disability, you may still qualify even if your gross income seems too high, because only the net-income test applies after deductions. Most states have no SNAP asset limit, but where one applies, it is $4,750 for these households. If approved, benefits are put on a card each month to buy groceries. SNAP also has periodic recertification, often every 12 to 24 months for senior households.

Renewals

periodic recertification (often 12-24 months for senior households)

Related reading

• Senior Benefits You May Be Missing — Health, Housing & More · 5 min read
• Social Security, Medicare & Benefits: What Many Seniors Miss · 5 min read
• Baby Boomers and Retirement: The Real Financial Picture · 4 min read