Senior benefits in Santa Cruz County, California
Seniors in Santa Cruz County, California have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and transportation. A good place to start is the Area Agency on Aging (ADRC) — Santa Cruz County, which connects older adults and caregivers to local services and guidance. County-specific programs include General Assistance through the Santa Cruz County Human Services Department, energy bill help through Central Coast Energy Services via the Energy Assistance (LIHEAP) program, and reduced-cost rides through Santa Cruz METRO Senior Reduced Fare and ParaCruz ADA Paratransit. Seniors who need help at home may qualify for state programs like In-Home Supportive Services (IHSS), Medi-Cal for Seniors, or CalFresh for Seniors. Programs such as California Property Tax Postponement and the California Homeowners' Exemption may also ease housing costs. Federal programs add another layer of potential support. Each listing on this page includes its official source and the date it was last verified, but the administering agency makes all final eligibility decisions.
6
Local programs
24
California programs
25
Federal programs
18
Categories
Local starting point
The Area Agency on Aging serving Santa Cruz County — California Department of Aging / Aging & Disability Resource Connection
1-831-688-0400
See which of these Santa Cruz County programs you may qualify for.
Find my benefitsHelping others? Print the Santa Cruz County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Santa Cruz County
Run by the county, its Area Agency on Aging, or another agency serving Santa Cruz County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (ADRC) — Santa Cruz County
CountyEvery California county is served by an Area Agency on Aging (AAA) and an Aging & Disability Resource Connection (ADRC) — a single point of contact that connects older adults, caregivers, and people with disabilities in Santa Cruz County to in-home supportive services, home-delivered and congregate meals, transportation, family-caregiver support, benefits and insurance counseling (HICAP), and California's Medi-Cal home- and community-based long-term-care programs. Services are for adults 60 and older, with priority for those in greatest need. Call the Santa Cruz County Area Agency on Aging directly at 1-831-688-0400, or reach the statewide Aging & Disability Resource Connection at 1-800-510-2020 to be connected to local services.
$500–$6,000/yr
Energy Assistance
Programs here are typically worth $94–$1,500 a year to an eligible household.
Energy Assistance (LIHEAP) — Santa Cruz County
CountyCalifornia's Low-Income Home Energy Assistance Program (LIHEAP) helps income-eligible households pay home heating and cooling bills, with one-time crisis help when service is past due or shut off. It is funded federally and run statewide by the California Department of Community Services & Development (CSD). In Santa Cruz County it is delivered by Central Coast Energy Services. Households generally qualify at or below 60% of the state median income; older adults and people with disabilities are prioritized. Payments usually go straight to the utility company. Apply online at CaLIHEAPApply or through your local provider.
$94–$1,500/yr
Healthcare
Programs here are typically worth $500–$20,000 a year to an eligible household.
Hospital Charity Care / Financial Assistance — Santa Cruz County
CountyHospitals serving Santa Cruz County — including Dignity Health Dominican Hospital in Santa Cruz and Watsonville Community Hospital — must provide financial assistance under California's Hospital Fair Pricing Act. Uninsured patients (and insured patients with high medical costs) with household income at or below 400% of the federal poverty level qualify for charity care or discounted payment; many nonprofit systems give fully free care at lower income levels (for example, Dignity Health provides free care up to 250% of the poverty level). Eligible patients are never charged more than the amounts generally billed to insured patients. Ask any hospital's financial-counseling or billing office for its Financial Assistance Policy and application; the state's HCAI publishes every hospital's policy.
$500–$20,000/yr
Income Support
General Assistance (Santa Cruz County)
CountySanta Cruz County General Assistance (GA) is a county-funded program for low- or no-income adults who are residents of Santa Cruz County and have no other means of support. It is designed to help eligible adults meet basic needs for housing, utilities, personal needs, and transportation. For a low-income senior it is mainly a bridge while a Supplemental Security Income (SSI) or Cash Assistance Program for Immigrants (CAPI) claim is pending. To qualify, you must be a lawful resident of California and Santa Cruz County, and you must apply for other available income as a condition of eligibility. Aid is paid as a monthly cash payment by warrant, direct deposit, EBT, vendor payment, or two-party check. Apply online at www.benefitscal.com/ApplyForBenefits, by calling the Benefits Call Center at 1-888-421-8080, or in person at the Customer Services Centers — 1020 Emeline Avenue in Santa Cruz or 500 Westridge Drive in Watsonville.
