Benefits · Healthcare

How to apply for St. Joseph's Health (Paterson + Wayne) + St. Mary's General (Passaic) — Financial Assistance (Passaic County)

Passaic County hospital safety net: St. Joseph's University Medical Center (Paterson, St. Joseph's Health flagship — one of NJ's largest safety-net hospitals serving Paterson's diverse, working-class population) + St. Joseph's Wayne Hospital (Wayne). St. Mary's General Hospital (Passaic, Prime Healthcare). Distinctive — St. Joseph's University Medical Center is NJ's main 'urban Catholic safety-net' flagship (analogous to Newark's University Hospital but Catholic-affiliated). ALL participate in NJHCPAP.

Who it's for

Passaic County hospital safety net is Passaic = St. Joseph's University Medical Center (Paterson flagship, urban Catholic safety-net) + St. Joseph's Wayne + St. Mary's General Passaic. NJ's largest Catholic safety-net network.. ALL NJ acute-care hospitals participate in the NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL — this applies in every NJ county. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.stjosephshealth.org/patients-visitors/billing-financial-assistance. Phone: 973-754-2000.

Passaic: Passaic = St. Joseph's University Medical Center (Paterson flagship, urban Catholic safety-net) + St. Joseph's Wayne + St. Mary's General Passaic. NJ's largest Catholic safety-net network.. NJHCPAP (state-mandated Charity Care) applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

What you'll need

  • Proof of household income
  • Proof of Passaic County / NJ residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 973-754-2000

Renewals

per-encounter or annual

Official source →Last verified · June 11, 2026

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