How to apply for Lehigh Valley Health Network (LVHN) + St. Luke's University Health Network — Financial Assistance (Lehigh County) in Pennsylvania
Two dominant competing systems serve Lehigh County: Lehigh Valley Health Network (LVHN) — academic medical center, operates LVH-Cedar Crest (the academic flagship, Allentown), LVH-Muhlenberg (Bethlehem), and 13+ hospitals across the Lehigh Valley + Poconos + Hazleton region; St. Luke's University Health Network — operates St. Luke's Allentown Campus and several Lehigh Valley facilities. The LVHN/St. Luke's competition mirrors the UPMC/AHN dynamic in SW PA — different hospital networks tied to different insurance products.
Who it's for
Lehigh County's principal community hospital safety net is LVH-Cedar Crest (Allentown, LVHN academic flagship + Level 1 Trauma) + LVH-Muhlenberg (Bethlehem, LVHN); St. Luke's Allentown Campus (St. Luke's University Health Network) are Lehigh's principal community hospitals. LVHN is academic and the dominant Lehigh Valley system; St. Luke's is the major competitor. Each system operates a Financial Assistance Program (sliding scale typically to 300-400% FPL). Note: PA Medicaid ABD is STRICT (~$989/month), so many low-income seniors fall above Medicaid and rely on hospital FAPs. In the Lehigh Valley + Poconos, the dominant systems are LVHN (academic flagship) and St. Luke's University Health Network — direct competitors tied to different insurance products. Apply at the hospital's financial counseling office or at https://www.lvhn.org/financial-services/get-financial-assistance. Phone: 610-402-8000.
Lehigh: LVH-Cedar Crest (Allentown, LVHN academic flagship + Level 1 Trauma) + LVH-Muhlenberg (Bethlehem, LVHN); St. Luke's Allentown Campus (St. Luke's University Health Network) are Lehigh's principal community hospitals. LVHN is academic and the dominant Lehigh Valley system; St. Luke's is the major competitor. LVHN vs. St. Luke's network competition mirrors UPMC vs. AHN dynamic in SW PA.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Discover my benefitsWhat you'll need
- Proof of household income
- Proof of Lehigh County / PA residency
- Photo identification
- Proof of uninsured status or insurance gap
- Hospital bill or pre-treatment estimate
Where to apply
Apply online: official application
By phone: 610-402-8000
What to say when you call
"Hello, I'm calling to ask about Lehigh Valley Health Network (LVHN) + St. Luke's University Health Network — Financial Assistance (Lehigh County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of household income, proof of Lehigh County / PA residency, photo identification — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
per-encounter or annual
Not sure if you qualify? Run a free check first.
Discover my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
