How to apply for St. Luke's University Health Network — St. Luke's Bethlehem + LVHN-Muhlenberg — Financial Assistance (Northampton County) in Pennsylvania
St. Luke's University Health Network is the historically dominant system in Northampton County — operates St. Luke's Bethlehem Campus (the academic flagship, Bethlehem) as Northampton's principal community + teaching hospital. LVHN also operates LVH-Muhlenberg (Bethlehem) and LVH-Anderson Campus (Bethlehem Township) in Northampton. Easton Hospital (Steward Health Care, now closed since 2020) historically served Easton — its closure shifted significant volume to St. Luke's Anderson + LVHN.
Who it's for
Northampton County's principal community hospital safety net is St. Luke's Bethlehem Campus (St. Luke's University Health Network academic flagship + Level 1 Trauma) is Northampton's principal community hospital; LVH-Muhlenberg + LVH-Anderson (LVHN, Bethlehem Township) are major LVHN presences. The 2020 Easton Hospital closure (Steward Health Care) shifted Easton-area patients to St. Luke's Anderson + LVHN. Each system operates a Financial Assistance Program (sliding scale typically to 300-400% FPL). Note: PA Medicaid ABD is STRICT (~$989/month), so many low-income seniors fall above Medicaid and rely on hospital FAPs. In the Lehigh Valley + Poconos, the dominant systems are LVHN (academic flagship) and St. Luke's University Health Network — direct competitors tied to different insurance products. Apply at the hospital's financial counseling office or at https://www.slhn.org/billing/policies-and-procedures/financial-assistance-policies. Phone: 484-526-4000.
Northampton: St. Luke's Bethlehem Campus (St. Luke's University Health Network academic flagship + Level 1 Trauma) is Northampton's principal community hospital; LVH-Muhlenberg + LVH-Anderson (LVHN, Bethlehem Township) are major LVHN presences. The 2020 Easton Hospital closure (Steward Health Care) shifted Easton-area patients to St. Luke's Anderson + LVHN. LVHN vs. St. Luke's network competition mirrors UPMC vs. AHN dynamic in SW PA.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Discover my benefitsWhat you'll need
- Proof of household income
- Proof of Northampton County / PA residency
- Photo identification
- Proof of uninsured status or insurance gap
- Hospital bill or pre-treatment estimate
Where to apply
Apply online: official application
By phone: 484-526-4000
What to say when you call
"Hello, I'm calling to ask about St. Luke's University Health Network — St. Luke's Bethlehem + LVHN-Muhlenberg — Financial Assistance (Northampton County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of household income, proof of Northampton County / PA residency, photo identification — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
per-encounter or annual
Not sure if you qualify? Run a free check first.
Discover my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
