Senior benefits in Berkshire County, Massachusetts
Seniors aged 65 and older in Berkshire County, Massachusetts have access to a wide range of benefit programs that can help with healthcare, housing, energy costs, transportation, and more. Elder Services of Berkshire County, Inc. — the local Area Agency on Aging — is a strong starting point for connecting with services like the Home Care Program, the Frail Elder Waiver, and the Money Management Program. Berkshire Medical Center offers a Hospital Financial Assistance program for those who need help covering medical bills. The Berkshire Community Action Council, Inc. (BCAC) delivers local energy assistance through LIHEAP, and the Berkshire Regional Transit Authority (BRTA) provides reduced-fare transit options for seniors and people with disabilities. State programs such as SHINE Medicare Counseling, the Senior Circuit Breaker Tax Credit, and MassHealth Standard for Seniors 65+ may also apply. Federal programs add even more options. Each listing on this page includes its official source and the date it was last verified, but the administering agency always makes the final eligibility decision.
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Local programs
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Massachusetts programs
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Federal programs
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Categories
Last verified · October 8, 2026
Local starting point
Elder Services of Berkshire County, Inc. — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)
1-413-499-0524
See which of these Berkshire County programs you may qualify for.
Discover my benefitsHelping others? Print the Berkshire County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Berkshire County
Run by the county, its Area Agency on Aging, or another agency serving Berkshire County. Start here.
Elder Services in Berkshire County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Elder Services of Berkshire County, Inc.) — Berkshire
County · MassachusettsElder Services of Berkshire County, Inc. is the Area Agency on Aging for Berkshire County. It is the local starting point that connects older adults and caregivers to Home care, nutrition programs (Meals on Wheels/congregate), options counseling, money management, housing programs, long-term care ombudsman, behavioral health outreach, community transition liaison program, volunteer programs. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-413-499-0524 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Berkshire County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Berkshire
County · MassachusettsFuel Assistance (LIHEAP) helps income-eligible households in Berkshire County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Berkshire Community Action Council, Inc. (BCAC) takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call 1-413-445-4503 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Berkshire County
Hospital Financial Assistance (Berkshire Medical Center) — Berkshire
County · MassachusettsUninsured and underinsured residents of Berkshire County can apply for financial assistance (charity care) at Berkshire Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Page's Financial Assistance Information section: 'If you have medical bills because you did not have insurance, you may qualify for financial assistance... Contact our Advocacy for Access program at 413-445-9480'; the program also helps patients apply for MassHealth, ConnectorCare, and Health Safety Net (formerly Free Care) benefits, including Health Safety Net Medical Hardship. The statewide Health Safety Net is cited separately at the state level. The 2026 BHS Financial Assistance Policy PDF is linked from this page.
Estimated bill savings: about $0 a year
Transportation in Berkshire County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (Berkshire Regional Transit Authority (BRTA)) — Berkshire
County · MassachusettsBerkshire Regional Transit Authority (BRTA) serves Berkshire County with BRTA is fare-free systemwide through June 30, 2027, including ADA paratransit, non-ADA paratransit, and the Senior Rural Transportation Program (per the 2026-06-01 notice at https://berkshirerta.gov/2026/06/01/brta-fare-free-for-non-ada-and-senior-rural-programs/). When fares are in effect, reduced fares are available to 'People ages 60 and older.' Site moved from berkshirerta.com to berkshirerta.gov. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-413-499-2782 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Berkshire County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Elder Services of Berkshire County, Inc.
Runs: Area Agency on Aging (Elder Services of Berkshire County, Inc.)
Berkshire Medical Center
Runs: Hospital Financial Assistance (Berkshire Medical Center)
Berkshire Regional Transit Authority (BRTA)
Runs: Senior & Disabled Transit (Berkshire Regional Transit Authority (BRTA))
Massachusetts and federal programs
Open to eligible households in Berkshire County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Massachusetts
- MassHealth Standard for Seniors 65+
- Health Safety Net (Hospital & Health Center Care)
- SHINE — Medicare Counseling (Serving the Health Insurance Needs of Everyone)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Fuel Assistance (HEAP / LIHEAP) — Massachusetts
- Weatherization Assistance Program — Massachusetts
- Senior Circuit Breaker Tax Credit
- Local Senior Property Tax Exemptions & Deferral (Town-by-Town)
- Local Property Tax Exemptions for Veterans (Clause 22 Series)
- Congregate Housing — Shared Affordable Housing with Services
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Care Program (State-Funded, via the ASAPs)
- Frail Elder Waiver (MassHealth Long-Term Care at Home)
- Massachusetts Veterans Homes (Chelsea & Holyoke)
- Family Caregiver Support Program — Massachusetts
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Community Transition Liaison Program — Help Leaving a Nursing Facility
- Money Management Program — Free Bill-Paying Help for Older Adults
- Massachusetts Veterans Memorial Cemeteries (Agawam & Winchendon)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans4 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
