Senior benefits in San Mateo County, California
Seniors living in San Mateo County, California have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and transportation. The Area Agency on Aging serving San Mateo County is a strong local starting point — it connects older adults and caregivers to services across the county. Locally, programs like Redi-Wheels ADA Paratransit and the SamTrans Senior Reduced Fare can make getting around easier, while General Assistance through the San Mateo County Human Services Agency may help those with limited income. Hospital Charity Care and energy help through Central Coast Energy Services are also available for qualifying residents. At the state level, programs such as In-Home Supportive Services, CalFresh for Seniors, Medi-Cal for Seniors, and California Property Tax Postponement may provide meaningful relief. Federal programs add even more options for eligible seniors. This page lists each program with its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
6
Local programs
24
California programs
25
Federal programs
18
Categories
Local starting point
The Area Agency on Aging serving San Mateo County — California Department of Aging / Aging & Disability Resource Connection
1-844-868-0938
See which of these San Mateo County programs you may qualify for.
Find my benefitsHelping others? Print the San Mateo County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in San Mateo County
Run by the county, its Area Agency on Aging, or another agency serving San Mateo County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (ADRC) — San Mateo County
CountyEvery California county is served by an Area Agency on Aging (AAA) and an Aging & Disability Resource Connection (ADRC) — a single point of contact that connects older adults, caregivers, and people with disabilities in San Mateo County to in-home supportive services, home-delivered and congregate meals, transportation, family-caregiver support, benefits and insurance counseling (HICAP), and California's Medi-Cal home- and community-based long-term-care programs. Services are for adults 60 and older, with priority for those in greatest need. Call the San Mateo County Area Agency on Aging directly at 1-844-868-0938, or reach the statewide Aging & Disability Resource Connection at 1-800-510-2020 to be connected to local services.
$500–$6,000/yr
In this county: The Area Agency on Aging / ADRC is the entry point to Older Americans Act and California state aging services for adults 60+. Specific services depend on an individual needs assessment and local funding, so this shows as a may-qualify result. Call 1-844-868-0938 to reach your county's AAA (statewide locator line: 1-800-510-2020).
Energy Assistance
Programs here are typically worth $94–$1,500 a year to an eligible household.
Energy Assistance (LIHEAP) — San Mateo County
CountyCalifornia's Low-Income Home Energy Assistance Program (LIHEAP) helps income-eligible households pay home heating and cooling bills, with one-time crisis help when service is past due or shut off. It is funded federally and run statewide by the California Department of Community Services & Development (CSD). In San Mateo County it is delivered by Central Coast Energy Services. Households generally qualify at or below 60% of the state median income; older adults and people with disabilities are prioritized. Payments usually go straight to the utility company. Apply online at CaLIHEAPApply or through your local provider.
$94–$1,500/yr
Healthcare
Programs here are typically worth $500–$20,000 a year to an eligible household.
Hospital Charity Care / Financial Assistance — San Mateo County
CountyHospitals serving San Mateo County — including San Mateo Medical Center (county), Kaiser Permanente, Sutter Mills-Peninsula, and Dignity Health — must provide financial assistance under California's Hospital Fair Pricing Act. Uninsured patients (and insured patients with high medical costs) with household income at or below 400% of the federal poverty level qualify for charity care or discounted payment; many nonprofit systems give fully free care at lower income levels (for example, Dignity Health provides free care up to 250% of the poverty level). Eligible patients are never charged more than the amounts generally billed to insured patients. Ask any hospital's financial-counseling or billing office for its Financial Assistance Policy and application; the state's HCAI publishes every hospital's policy.
$500–$20,000/yr
Income Support
General Assistance (San Mateo County)
CountySan Mateo County General Assistance (GA) is a county-funded cash-aid program that helps adult San Mateo County residents pay for living expenses such as rent and utilities when no other source of assistance is available. For a low-income senior it is mainly a bridge while a Supplemental Security Income (SSI) or Cash Assistance Program for Immigrants (CAPI) claim is pending. To qualify you must be at least 18 years old, have lived in San Mateo County for at least 15 consecutive days, and meet the County's income and resource limits. Apply by phone 1-800-223-8383, in person at any San Mateo County HSA regional office, or by mailing a completed application. Applications are usually processed within 30 days.
