Senior benefits in Hampshire County, Massachusetts
Seniors in Hampshire County, Massachusetts have access to a wide range of benefit programs that can help with health care, housing, energy costs, and daily living. Highland Valley Elder Services, Inc. is the local Area Agency on Aging serving this county and is a strong first stop for connecting with services. Residents may also find help through the Pioneer Valley Transit Authority (PVTA) for senior and disabled transit options, Community Action Pioneer Valley for energy assistance through LIHEAP, and Cooley Dickinson Hospital's financial assistance program for those who need help with medical bills. At the state level, programs like SHINE Medicare counseling, the Senior Circuit Breaker Tax Credit, MassHealth Standard, and the Frail Elder Waiver may be available depending on your situation. Federal programs also apply here, covering areas like food, prescription costs, and veterans' care. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final decision on eligibility.
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Local programs
19
Massachusetts programs
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Federal programs
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Categories
Last verified · October 8, 2026
Local starting point
Highland Valley Elder Services, Inc. — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)
1-413-586-2000
See which of these Hampshire County programs you may qualify for.
Discover my benefitsHelping others? Print the Hampshire County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Hampshire County
Run by the county, its Area Agency on Aging, or another agency serving Hampshire County. Start here.
Elder Services in Hampshire County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Highland Valley Elder Services, Inc.) — Hampshire
County · MassachusettsHighland Valley Elder Services, Inc. is the Area Agency on Aging for Hampshire County. It is the local starting point that connects older adults and caregivers to Home care, Meals on Wheels and congregate nutrition, options counseling, caregiver support, protective services, information and referral across its 24-town service area. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-413-586-2000 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Hampshire County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Hampshire
County · MassachusettsFuel Assistance (LIHEAP) helps income-eligible households in Hampshire County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Community Action Pioneer Valley (CAPV) takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call 1-800-370-0940 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Hampshire County
Hospital Financial Assistance (Cooley Dickinson Hospital) — Hampshire
County · MassachusettsUninsured and underinsured residents of Hampshire County can apply for financial assistance (charity care) at Cooley Dickinson Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Cooley Dickinson (Northampton) uses the systemwide Mass General Brigham financial assistance policy; the page lists 'Cooley Dickinson Hospital Patient Financial Counseling, 30 Locust Street, Northampton, MA 01061, 413-582-2848' and points patients to state programs 'like MassHealth, the Health Connector, or Health Safety Net.' The statewide Health Safety Net is cited separately at the state level.
Estimated bill savings: about $0 a year
Transportation in Hampshire County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (Pioneer Valley Transit Authority (PVTA)) — Hampshire
County · MassachusettsPioneer Valley Transit Authority (PVTA) serves Hampshire County with PVTA serves Northampton, Amherst, Easthampton, Hadley, South Hadley and surrounding towns. Fixed-route buses are fare-free for FY27 (premium B79 service excluded). Published senior fare, when fares are collected, requires a valid PVTA Photo ID or Statewide Transportation Access pass; Senior Dial-A-Ride van service also operates. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-413-781-7882 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Hampshire County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Highland Valley Elder Services, Inc.
Runs: Area Agency on Aging (Highland Valley Elder Services, Inc.)
Cooley Dickinson Hospital
Runs: Hospital Financial Assistance (Cooley Dickinson Hospital)
Pioneer Valley Transit Authority (PVTA)
Runs: Senior & Disabled Transit (Pioneer Valley Transit Authority (PVTA))
Massachusetts and federal programs
Open to eligible households in Hampshire County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Massachusetts
- MassHealth Standard for Seniors 65+
- Health Safety Net (Hospital & Health Center Care)
- SHINE — Medicare Counseling (Serving the Health Insurance Needs of Everyone)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Fuel Assistance (HEAP / LIHEAP) — Massachusetts
- Weatherization Assistance Program — Massachusetts
- Senior Circuit Breaker Tax Credit
- Local Senior Property Tax Exemptions & Deferral (Town-by-Town)
- Local Property Tax Exemptions for Veterans (Clause 22 Series)
- Congregate Housing — Shared Affordable Housing with Services
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Care Program (State-Funded, via the ASAPs)
- Frail Elder Waiver (MassHealth Long-Term Care at Home)
- Massachusetts Veterans Homes (Chelsea & Holyoke)
- Family Caregiver Support Program — Massachusetts
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Community Transition Liaison Program — Help Leaving a Nursing Facility
- Money Management Program — Free Bill-Paying Help for Older Adults
- Massachusetts Veterans Memorial Cemeteries (Agawam & Winchendon)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans4 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
