Senior benefits in Sac County, Iowa
Seniors in Sac County, Iowa, can find help with health care, housing costs, food, energy bills, and more. A good first stop is Elderbridge Agency on Aging, the local Area Agency on Aging, which offers services for older adults and their caregivers. Other local options include Hospital Financial Assistance through Loring Hospital, LIHEAP heat assistance through New Opportunities, and rides through Western Iowa Transit. Veterans can turn to the Sac County Commission of Veteran Affairs. Iowa also offers state programs, such as the Elderly Waiver for in-home care, Medicare Savings Programs, SHIIP Medicare counseling, SNAP, and property tax credits for older homeowners. Federal programs may apply too. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final decision on who is eligible.
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Local programs
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Iowa programs
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Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Elderbridge Agency on Aging
1-800-243-0678
See which of these Sac County programs you may qualify for.
Discover my benefitsHelping others? Print the Sac County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Sac County
Run by the county, its Area Agency on Aging, or another agency serving Sac County. Start here.
Elder Services in Sac County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Elderbridge Agency on Aging) — Sac
County · IowaElderbridge Agency on Aging is the Area Agency on Aging for Sac County and 28 other counties in north central, northwest and central Iowa. Its services include information and assistance, options counseling, case management, congregate and home-delivered meals, nutrition counseling, falls prevention classes, family caregiver support (support groups, training and help finding respite care), help for grandparents and older relatives age 55 and up who are raising a child, elder abuse prevention, legal assistance on elder rights issues, and Medicare help. Meals can have a wait list. Elderbridge has offices in Mason City, Fort Dodge, Carroll and Spencer. Call 800-243-0678.
Estimated service value: $200–$2,000 a year
Energy Assistance in Sac County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP heat assistance (New Opportunities) — Sac
County · IowaThe Low-Income Home Energy Assistance Program (LIHEAP) helps homeowners and renters pay part of their heating bills during the winter with a one-time payment. Help is based on household income, household size, fuel type and housing type, and income must be at or below 200% of poverty. The regular application period is November 1 through April 30; households with elderly or disabled members can apply starting October 1. Funding is limited, so apply early. In Sac County, apply through the New Opportunities outreach office at 1710 West Main Street in Sac City. Call 712-662-3236.
Estimated bill savings: $80–$800 a year
Healthcare in Sac County
Hospital Financial Assistance (Loring Hospital) — Sac
County · IowaLoring Hospital in Sac City helps patients who cannot reasonably pay for some or all of their care. Under its plain language summary, if total household income is below 150% of the Federal Poverty Level, you will not have to pay your hospital bill; incomes between 150% and 250% pay no more than amounts generally billed to insured patients and may get more discounts. Call 712-662-7105, or the business office toll free at 800-344-3767.
Estimated bill savings: about $0 a year
Transportation in Sac County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public transit (Western Iowa Transit) — Sac
County · IowaWestern Iowa Transit (WIT), run by Region XII Council of Governments, offers door-to-door rides in Sac County and the rest of its six-county area. Service is open to the general public, including people with disabilities, and is well suited to seniors. Schedule rides with the Carroll office at 712-792-9914 at least 24 hours ahead. Service runs Monday through Friday, 7 a.m. to 5 p.m. In-town rides are $8.00 one way and $16.00 round trip, with $8.00 for each added stop; out-of-town trips are quoted at $2.00 per mile. Riders using Medicaid should call the number on their insurance card to arrange a ride.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Sac County
County veterans affairs office — Sac
County · IowaThe Sac County Veterans Affairs office is at the Sac County Courthouse, 100 N. West State St., Level 2 in Sac City (Monday through Friday, 8:00 a.m. to 4:30 p.m.). The office helps honorably discharged veterans find out which county, state and federal veterans' benefits they qualify for, including county assistance. Call 712-662-4552.
Estimated cash: about $0 a year
Local agencies serving Sac County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
New Opportunities, Inc.
Sac County Commission of Veteran Affairs
Elderbridge Agency on Aging
Runs: Area Agency on Aging services (Elderbridge Agency on Aging)
Region XII Council of Governments
Iowa and federal programs
Open to eligible households in Sac County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