In this county: Santa Cruz County GA has conditions this check cannot confirm for you: you must be a Santa Cruz County resident, a lawful CA resident, low- or no-income with no other means of support, and you must apply for any other available income as a condition of eligibility. The santacruzhumanservices.org GA page does not publish a maximum monthly grant amount. Apply at BenefitsCal, by Benefits Call Center 1-888-421-8080, or in person at 1020 Emeline Avenue Santa Cruz or 500 Westridge Drive Watsonville.
Transportation
Programs here are typically worth $200–$500 a year to an eligible household.
Santa Cruz METRO Senior Reduced Fare
CountySanta Cruz METRO is the public bus operator for Santa Cruz County. Riders 65 and older qualify for the Senior / Disabled Discount Card, which provides discounted fares on METRO fixed-route service and the same discount on ParaCruz paratransit. Eligible riders include those age 65-79, ADA-certified riders, and Medicare cardholders. Apply for the Senior/Disabled Discount Card by visiting the METRO Customer Service office at 603 Front Street, Santa Cruz (METRO Customer Experience Center), with proof of age; for questions call 1-831-425-8600.
$200–$500/yr
ParaCruz ADA Paratransit (Santa Cruz County)
CountyMETRO ParaCruz is Santa Cruz METRO's ADA complementary paratransit service — accessible door-to-door shared rides for people who cannot use METRO fixed-route buses due to a physical, cognitive, or psychiatric disability. Eligibility is functional and certified to ADA standards: unrestricted (if you can never use fixed-route buses) or restricted trip-by-trip (if you can use fixed-route for some trips). The application process includes an in-person interview, and METRO provides service during the assessment period if a decision is not made within 21 calendar days. Base ParaCruz fare is $4 per trip. To apply, call ADAride at 1-877-232-7433 (Monday-Friday 8:00 a.m. - 4:00 p.m.); for general ParaCruz questions call 1-831-425-4664.
In this county: ParaCruz eligibility is functional (physical/cognitive/psychiatric disability that prevents use of METRO fixed-route service) and requires an in-person ADA interview — this check cannot perform that assessment. METRO provides service during the assessment if a decision is not made within 21 days. Start by calling 1-877-232-7433 (ADAride) or 1-831-425-4664 (ParaCruz).
California and federal programs
Open to eligible households in Santa Cruz County and across the rest of California. Full details are on the California benefits page.
Cash Assistance
- Cash Assistance Program for Immigrants (CAPI)State$11,500–$17,300/yrOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- CalFresh for Seniors (60+)State$1,200–$3,000/yrOfficial source →
Health Coverage
- Medi-Cal for Seniors (Aged & Disabled FPL Program)State$4,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
Home Care
- Assisted Living Waiver (ALW)State$30,000–$60,000/yrOfficial source →
- Community-Based Adult Services (CBAS)State$15,000–$30,000/yrOfficial source →
- Home and Community-Based Alternatives (HCBA) WaiverState$20,000–$90,000/yrOfficial source →
- In-Home Supportive Services (IHSS)State$12,000–$50,000/yrOfficial source →
- Multipurpose Senior Services Program (MSSP)State$3,000–$8,000/yrOfficial source →
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- California County Veterans Service Offices — Free VA Claims HelpStateOfficial source →
- CDA Access to Technology (ATT)StateOfficial source →
- California State Parks Distinguished Veteran Pass (Free Lifetime Pass)StateOfficial source →
- California Reduced-Fee Hunting and Fishing Licenses for Disabled VeteransState$54–$108/yrOfficial source →
- California State Veterans Cemeteries (Burial Benefits)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Low-Income)State$2,000–$3,000/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Basic)State$1,500–$2,000/yrOfficial source →
- California Homeowners' ExemptionState$70/yrOfficial source →
Transportation
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- California Alternate Rates for Energy (CARE)State$300–$700/yrOfficial source →
- California LifeLineState$132–$228/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
