Benefits · New York

Senior benefits in Westchester County, New York

Seniors living in Westchester County, New York have access to a wide range of benefit programs that can help with health care, energy costs, food, housing, transportation, and more. The Westchester County Office for the Aging — Title III + ADRC serves as the local Area Agency on Aging and is a strong starting point for finding help. Through the county, seniors may also qualify for the Westchester County DSS — HEAP Energy Assistance program to help cover heating and cooling costs, and the Bee-Line Bus System offers a Reduced Senior Fare and ADA Paratransit options for getting around. If a medical emergency creates financial hardship, Westchester Medical Center (WMCHealth) — Financial Assistance and the Westchester County Emergency Aid — Referral Coordination program may be able to help. State programs like Enhanced STAR, EPIC, and New York Medicare Savings Programs are listed here too, along with dozens of federal programs. Every listing on this page includes its official source and the date it was last verified, and the relevant agency always makes the final eligibility decision.

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Local programs

15

New York programs

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Federal programs

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Categories

Local starting point

Westchester County Office for the Aging — designated Area Agency on Aging under the Older Americans Act Title III for Westchester County; reports to NYSOFA (NY State Office for the Aging)

914-813-6300

See which of these Westchester County programs you may qualify for.

Find my benefits

Helping others? Print the Westchester County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Westchester County

Run by the county, its Area Agency on Aging, or another agency serving Westchester County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Westchester County Emergency Aid — Referral Coordination

County

Westchester County emergency aid: (1) Westchester DSS for Temporary Assistance, Emergency HEAP, and one-time grants (914-995-3333); (2) Westchester OFA for senior-specific case management (914-813-6300); (3) Westchester hospital safety net (914-493-7000); (4) Westchester transit (914-813-7777); (5) Catholic Charities Community Services of the Archdiocese of New York / Catholic Charities of Orange-Sullivan-Ulster / Catholic Charities of Dutchess; (6) United Way of the Dutchess-Orange Region or local United Way. Dial 211 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · August 18, 2026

Westchester County DSS — HEAP Energy Assistance (Westchester County)

County

Westchester County DSS delivers NY's HEAP: Regular HEAP (annual heating help), Emergency HEAP (utility shut-off / fuel-out crises), and Cooling Assistance (AC unit). Eligibility approximately at 60% State Median Income. Seniors age 60+ may apply through Westchester OFA (914-813-6300) for priority processing. Westchester DSS HEAP line: 914-995-3333. Apply online at mybenefits.ny.gov.

$200–$1,500/yr

How to apply →Official source →914-995-3333Last verified · June 8, 2026

Healthcare

Programs here are typically worth $500–$25,000 a year to an eligible household.

Westchester Medical Center (WMCHealth) — Financial Assistance (Westchester County)

County

Westchester County's principal community hospital safety net is Westchester Medical Center (Valhalla, WMCHealth) — the regional academic tertiary referral center; also White Plains Hospital (Montefiore network), Phelps Memorial (Northwell), and Northern Westchester Hospital (Northwell). The Financial Assistance Program covers uninsured/underinsured residents — sliding scale typically discounts charges up to 100% at the lower income brackets with reduced rates above. Note: NY Medicaid ABD's ~138% FPL gate means many Hudson Valley seniors qualify for Medicaid and would access these hospitals through Medicaid rather than FAP. Apply at the hospital's financial counseling office or at https://www.wmchealth.org/patients-and-visitors/insurance-and-billing/financial-assistance. Phone: 914-493-7000.

$500–$25,000/yr

In this county: Westchester: Westchester Medical Center (Valhalla, WMCHealth) — the regional academic tertiary referral center; also White Plains Hospital (Montefiore network), Phelps Memorial (Northwell), and Northern Westchester Hospital (Northwell). NY Medicaid ABD's ~138% FPL gate covers many seniors; FAP fills the remaining gap.

How to apply →Official source →914-493-7000Last verified · September 3, 2026

Nutrition

Programs here are typically worth $1,500–$5,500 a year to an eligible household.

Westchester County Office for the Aging — Title III + ADRC (Westchester County)

County

Westchester County OFA serves seniors age 60+ and their caregivers. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HIICAP — NY's SHIP), HEAP intake assistance, EPIC intake, Care Coordination, Caregiver Support, NY Connects (the local ADRC), and Long-Term Care Ombudsman. Apply by calling OFA at 914-813-6300 or emailing aging@westchestergov.com.

$1,500–$5,500/yr

How to apply →Official source →914-813-6300Last verified · August 20, 2026

Transportation

Programs here are typically worth $200–$2,200 a year to an eligible household.

Bee-Line Bus System (Westchester County) — Reduced Senior Fare + ADA Paratransit (Westchester County)

County

Bee-Line Bus System (Westchester County) covers Westchester County with fixed-route bus service and ADA paratransit. Reduced senior fares for riders age 60+. Connecting service to Metro-North Railroad (Hudson Line / Harlem Line / Port Jervis Line) covers Hudson Valley-to-NYC commuting. Apply at the county transit office or via MTA for the Metro-North Reduced-Fare benefit. Phone: 914-813-7777.

$200–$2,200/yr

How to apply →Official source →914-813-7777Last verified · June 8, 2026

New York and federal programs

Open to eligible households in Westchester County and across the rest of New York. Full details are on the New York benefits page.

Utility Assistance

Veteran Benefits

← All New York counties

Not legal or financial advice. The agency makes the final eligibility decision.