Senior benefits in Floyd County, Indiana
Seniors living in Floyd County, Indiana have access to a wide range of benefit programs that can help with health care, energy costs, food, transportation, and staying at home longer. LifeSpan Resources, the Area 14 Agency on Aging serving Southern Indiana, is a strong local starting point — it offers Options Counseling, PathWays, CHOICE home care services, and meal programs for older adults in the county. If you need help paying a utility bill, the Floyd County Energy Assistance Program is available through Community Action of Southern Indiana. Residents who need medical care may qualify for financial assistance through Baptist Health Floyd in New Albany. Township Trustees, working alongside LifeSpan Resources and community partners, also coordinate emergency aid for those in urgent need. TARC Half Fare service connects Floyd County riders to cross-river transit at reduced cost. State programs such as HoosierRx, Indiana SHIP, and Indiana Medicaid for seniors add further layers of support, alongside dozens of federal programs. Each listing below includes its official source and the date it was last verified — the sponsoring agency makes all final eligibility decisions.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
LifeSpan Resources, Inc. (New Albany) — the Area 14 Area Agency on Aging and Aging & Disability Resource Center serving Clark, Floyd, Harrison, and Scott counties in Southern Indiana (the Indiana side of the Louisville metro)
812-948-8330
See which of these Floyd County programs you may qualify for.
Find my benefitsHelping others? Print the Floyd County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Floyd County
Run by the county, its Area Agency on Aging, or another agency serving Floyd County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Floyd County Energy Assistance Program (EAP) (Floyd County)
CountyThe Indiana Energy Assistance Program (EAP) pays a one-time winter-heating or summer-cooling credit toward the bill and protects a household from winter disconnection. In Floyd County, EAP applications go to Ohio Valley Opportunities, Inc. in Madison, the local service provider IHCDA assigns to the county. Community Action of Southern Indiana is still the Community Action and weatherization agency here, but it no longer takes EAP applications. Call 812-265-5858 (option 1) or toll-free 877-782-5882. Applications open in the fall for the November-to-April heating season.
$200–$675/yr
Floyd County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Floyd County)
CountyFloyd County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Floyd County has 6 townships; find your trustee through the county offices. (2) LifeSpan Resources for senior case management, meals, and PathWays/CHOICE (812-948-8330). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Dare to Care Food Bank (Louisville metro, serving Southern Indiana). (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Baptist Health Floyd (New Albany) — Financial Assistance (Floyd County)
CountyFloyd County hospital safety net: Floyd = Baptist Health Floyd (New Albany, Baptist Health KY/Southern Indiana) — full FAP to 300% FPL, partial to 400%. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.baptisthealth.com/locations/baptist-health-floyd. Phone: 812-949-5500.
$500–$30,000/yr
In this county: Floyd: Floyd = Baptist Health Floyd (New Albany, Baptist Health KY/Southern Indiana) — full FAP to 300% FPL, partial to 400%. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
LifeSpan Resources (Area 14 Agency on Aging) — Options Counseling + PathWays/CHOICE + Meals (Floyd County)
CountyFloyd County's Area Agency on Aging is LifeSpan Resources (Area 14 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation; and home modifications. LifeSpan serves the 4-county Indiana side of the Louisville metro and is one of Indiana's 16 AAAs. Apply by calling 812-948-8330 or 888-948-8330.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $50–$400 a year to an eligible household.
TARC Reduced Fare — Cross-River Service (Floyd County)
CountyTARC buses connect Floyd County with downtown Louisville: Route 71 (New Albany / IU Southeast). The regular fare is $2.25 (exact change, or stored value on a MyTARC card with 2-hour transfers). Riders age 65 and over, Medicare cardholders, and riders with disabilities qualify for the reduced fare of $1.00 per ride with a reduced-fare MyTARC photo ID card. The card costs $5.00 and is issued in person at TARC Customer Service, 1000 W. Broadway, Louisville (Mon-Fri 8 a.m.-5 p.m.) — bring proof of age or a government-issued ID, or a Medicare card. Call 502-585-1234 with questions.
$50–$400/yr
Indiana and federal programs
Open to eligible households in Floyd County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
