Senior benefits in Bradford County, Florida
Seniors in Bradford County, Florida have access to a wide range of benefit programs that can help with everyday needs like energy bills, meals, transportation, and long-term care. Elder Options, the Area Agency on Aging serving North Central Florida, is a strong local starting point — it connects Bradford County residents to services through its Aging and Disability Resource Center. The Bradford County Senior Center in Starke offers congregate meals, home-delivered meals through the Suwannee River Economic Council, and Community Care for the Elderly services. If you need help paying energy bills, the Central Florida Community Action Agency administers LIHEAP locally, and the Emergency Home Energy Assistance for the Elderly Program is also available for qualifying seniors facing energy hardship. Door-to-door paratransit rides are available through Suwannee River Economic Council Transportation. State programs like Florida Medicaid for the Aged, Blind and Disabled, Florida Home Care for the Elderly, and several homestead exemptions may also apply. Federal programs add even more options. Each listing below includes its official source and the date it was last verified — the administering agency always makes the final eligibility decision.
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Local programs
18
Florida programs
25
Federal programs
18
Categories
Local starting point
Florida Department of Elder Affairs (DOEA) Emergency Home Energy Assistance for the Elderly Program (EHEAP) — federally LIHEAP-funded, state-administered, locally delivered by Suwannee River Economic Council (SREC) under contract with Elder Options (Mid-Florida Area Agency on Aging, PSA 3) via the Bradford County Senior Center
1-844-496-0624
See which of these Bradford County programs you may qualify for.
Find my benefitsHelping others? Print the Bradford County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Bradford County
Run by the county, its Area Agency on Aging, or another agency serving Bradford County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (ADRC) — Bradford County
CountyThe Mid-Florida Area Agency on Aging, Inc. (d/b/a Elder Options) is the state-designated Area Agency on Aging (AAA) and Aging & Disability Resource Center (ADRC) serving Bradford County as part of a 16-county Planning and Service Area in North Central Florida. As a one-call 'no wrong door' entry point, it connects older adults, caregivers, and people with disabilities to in-home care, home-delivered and congregate meals, transportation, caregiver support, benefits counseling, and Florida's Medicaid long-term-care and Community Care for the Elderly services. Services are for adults 60 and older, with priority for those in greatest need. Call the Elder Options Helpline at 1-800-262-2243 to be connected to the Bradford County ADRC.
$500–$6,000/yr
Emergency Aid
Programs here are typically worth $200–$1,500 a year to an eligible household.
Central Florida Community Action Agency LIHEAP (Bradford County)
CountyCentral Florida Community Action Agency, Inc. (CFCAA) is the designated Community Action Agency administering the Low-Income Home Energy Assistance Program (LIHEAP) for Bradford County. CFCAA's LIHEAP provides assistance to low-income households to help pay energy expenses, including crisis relief for emergency situations. The Florida LIHEAP income gate is set at 60 percent of the State Median Income. Senior-headed households receive application priority under federal LIHEAP rules. Applications can be submitted online or by visiting CFCAA's office; processing typically takes up to 45 days. For Bradford County seniors who prefer a senior-pathway intake, SREC at 1-844-496-0624 (Bradford County Senior Center / fl.bradford.srec_meals_via_bradford_senior_center) also serves as a referral point that consolidates with Meals on Wheels and CCE services enrollment.
$200–$1,500/yr
In this county: CFCAA administers Bradford County LIHEAP on a first-come-first-served basis — funds can exhaust mid-year. Apply EARLY in the cooling season (typically February-March) and heating season (typically November-December) for the strongest chance of award. Florida LIHEAP uses 60% of State Median Income as the income gate. CFCAA's main office is in Gainesville (Alachua) — Bradford seniors face about 45-minute travel for in-person intake. SREC Transportation (fl.bradford.srec_transportation) coordinates rides to CFCAA intake sites.
Emergency Home Energy Assistance for the Elderly Program (EHEAP) — Bradford County
CountyThe Emergency Home Energy Assistance for the Elderly Program (EHEAP) is a Florida Department of Elder Affairs program funded through the federal LIHEAP block grant but administered separately from regular LIHEAP — explicitly targeted at low-income households with at least one person age 60+. In Bradford County, EHEAP is delivered by Suwannee River Economic Council (SREC), the local AAA delivery partner. EHEAP provides emergency assistance to seniors facing imminent utility shutoff, deposit requirements for service restoration, or a home cooling/heating crisis. Maximum benefits are typically $600-$1,000 per emergency, paid directly to the utility company or the AC repair vendor. EHEAP can stack with regular LIHEAP (fl.bradford.cfcaa_liheap) — a senior household may receive both. Income eligibility is set at 150% of the Federal Poverty Guideline. At least one household member must be 60 years old or older. Apply by calling SREC at 1-844-496-0624 — same intake as Congregate Meals at the Bradford County Senior Center, Meals on Wheels, CCE services (including Emergency Alert Response systems, Personal Care, Homemaker, Respite, and Specialized Medical Equipment), and SREC Transportation.
