Senior benefits in Clarke County, Iowa
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Seniors in Clarke County, Iowa, can tap a mix of local, state, and federal help. A good first stop is Connections Area Agency on Aging, which offers services for older adults and their caregivers in the county. The Iowa HHS county office can help with programs like Medicaid and SNAP food assistance. Locally, Clarke County Hospital in Osceola has a hospital financial assistance program. SCICAP handles LIHEAP energy assistance, and Southern Iowa Trolley offers senior bus fares. Veterans can turn to the Clarke County Commission of Veteran Affairs for guidance. Iowa also offers property tax credits, a retirement income exclusion, Medicare Savings Programs, and free SHIIP Medicare counseling. Federal programs may apply too. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final decision on who qualifies.
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Local programs
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Iowa programs
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Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Connections Area Agency on Aging
1-800-432-9209
See which of these Clarke County programs you may qualify for.
Discover my benefitsHelping others? Print the Clarke County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Clarke County
Run by the county, its Area Agency on Aging, or another agency serving Clarke County. Start here.
Elder Services in Clarke County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Connections Area Agency on Aging) — Clarke
County · IowaConnections Area Agency on Aging serves older adults and family caregivers in 20 counties in southwest and western Iowa, including Clarke County. Its Information and Assistance specialists and Options Counselors help people find and apply for benefits such as Medicare Extra Help, Medicare Savings Programs, Medicaid, SNAP food help and LIHEAP energy help. Other services include case management for people age 60 or older who need help with at least two daily activities (such as bathing or dressing) so they can stay at home, senior center meals and home-delivered meals for people 60 and older, caregiver support and respite options, free Medicare counseling through SHIIP, and Solution Options for Seniors (S.O.S.), which helps pay for home repairs or changes for people 60 and older who own their home or live with a caregiver. Call toll free 1-800-432-9209. The Council Bluffs office (231 S. Main St.) and Sioux City office (2301 Pierce St.) take walk-ins Monday through Thursday, 8:00 a.m. to 4:00 p.m.; the Creston office (109 N. Elm St.) is by appointment.
Estimated service value: $200–$2,000 a year
Energy Assistance in Clarke County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP energy assistance (SCICAP) — Clarke
County · IowaIn Clarke County, South Central Iowa Community Action Program (SCICAP) helps you apply for LIHEAP, the Low-Income Home Energy Assistance Program, which can pay part of your winter heating costs if you meet income guidelines. The amount depends on income, family size, the type of fuel you heat with, and other factors. If you qualify, your heating and electric service is protected from disconnection through March 31. Households that heat with propane (LP) can get propane delivery. SCICAP takes applications starting October 1 for households with members age 60 or older or with disabilities; November 1 for all other income-eligible households. The regular application period ends April 30. Apply online, by mail, or at the Clarke County Outreach office at 114 S Fillmore, Ste 2, Osceola (open Tuesday and Thursday, 8:00 a.m. to 4:00 p.m.; phone 641-342-2101). If you have a disconnection notice, call right away.
Estimated bill savings: $80–$800 a year
General Assistance in Clarke County
Iowa HHS county office — Clarke
County · IowaThe Iowa Department of Health and Human Services (HHS) lists an office for Clarke County at 109 S Main, Suite 2, Osceola. Phone: 641-342-6516. This office also serves Decatur, Lucas and Wayne counties. Iowa HHS says you can apply for SNAP food benefits and for Medicaid health coverage, including Medicaid for older adults and people with disabilities, at your local HHS office. You can also apply online through the Iowa HHS Benefits Portal, or apply for Medicaid by phone at 1-855-889-7985.
Estimated bill savings: about $0 a year
Healthcare in Clarke County
Hospital financial assistance (Clarke County Hospital (Osceola)) — Clarke
County · IowaClarke County Hospital in Osceola has financial assistance policies to help patients who cannot pay for some or all of the care they receive. If you do not have insurance or think you will need help paying your bill, call (641) 342-5258. The Financial Counselor can also help you see whether you qualify for other coverage or benefits. For questions about a current bill, call (641) 342-5479.
Estimated bill savings: about $0 a year
Transportation in Clarke County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior bus fares (Southern Iowa Trolley) — Clarke
County · IowaSouthern Iowa Trolley is the regional public transit system for Clarke County and six other south-central Iowa counties. It gives door-to-door weekday rides to the general public, including people with disabilities, and every vehicle is ADA accessible. In Clarke County, in-town rides are offered in Osceola. Main in-town service runs Monday to Friday, 7 a.m. to 3:45 p.m. (days and hours can change with driver availability). Seniors age 60 and older pay $3.00 per in-town ride (or $30.00 for a 12-ride ticket), and in-town rides on Fridays are $1.00. Before riding, seniors must fill out a Connections Area Agency on Aging intake form, which you can get from the driver or the office at 301 Industrial Parkway in Creston. Out-of-town trips start at $10.00 one way. To schedule a ride, call 641-782-6571 or toll free 866-782-6571.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Clarke County
Programs here typically pay an eligible household $200–$1,500 a year.
County veterans office and help (Commission of Veteran Affairs) — Clarke
County · IowaThe Clarke County Commission of Veteran Affairs is the county veterans office. The office helps with federal claims such as disability compensation, pension, survivor pension and DIC, aid and attendance, VA health care, burial benefits and military records, and with state benefits such as the Iowa Veterans Home, Iowa Veterans Trust Fund and the Military Property Tax Exemption. The director also helps veterans apply for county help with food, rent or mortgage payments and utilities, and grave markers are supplied to veterans buried in Clarke County. Visit the office at the Clarke County Courthouse, 100 Main St., Osceola (Monday to Friday, 8:30 a.m. to noon and 1:00 to 4:00 p.m. (appointments preferred)), or call 641-342-2933.
Estimated cash: $200–$1,500 a year
Local agencies serving Clarke County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
South Central Iowa Community Action Program, Inc. (SCICAP)
Iowa Department of Health and Human Services (HHS)
Runs: Iowa HHS county office
Clarke County Hospital
Runs: Hospital financial assistance (Clarke County Hospital (Osceola))
Southern Iowa Trolley (Iowa Region 14 public transit)
Clarke County Commission of Veteran Affairs
Runs: County veterans office and help (Commission of Veteran Affairs)
Connections Area Agency on Aging
Runs: Area Agency on Aging services (Connections Area Agency on Aging)
Iowa and federal programs
Open to eligible households in Clarke County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