In this county: San Mateo County GA has conditions this check cannot confirm for you: you must be a San Mateo County resident (15-day minimum) at least 18 years old who meets the County's income and resource limits, with no other source of assistance available. The smcgov.org page does not publish the current maximum monthly grant amount; the County determines your specific amount during application. Apply by phone at 1-800-223-8383, in person at a regional office, or by mail.
Transportation
Programs here are typically worth $250–$600 a year to an eligible household.
Redi-Wheels ADA Paratransit (San Mateo County)
CountyRedi-Wheels is SamTrans's ADA complementary paratransit service for San Mateo County. It serves people whose disability prevents them from independently using SamTrans bus service some or all of the time — there is no age or income requirement, just functional ADA eligibility. To apply, call the SamTrans Paratransit Eligibility Office at 1-650-366-4856 (or click the online paratransit application on the SamTrans website). For information on obtaining visitor status for paratransit, call 650-508-6241. All applicants must complete an in-person evaluation; see the Paratransit Riders Guide (PDF) on samtrans.com for full details on evaluation procedures, timelines, and functional eligibility criteria.
In this county: Redi-Wheels eligibility is functional (cannot independently use SamTrans bus service due to a disability) and requires an in-person evaluation by SamTrans, which may take up to two hours and a determination of up to 21 days. This check cannot perform that evaluation. There is no age or income requirement. To start, call the SamTrans Paratransit Eligibility Office at 1-650-366-4856.
SamTrans Senior Reduced Fare (San Mateo County)
CountySamTrans is the public bus system serving San Mateo County. Riders 65 and older qualify for the SamTrans Eligible Discount fare on cash, Senior Clipper card, and the free SamTrans Mobile ticketing app. The Local/Express Eligible Discount Pass is $27/month for unlimited rides on any Local or Express SamTrans route. The Senior Clipper card is free to obtain — apply on the Clipper website, by mail/email/fax with proof of age, or in person at the San Mateo County Transit District Administrative office in San Carlos or at other Clipper locations. Customer service for Clipper applications: 1-800-660-4287 (TTY 650-508-6448).
$250–$600/yr
California and federal programs
Open to eligible households in San Mateo County and across the rest of California. Full details are on the California benefits page.
Cash Assistance
- Cash Assistance Program for Immigrants (CAPI)State$11,500–$17,300/yrOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- CalFresh for Seniors (60+)State$1,200–$3,000/yrOfficial source →
Health Coverage
- Medi-Cal for Seniors (Aged & Disabled FPL Program)State$4,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
Home Care
- Assisted Living Waiver (ALW)State$30,000–$60,000/yrOfficial source →
- Community-Based Adult Services (CBAS)State$15,000–$30,000/yrOfficial source →
- Home and Community-Based Alternatives (HCBA) WaiverState$20,000–$90,000/yrOfficial source →
- In-Home Supportive Services (IHSS)State$12,000–$50,000/yrOfficial source →
- Multipurpose Senior Services Program (MSSP)State$3,000–$8,000/yrOfficial source →
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- California County Veterans Service Offices — Free VA Claims HelpStateOfficial source →
- CDA Access to Technology (ATT)StateOfficial source →
- California State Parks Distinguished Veteran Pass (Free Lifetime Pass)StateOfficial source →
- California Reduced-Fee Hunting and Fishing Licenses for Disabled VeteransState$54–$108/yrOfficial source →
- California State Veterans Cemeteries (Burial Benefits)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Low-Income)State$2,000–$3,000/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Basic)State$1,500–$2,000/yrOfficial source →
- California Homeowners' ExemptionState$70/yrOfficial source →
Transportation
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- California Alternate Rates for Energy (CARE)State$300–$700/yrOfficial source →
- California LifeLineState$132–$228/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