$300–$1,000/yr
In this county: EHEAP is genuinely emergency-only — applicants must document an imminent shutoff, deposit-for-restoration requirement, or broken heating/cooling crisis. Routine bill assistance for seniors should go through regular LIHEAP via CFCAA (fl.bradford.cfcaa_liheap) instead. The income gate follows LIHEAP's 60% SMI standard (corrected 2026-07-07; the old 150% FPL framing was wrong) and matches LIHEAP's 60% SMI gate. Up to 2 EHEAP benefits per program year per household. Florida DOEA caps the typical award at $600-$1,000 per emergency, paid directly to the utility or vendor. For Bradford County, SREC is the integrated intake point — same phone (1-844-496-0624) handles EHEAP + Bradford County Senior Center programs + transit.
Healthcare
Programs here are typically worth $500–$50,000 a year to an eligible household.
UF Health Family Medical Group Starke (Local Primary Care) + UF Health Shands Hospital (Referral)
CountyBradford County's healthcare safety net is distinctively integrated with UF Health — Bradford is explicitly named in UF Health's Community Health Needs Assessment service area (along with Alachua, Columbia, Levy, Marion, Putnam, and Suwannee). Two UF Health-system access points serve Bradford: LOCAL PRIMARY CARE: UF Health Family Medical Group – Starke provides primary care and family medicine in Bradford County itself — Bradford seniors can access UF Health-system primary care without leaving the county. The clinic is a UF Health affiliate and follows the UF Health system Financial Assistance Policy. HOSPITAL-LEVEL CARE: For hospitalization, Bradford seniors travel to UF Health Shands Hospital in Gainesville (about 45 minutes southeast). UF Health Shands provides up to 100% charity care for patients whose family adjusted income is less than 200% of federal poverty guidelines; the 45% uninsured self-pay discount (up to 60% for physician charges) applies as a baseline. Florida Department of Health in Bradford County also provides sliding-scale public health services as a complementary safety-net layer. For Bradford seniors, SREC Transportation (fl.bradford.srec_transportation) is the practical mobility link. Apply for UF Health Shands FAP by calling 352-265-7906; for UF Health Family Medical Group Starke services, contact the clinic directly.
$500–$50,000/yr
In this county: Bradford County's distinctive UF Health integration means local primary care is available through UF Health Family Medical Group Starke — Bradford seniors don't need to travel for routine primary care like Wakulla, Jefferson, Suwannee, Hamilton, Levy, Dixie, Gilchrist, or Lafayette seniors. For hospitalization, the 45-minute trip to UF Health Shands in Gainesville is the binding constraint. UF Health Shands' 185% FPL threshold is STRICTER than peer FL hospitals (HCA 200%, Ascension 200%, AdventHealth 250%, Baptist Jax 300%) — Bradford seniors near 185-200% FPL should be aware. The 45% uninsured self-pay discount applies as a baseline. UF Health's $252.6M annual charity care commitment includes Bradford as one of the named service counties — meaningful institutional commitment to serving this rural population. For Bradford seniors, SREC Transportation requires advance reservation; same-day rides not available. For emergency care, 911 dispatch will route to the appropriate Gainesville facility.
Nutrition
Programs here are typically worth $1,800–$6,000 a year to an eligible household.
Bradford County Senior Center — Congregate Meals + SREC Home Delivered Meals + CCE Services
CountyThe Bradford County Senior Center at 1805 N. Temple Avenue in Starke is operated by the Bradford County Board of County Commissioners — a structurally distinctive hybrid model where the COUNTY GOVERNMENT operates the senior center facility while Suwannee River Economic Council (SREC) delivers the senior services programming (Title III nutrition + CCE in-home services + activities). Services include: (1) Congregate Meals for seniors 60+ at the Bradford County Senior Center — meals served until 12:00 p.m.; (2) Home Delivered Meals (Meals on Wheels) for homebound seniors age 60+; (3) Community Care for the Elderly (CCE) services — Case Management, Companion services, Emergency Alert Response systems, Homemaker services, Personal Care, Respite, and Specialized Medical Equipment; (4) Recreation, activities, and educational programming at the Senior Center. Senior Center hours: Monday-Friday 8 a.m. - 5 p.m. Eligibility for the senior pathway is age 60+ and Bradford County residency; home-delivered meals require homebound status. Apply by calling SREC at 1-844-496-0624 or 904-368-3955 for senior services intake, or contact the Bradford County Senior Center directly.
