How to apply for Health First Colorado (Medicaid) for people 65+, blind, or disabled

Who it's for

Health First Colorado is Colorado's Medicaid program. It pays for doctor visits, hospital care, prescriptions, and long-term care supports. For people 65 and older or who are blind or have a disability, the 2026 monthly income limit is $994 for one person or $1,491 for a couple (the SSI level), and countable resources must be $2,000 or less for one person or $3,000 for a couple. People who get SSI qualify automatically. Apply online through Colorado PEAK or at the county human services office.

What you'll need

• Proof of income
• Proof of assets
• Identification and residency documents

Where to apply

What to say when you call

"Hello, I'm calling to ask about Health First Colorado (Medicaid) for people 65+, blind, or disabled. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of income, proof of assets, identification and residency documents — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Check whether this program may fit your situation. It is for people age 65 or older, or people who are blind or have a disability. People who get SSI qualify automatically.
2. Gather your required documents. Get proof of income, proof of assets, and identification and residency documents.
3. Review your income and resources before you apply. Income is counted after small disregards, so you may still qualify even if your income is a little above the listed amount.
4. Apply online through Colorado PEAK or apply by phone at 1-800-221-3943.
5. Ask about other Medicaid paths if needed. If you have higher income and need nursing-home-level care, ask about the long-term care or waiver path.
6. Complete any follow-up requests from the county human services office. Provide any extra information they ask for so they can make a decision.

What to expect: After you apply, the county human services office reviews your information and makes the final decision. If anything is missing, you may be asked for more details or documents. Processing times vary, so ask for an estimate if needed. If approved, remember that renewal is required every year.

Renewals

annual