Benefits · Healthcare

How to apply for Hospital Financial Assistance (SSM Health St. Joseph Hospital - St. Charles) — St. Charles

SSM Health St. Joseph Hospital - St. Charles — SSM Health

Who it's for

Uninsured and underinsured residents of St. Charles County can apply for financial assistance (charity care) at SSM Health St. Joseph Hospital - St. Charles for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-county hospital (https://www.ssmhealth.com/locations/st-louis/st-joseph-hospital-st-charles). SSM Health's financial-assistance page covers patients "without insurance, underinsured, ineligible for a government program, or otherwise unable to pay for medically necessary care"; no income thresholds are published on that page - patients are directed to financial counselors at 888-918-3512 (Mon-Thu 8am-7pm, Fri 8am-5pm) or billingquestions@ssmhealth.com. Barnes-Jewish St. Peters Hospital (BJC) is the other major in-county option.

Charity care is income-based and set by the hospital's financial assistance policy; the hospital makes the final award decision, so this shows as a may-qualify result.

What you'll need

  • Proof of household income (tax return, pay stubs, or benefit award letter)
  • Proof of family/household size
  • Proof of residency and identification

Where to apply

Apply online: official application

By phone: 1-888-918-3512

What to say when you call

“Hello, I'm calling to ask about Hospital Financial Assistance (SSM Health St. Joseph Hospital - St. Charles) — St. Charles. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of household income (tax return, pay stubs, or benefit award letter), proof of family/household size, proof of residency and identificationis anything else required? What is the best next step?”

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual (reapply per policy)

Official source →Last verified · August 24, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.