Senior benefits in Stone County, Missouri
Not in Missouri? Stone County, Arkansas · Stone County, Mississippi
Seniors living in Stone County, Missouri may qualify for more benefit programs than they realize. This page brings together local, state, and federal options in one place so nothing gets overlooked. Locally, SeniorAge Area Agency on Aging serves as a key starting point, connecting older adults to services like Senior Meals, transportation through OATS Transit, and Family Caregiver Support. Eligible homeowners may benefit from the Senior Property Tax Freeze under SB 190, adopted by Stone County, as well as the Missouri Property Tax Credit (Circuit Breaker). Help with energy costs may be available through the Energy Assistance program delivered locally by Ozarks Area Community Action Corporation, and Cox Medical Center Branson offers a Hospital Financial Assistance program for those who qualify. State programs such as MO HealthNet, Medicare Savings Programs, and Missouri SHIP free Medicare counseling add further layers of support. Federal programs cover additional needs. Every program listed below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.
5
Local programs
17
Missouri programs
25
Federal programs
18
Categories
Last verified · October 8, 2026
Local starting point
SeniorAge Area Agency on Aging — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)
1-417-862-0762
See which of these Stone County programs you may qualify for.
Discover my benefitsHelping others? Print the Stone County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Stone County
Run by the county, its Area Agency on Aging, or another agency serving Stone County. Start here.
Elder Services in Stone County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (SeniorAge Area Agency on Aging) — Stone
County · MissouriSeniorAge Area Agency on Aging is the Area Agency on Aging for Stone County. It is the local starting point that connects older adults and caregivers to Missouri AAA Region 1 (Springfield). Five Older Americans Act core service lines: support services (information and assistance with home care, housing, adaptive equipment and public benefits); care coordination with in-home assessments; nutrition (congregate dining at area senior centers plus home-delivered meals for homebound seniors); health and wellness (falls prevention, fitness classes, chronic disease self-management); and advocacy (long-term care ombudsman, elder abuse prevention). Also tax counseling, property tax/renters rebate help, Medicare and insurance enrollment navigation, telephone reassurance and transportation arrangements. The services page states the Silver-Haired Legislature is for "seniors (age 60 or older)". Toll-free 1-800-497-0822. County list at https://senioragemo.org/counties-we-serve. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-417-862-0762 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Stone County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Stone
County · MissouriMissouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Stone County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Ozarks Area Community Action Corporation (OACAC) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-417-864-3460 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Stone County
Hospital Financial Assistance (Cox Medical Center Branson) — Stone
County · MissouriUninsured and underinsured residents of Stone County can apply for financial assistance (charity care) at Cox Medical Center Branson for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Stone County has no hospital; the nearest is Cox Medical Center Branson, 525 Branson Landing Blvd, in adjacent Taney County (Mercy Hospital Aurora in Lawrence County is a comparable alternative from the county's western edge). CoxHealth financial assistance covers emergency and medically necessary services (not elective procedures). Income eligibility is set against the Federal Poverty Level figures published each year and is detailed in "Schedule 2: CoxHealth Financial Assistance Income and Discount Schedule"; the percentages are not printed on the page itself. Apply through MyChart or by mailing/faxing/delivering the Schedule 5 application; applications are accepted up to 240 days after the initial bill and a response typically arrives within 10-15 business days. Covered hospitals include Cox Medical Center Branson, Cox Barton County Hospital (Lamar), Cox Medical Center South and Cox North (Springfield), Cox Monett Hospital and Meyer Orthopedic Hospital.
Estimated bill savings: about $0 a year
Tax Relief in Stone County
Programs here typically lower an eligible household's bills by $100–$2,000 a year.
Senior Property Tax Freeze (SB 190) — Stone
County · MissouriStone County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: March 1 through May 31 each year. "The Stone County Commission passed an order authorizing the implementation of this program and it was leter passed as a local law for Stone County. YOU MUST BE 62 years of age to apply." The credit freezes future real estate tax bills at the amount owed in the year the taxpayer became eligible; it is a credit shown as a reduction on the real estate tax bill, not a payment to the taxpayer, and it must be applied for annually. Applications must be notarized and submitted to the Stone County Collector's Office, PO Box 256, Galena, MO 65656 with a copy of the recorded deed (plus trust documents if the home is in a trust), driver's license, voter ID card if available, and a paid tax receipt. The site states "MARCH 1 THROUGH MAY 31, 2027 FOR THE 2028 TAX YEAR" and, as of this research, "Senior Citizen Property Tax Credit Application Process is now CLOSED We will reopen March 1 through May 31, 2027." Apply through the county's program office.
Estimated bill savings: $100–$2,000 a year
Transportation in Stone County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public Demand-Response Rides (OATS Transit) — Stone
County · MissouriOATS Transit serves Stone County with Rural demand-response. To Branson West from Crane, Galena, Cape Fair and Reeds Spring on the 1st and 3rd Wednesdays, and from Reeds Spring, Kimberling City, Blue Eye and Lampe on the 2nd Thursday; Shell Knob area Tuesdays and Thursdays; north Stone County Nixa employment transportation Monday-Friday. Book at 417-887-9272 or 800-770-6287. Fares (one way): in-town rural communities $2.00, in-county $3.00, adjacent county $4.00, long distance $6.00. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above; call ahead to book, as rides are scheduled in advance. Call 1-417-887-9272 for schedules, fares, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Stone County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Cox Medical Center Branson
Runs: Hospital Financial Assistance (Cox Medical Center Branson)
Stone County (program authorized by RSMo 137.1050, adopted by county action)
SeniorAge Area Agency on Aging
Missouri and federal programs
Open to eligible households in Stone County and across the rest of Missouri. Full details are on the Missouri benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI-1) — Missouri
- MO HealthNet for the Aged, Blind & Disabled (MHABD)
- MO HealthNet Spend Down
- Missouri SHIP — Free Medicare Counseling (formerly CLAIM)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Farmers Market Nutrition Program — Missouri
- Senior Meals — Home-Delivered & Congregate (Missouri)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP — Energy Assistance & Energy Crisis Intervention (Missouri)
- Weatherization Assistance Program — Missouri
- Missouri Property Tax Credit (Circuit Breaker)
- Social Security State Income Tax Exemption — Missouri
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
