Benefits · Indiana

Senior benefits in Spencer County, Indiana

Seniors living in Spencer County, Indiana, have access to a wide range of benefit programs that can help with health care, food, energy costs, transportation, and more. SWIRCA & More, the Area 12 Agency on Aging based in Evansville, is the local starting point for many of these services — offering Options Counseling, PathWays/CHOICE home and community-based support, and meal programs for Spencer County residents. The Spencer County Senior Transportation program, coordinated through SWIRCA & More, can help you get to appointments and services. If you need help with heating or cooling costs, the Spencer County Energy Assistance Program is available through a local provider. Township Trustee Poor Relief offers emergency aid for qualifying residents, and hospital financial assistance is available through the regional hospitals that serve this county. State programs such as HoosierRx, Indiana SHIP, and Indiana PathWays for Aging Waiver may also apply, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified — the program agency makes the final eligibility decision.

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Local programs

18

Indiana programs

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Federal programs

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Categories

Local starting point

SWIRCA & More (Southwestern Indiana Regional Council on Aging, Evansville) — the Area 12 Area Agency on Aging serving Gibson, Perry, Posey, Spencer, Vanderburgh, and Warrick counties; Indiana's 5th-largest AAA

812-464-7817

See which of these Spencer County programs you may qualify for.

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Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Spencer County

Run by the county, its Area Agency on Aging, or another agency serving Spencer County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Spencer County Energy Assistance Program (EAP) — Local Service Provider (Spencer County)

County

Indiana Energy Assistance Program (EAP) for Spencer County residents is delivered through Lincoln Hills Development Corporation (LHDC). EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or dial 211 to reach the current Spencer County provider.

$200–$675/yr

How to apply →Official source →211Last verified · September 12, 2026

Spencer County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Spencer County)

County

Spencer County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Spencer County has 9 townships; find your trustee through the county offices. (2) SWIRCA & More for senior case management, meals, and PathWays/CHOICE (812-464-7817). (3) Lincoln Hills Development Corporation (LHDC) for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities of Evansville. (6) Tri-State Food Bank. (7) Dial 211 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 1, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

Spencer County Regional Hospital Reach (Deaconess + Memorial Jasper) — Financial Assistance (Spencer County)

County

Spencer County hospital safety net: Spencer = no in-county acute hospital; served by Deaconess (Evansville) and Memorial Hospital (Jasper). Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.deaconess.com/pay-my-bill/financial-assistance. Phone: 812-450-5000.

$500–$30,000/yr

In this county: Spencer: Spencer = no in-county acute hospital; served by Deaconess (Evansville) and Memorial Hospital (Jasper). Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).

How to apply →Official source →812-450-5000Last verified · September 14, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

SWIRCA & More — Area 12 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (Spencer County)

County

Spencer County's Area Agency on Aging is SWIRCA & More — Area 12 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals; caregiver support (NFCSP); transportation; and home modifications. One of Indiana's 16 AAAs. Apply by calling 812-464-7817 or 866-400-0779.

$1,500–$6,000/yr

How to apply →Official source →812-464-7817Last verified · September 11, 2026

Transportation

Programs here are typically worth $500–$2,500 a year to an eligible household.

Ride Solution Rural Transit (Spencer County)

County

Ride Solution provides rural public transportation across ten southwestern Indiana counties, including Spencer County. Anyone can ride, at any age, for any purpose. One-way fares are $2.00 in town, $4.00 within one county, and $6.00 county-to-county, plus $1.00 for an extra in-town stop; children 7-12 ride for $1.00 with a paying adult and children 6 and under ride free. There is no senior discount — the benefit is the low, subsidized fare itself. Call (812) 254-3225, Monday through Friday 6 a.m. to 6 p.m., to schedule a ride.

$500–$2,500/yr

How to apply →Official source →812-254-3225Last verified · September 6, 2026

Indiana and federal programs

Open to eligible households in Spencer County and across the rest of Indiana. Full details are on the Indiana benefits page.

Income Support

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.