How to apply for Home Appliance Loans (Tioga County) in New York
Tioga Opportunities, Inc.
Who it's for
If your refrigerator, freezer, stove, washer, dryer or air conditioner has died and you are spending more on repairs than the appliance is worth, Tioga Opportunities can lend you the money to replace it at a low interest rate. The point is to keep you away from rent-to-own shops and payday lenders, and paying on time helps build your credit. Call the Countryside Community Center to ask for an application.
This is a LOAN, not a grant — you pay it back, with interest, though at a much lower rate than rent-to-own or payday lenders. The page does not publish the interest rate, the loan amount, or any income limit, so ask before you apply. Only the listed essential appliances qualify.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Discover my benefitsWhat you'll need
- Home Appliance Loan Application
Where to apply
Apply online: official application
By phone: 1-607-687-4222
What to say when you call
"Hello, I'm calling to ask about Home Appliance Loans (Tioga County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need home Appliance Loan Application — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Not sure if you qualify? Run a free check first.
Discover my benefitsNot legal or financial advice. The agency makes the final eligibility decision.