Senior benefits in Callaway County, Missouri
5
Local programs
16
Missouri programs
25
Federal programs
18
Categories
Local starting point
Aging Best — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)
1-573-443-5823
See which of these Callaway County programs you may qualify for.
Find my benefitsHelping others? Print the Callaway County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Callaway County
Run by the county, its Area Agency on Aging, or another agency serving Callaway County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Aging Best) — Callaway
CountyAging Best is the Area Agency on Aging for Callaway County. It is the local starting point that connects older adults and caregivers to Congregate and home-delivered meals, transportation to nutrition centers and medical appointments, care coordination/case management, Medicare and benefits counseling, in-home support (homemaker, minor home repair), friendly visitation and telephone reassurance, health and wellness classes (Tai Chi, balance). Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-573-443-5823 to get started.
$500–$6,000/yr
Energy Assistance
Programs here are typically worth $300–$1,000 a year to an eligible household.
Energy Assistance (LIHEAP) — Callaway
CountyMissouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Callaway County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Central Missouri Community Action (CMCA) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-573-200-6655 to apply.
$300–$1,000/yr
Healthcare
Hospital Financial Assistance (SSM Health St. Mary's Hospital - Jefferson City — nearest; no hospital currently operating in Callaway County) — Callaway
CountyUninsured and underinsured residents of Callaway County can apply for financial assistance (charity care) at SSM Health St. Mary's Hospital - Jefferson City — nearest; no hospital currently operating in Callaway County for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Fulton Medical Center / Callaway Community Hospital (Fulton) closed in 2022 under Noble Health/Platinum; a 2023 ZivaMedical reopening plan has not restored hospital service, so Callaway has no operating hospital. Nearest full-service hospitals are in Jefferson City (~25 mi from Fulton) and Columbia (MU Health Care, Boone Health). SSM Health's financial assistance page (fetched live, applies system-wide including St. Mary's - Jefferson City) states: 'SSM Health is committed to providing financial assistance to people who are without insurance, underinsured, ineligible for a government program, or otherwise unable to pay for medically necessary care.'
Tax Relief
Programs here are typically worth $100–$2,000 a year to an eligible household.
Senior Property Tax Freeze (SB 190) — Callaway
CountyCallaway County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: The 2026 application completed in its entirety and required documents are due by May 31st, 2026.. Callaway County Senior Real Estate Property Tax Relief Program (SB 190 / SB 756), voter-approved November 2024 and administered by the Callaway County Collector (Sarah Gladman), old Callaway County Courthouse, 10 E. 5th St., Fulton; office info fetched live at https://callawaycounty.org/collector/. Notarized application (notary available at the collector's office) with proof of identity/age and Missouri residency. Application asks whether the parcel exceeds 10 acres or has more than one dwelling; no home-value cap on the form. Apply through the county's program office.
$100–$2,000/yr
Transportation
Programs here are typically worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (OATS Transit) — Callaway
CountyOATS Transit serves Callaway County with Demand-response general-public service, subject to driver and vehicle availability at the time of request; schedule rides at 573-449-3789 or 800-269-6287, office hours Monday-Friday 8 a.m.-5 p.m. No fare or senior age stated on the county page.. Older adults and people with disabilities can use these services for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-800-269-6287 for schedules, eligibility, or to book a ride.
$150–$1,500/yr
Missouri and federal programs
Open to eligible households in Callaway County and across the rest of Missouri. Full details are on the Missouri benefits page.
Caregiver Support
Cash Assistance
- Blind Pension & Supplemental Aid to the BlindState$5,000–$11,388/yrOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- Senior Farmers Market Nutrition Program — MissouriState$50/yrOfficial source →
Health Coverage
- MO HealthNet for the Aged, Blind & Disabled (MHABD)State$4,000–$15,000/yrOfficial source →
- MO HealthNet Spend DownState$3,000–$12,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Missouri SHIP — Free Medicare Counseling (formerly CLAIM)StateOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Home & Community Based Services (Nursing-Home-Level Care at Home)State$10,000–$60,000/yrOfficial source →
- Missouri Veterans HomesState$20,000–$60,000/yrOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI-1) — MissouriState$2,000–$8,000/yrOfficial source →
Nutrition
- Senior Meals — Home-Delivered & Congregate (Missouri)State$500–$2,500/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- VA Benefits Claims Assistance (Missouri Veterans Commission)StateOfficial source →
- Missouri State Veterans CemeteriesStateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Missouri Property Tax Credit (Circuit Breaker)State$100–$1,100/yrOfficial source →
- Social Security State Income Tax Exemption — MissouriState$100–$2,000/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- Weatherization Assistance Program — MissouriState$1,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
