Senior benefits in Floyd County, Iowa
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Floyd County, Iowa has benefit programs that can help seniors and their families with everyday costs. A good first stop is Elderbridge Agency on Aging, the local Area Agency on Aging, which offers services for older adults and caregivers. The Iowa HHS local office for Floyd County can help with programs like Medicaid and SNAP food assistance. Floyd County Medical Center has a Hospital Financial Assistance program for medical bills. North Iowa Community Action runs LIHEAP heating assistance, and Region 2 Transit offers public transportation. Veterans can start with the Floyd County Commission of Veteran Affairs. Iowa also offers state help, such as property tax credits, the Medicare Savings Programs, and free Medicare counseling through SHIIP. Federal programs may apply as well. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final decision on eligibility.
6
Local programs
20
Iowa programs
26
Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Elderbridge Agency on Aging
1-800-243-0678
See which of these Floyd County programs you may qualify for.
Discover my benefitsHelping others? Print the Floyd County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Floyd County
Run by the county, its Area Agency on Aging, or another agency serving Floyd County. Start here.
Elder Services in Floyd County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Elderbridge Agency on Aging) — Floyd
County · IowaElderbridge Agency on Aging is the Area Agency on Aging for Floyd County and 28 other counties in north central, northwest and central Iowa. Its services include information and assistance, options counseling, case management, congregate and home-delivered meals, nutrition counseling, falls prevention classes, family caregiver support (support groups, training and help finding respite care), help for grandparents and older relatives age 55 and up who are raising a child, elder abuse prevention, legal assistance on elder rights issues, and Medicare help. Meals can have a wait list. Elderbridge has offices in Mason City, Fort Dodge, Carroll and Spencer. Call 800-243-0678.
Estimated service value: $200–$2,000 a year
Energy Assistance in Floyd County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP heating assistance (North Iowa Community Action) — Floyd
County · IowaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay part of your winter heating costs with a one-time payment to your heating or fuel company. Extra help may be available to repair or replace a furnace, or for an air conditioner for medical reasons. Income must be at or below 200% of the federal poverty level. People age 60 and over or with a disability can apply October 1 through April 30; all other households can apply November 1 through April 30. In Floyd County, North Iowa Community Action (NICAO) takes applications at its outreach office at 404 N. Jackson in Charles City; call 641-228-2893 or toll free 800-873-1899.
Estimated bill savings: $80–$800 a year
General Assistance in Floyd County
Iowa HHS local office — Floyd
County · IowaIowa Health and Human Services (HHS) has a local office in Floyd County at 1206 S. Main Street in Charles City. It serves Bremer, Chickasaw, Floyd and Mitchell counties. Call 641-228-5713. Iowa HHS runs help programs such as SNAP food assistance (formerly food stamps), LIHEAP heating help, rent assistance and WIC.
Estimated bill savings: about $0 a year
Healthcare in Floyd County
Hospital Financial Assistance (Floyd County Medical Center) — Floyd
County · IowaFloyd County Medical Center in Charles City offers discounted services through its financial assistance program. Eligibility is based on income and family size, using the Federal Poverty guidelines. Financial assistance cannot be used for deductibles, copays or coinsurance. Send the application to the Business Office at 800 11th Street, Charles City, or email patientadvocate@fcmhosp.com. Call 641-228-6830.
Estimated bill savings: about $0 a year
Transportation in Floyd County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public transit (Region 2 Transit) — Floyd
County · IowaRegion 2 Transit, run by the North Iowa Area Council of Governments (NIACOG), gives rides to the general public, including people with disabilities, in Floyd County and the rest of north central Iowa. Call 641-715-1314 to schedule a ride (7:00 a.m. to 4:00 p.m., Monday through Friday). Fares for elderly, disabled and student riders are $1.00 for city service, $2.00 for travel within a county, and $3.00 between counties in Region 2 (general public fares are higher). Rides to medical appointments may be covered by health insurance or Medicaid.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Floyd County
County veterans affairs office — Floyd
County · IowaThe Floyd County Veterans Affairs office is at 101 S. Main Street, Suite 109 in Charles City. Floyd County Veterans General Assistance gives temporary help with basic needs to Floyd County veterans and their spouses who meet income guidelines: utilities, rent, prescriptions, emergency dental care and burial for those who cannot afford it. You need an honorable discharge (DD214), proof of income and an application, and you must be willing to apply for other benefits. Call 641-228-1850.
Estimated cash: about $0 a year
Local agencies serving Floyd County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
North Iowa Community Action Organization (NICAO)
Runs: LIHEAP heating assistance (North Iowa Community Action)
Iowa Department of Health and Human Services (HHS)
Runs: Iowa HHS local office
Floyd County Medical Center (FCMC)
Runs: Hospital Financial Assistance (Floyd County Medical Center)
North Iowa Area Council of Governments (NIACOG)
Floyd County Commission of Veteran Affairs
Elderbridge Agency on Aging
Runs: Area Agency on Aging services (Elderbridge Agency on Aging)
Iowa and federal programs
Open to eligible households in Floyd County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