$1,800–$6,000/yr
In this county: The hybrid BoCC + SREC delivery model in Bradford means the COUNTY GOVERNMENT operates the senior center facility while a NONPROFIT (SREC) delivers the senior services programming. This integration provides stable facility-based services (county facility) with experienced senior services delivery (SREC). CCE services include DISTINCTIVE Emergency Alert Response systems — wearable medical alert devices for at-risk seniors living alone — a service that is uncommon in peer rural FL Council on Aging records (only Jackson County's JCSCO also offers this in catalog). Home-delivered meals require homebound status. CCE services like Personal Care, Homemaker, and Respite use sliding-scale fees based on income/sponsorship. The Senior Center congregate meals serve until noon — plan attendance accordingly. The Specialized Medical Equipment program is another distinctive service uncommon in peer rural senior records.
Transportation
Programs here are typically worth $500–$4,500 a year to an eligible household.
Suwannee River Economic Council Transportation — Door-to-Door Paratransit (Bradford County)
CountySuwannee River Economic Council (SREC) coordinates transportation services for Bradford County as part of its integrated delivery of senior services (transit + meals + EHEAP) — Bradford joins SREC's broader regional service footprint that includes the Dixie + Gilchrist + Lafayette transit cluster and the Suwannee + Hamilton + Levy + Dixie AAA meals cluster. SREC Transportation provides demand-response, door-to-door paratransit for elderly and disadvantaged residents — transportation to doctors' offices, medical facilities, meal sites, and shopping. Funding sources include the Florida Department of Transportation, Florida Commission for the Transportation Disadvantaged, and Medicaid HMOs. Eligibility uses the Florida TD framework: age 60+ OR documented disability OR low-income transportation-disadvantaged status. Bradford County has NO fixed-route public bus system — SREC Transportation paratransit is the primary mobility option. For non-emergency medical care, SREC Transportation can connect Bradford seniors to UF Health Shands in Gainesville (about 45 minutes southeast) for tertiary care, or to UF Health Family Medical Group Starke for local primary care. Apply for reservations by calling SREC at (844) 496-0624. For unresolved complaints, contact the Director of Transportation at (386) 362-4115 ext. 241. TD Helpline: (800) 983-2435.
$500–$4,500/yr
In this county: Bradford County has NO fixed-route public bus system. SREC Transportation is the primary mobility option. For Bradford seniors needing access to UF Health Shands in Gainesville (about 45 minutes southeast) for tertiary care, advance scheduling is essential — same-day rides typically not available. Bradford has local primary care access at UF Health Family Medical Group Starke (in-county), so most routine medical trips don't require cross-county travel. The Medicaid HMO funding pathway means Medicaid-eligible riders can access transit through their HMO. STRUCTURAL NOTE: SREC's integration of transit + senior services + EHEAP under one nonprofit umbrella for Bradford means a single call to 1-844-496-0624 coordinates the full senior services package.
Florida and federal programs
Open to eligible households in Bradford County and across the rest of Florida. Full details are on the Florida benefits page.
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Health Coverage
- Florida Medicaid for the Aged, Blind & Disabled (MEDS-AD)State$4,000–$12,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
Home Care
- Florida Alzheimer's Disease Initiative (ADI)State$2,400–$18,000/yrOfficial source →
- Florida Community Care for the Elderly (CCE)State$2,000–$15,000/yrOfficial source →
- Florida Home Care for the Elderly (HCE)State$1,920–$6,000/yrOfficial source →
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
- Florida Optional State Supplementation (OSS)State$1,200–$9,600/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Florida Free Hunting & Fishing Licenses for Disabled Veterans (50%+ Rating)State$40–$50/yrOfficial source →
- Florida Department of Veterans' Affairs Claims Assistance (Free VA Claims Help)StateOfficial source →
- Florida Military Gold Sportsman's License (Reduced-Fee Hunting & Fishing Package)State$75–$85/yrOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Florida Combat-Disabled Veteran Age 65+ Property Tax DiscountState$150–$3,000/yrOfficial source →
- Florida Total Property Tax Exemption for 100% Disabled VeteransState$2,000–$5,000/yrOfficial source →
- Florida $5,000 Disabled Veteran Property Tax Exemption (10%+ Disability)State$40–$50/yrOfficial source →
- Florida Homestead ExemptionState$200–$750/yrOfficial source →
- Florida Long-Term Resident Senior Homestead ExemptionState$800–$2,500/yrOfficial source →
- Florida Senior Additional Homestead ExemptionState$300–$700/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
