Senior benefits in Cerro Gordo County, Iowa
Seniors in Cerro Gordo County, Iowa, can look to several local and state programs for help with everyday costs and care. Elderbridge Agency on Aging is the local starting point for in-home support and family caregiver help. The Iowa HHS local office in Cerro Gordo handles programs such as Medicaid and SNAP food assistance. For heating bills, North Iowa Community Action runs LIHEAP heating assistance. Region 2 Transit offers public transit, and MercyOne North Iowa Medical Center has a Hospital Financial Assistance program for medical bills. Veterans can start with the Cerro Gordo County Commission of Veteran Affairs. Iowa also offers property tax credits, a retirement income exclusion, Medicare Savings Programs, and free SHIIP Medicare counseling. Federal programs may apply here as well. The page below lists each program with its official source and the date it was last verified. Each agency makes the final decision on who is eligible, so check with the agency before you apply.
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Local programs
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Iowa programs
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Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Elderbridge Agency on Aging
1-800-243-0678
See which of these Cerro Gordo County programs you may qualify for.
Discover my benefitsHelping others? Print the Cerro Gordo County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Cerro Gordo County
Run by the county, its Area Agency on Aging, or another agency serving Cerro Gordo County. Start here.
Elder Services in Cerro Gordo County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Elderbridge Agency on Aging) — Cerro Gordo
County · IowaElderbridge Agency on Aging is the Area Agency on Aging for Cerro Gordo County and 28 other counties in north central, northwest and central Iowa. Its services include information and assistance, options counseling, case management, congregate and home-delivered meals, nutrition counseling, falls prevention classes, family caregiver support (support groups, training and help finding respite care), help for grandparents and older relatives age 55 and up who are raising a child, elder abuse prevention, legal assistance on elder rights issues, and Medicare help. Meals can have a wait list. Elderbridge has offices in Mason City, Fort Dodge, Carroll and Spencer. Call 800-243-0678.
Estimated service value: $200–$2,000 a year
Energy Assistance in Cerro Gordo County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP heating assistance (North Iowa Community Action) — Cerro Gordo
County · IowaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay part of your winter heating costs with a one-time payment to your heating or fuel company. Extra help may be available to repair or replace a furnace, or for an air conditioner for medical reasons. Income must be at or below 200% of the federal poverty level. People age 60 and over or with a disability can apply October 1 through April 30; all other households can apply November 1 through April 30. In Cerro Gordo County, North Iowa Community Action (NICAO) takes applications at its Family Resource Center at 100 1st Street NW, Suite 140 in Mason City; call 641-423-7766 or toll free 800-873-1899.
Estimated bill savings: $80–$800 a year
General Assistance in Cerro Gordo County
Iowa HHS local office — Cerro Gordo
County · IowaIowa Health and Human Services (HHS) has a local office in Cerro Gordo County at 525 9th St. SE in Mason City. It serves Cerro Gordo, Hancock, Winnebago, Worth and Wright counties. Call 641-424-8641. Iowa HHS runs help programs such as SNAP food assistance (formerly food stamps), LIHEAP heating help, rent assistance and WIC.
Estimated bill savings: about $0 a year
Healthcare in Cerro Gordo County
Hospital Financial Assistance (MercyOne North Iowa Medical Center) — Cerro Gordo
County · IowaMercyOne North Iowa Medical Center in Mason City is part of MercyOne. The MercyOne Financial Assistance Program can be used for all medically necessary hospital services, including inpatient, emergency and medical group outpatient care, for residents of its service area. Download the application, policy and plain language summary from the MercyOne website, or call the North Iowa (Mason City) financial assistance line at 641-428-3029 or 641-428-7824.
Estimated bill savings: about $0 a year
Transportation in Cerro Gordo County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public transit (Region 2 Transit) — Cerro Gordo
County · IowaRegion 2 Transit, run by the North Iowa Area Council of Governments (NIACOG), gives rides to the general public, including people with disabilities, in Cerro Gordo County and the rest of north central Iowa. Call 641-423-2262 to schedule a ride (8:00 a.m. to 5:00 p.m., Monday through Friday). Fares for elderly, disabled and student riders are $1.00 for city service, $2.00 for travel within a county, and $3.00 between counties in Region 2 (general public fares are higher). Rides to medical appointments may be covered by health insurance or Medicaid. In Mason City, the city's Mason City Transit fixed-route buses run 6:30 a.m. to 6:00 p.m. Monday through Friday; all rides are $.50 one way (call 641-421-3616). Region 2 Transit also runs door-to-door Mason City paratransit for elderly and disabled riders who cannot use the fixed routes.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Cerro Gordo County
County veterans affairs office — Cerro Gordo
County · IowaThe Cerro Gordo County Veterans Affairs office is at the Cerro Gordo County Courthouse, 220 N. Washington Ave. in Mason City (Monday through Friday, 8:00 a.m. to 4:30 p.m.). The office helps veterans with VA disability compensation, pensions, VA health care, and county and state services, including veteran assistance. Call 641-421-3085.
Estimated cash: about $0 a year
Local agencies serving Cerro Gordo County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
North Iowa Community Action Organization (NICAO)
Runs: LIHEAP heating assistance (North Iowa Community Action)
Iowa Department of Health and Human Services (HHS)
Runs: Iowa HHS local office
MercyOne North Iowa Medical Center (Trinity Health)
Runs: Hospital Financial Assistance (MercyOne North Iowa Medical Center)
North Iowa Area Council of Governments (NIACOG)
Cerro Gordo County Commission of Veteran Affairs
Elderbridge Agency on Aging
Runs: Area Agency on Aging services (Elderbridge Agency on Aging)
Iowa and federal programs
Open to eligible households in Cerro Gordo County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
