Senior benefits in Dearborn County, Indiana

Indiana Energy Assistance Program (EAP) for Dearborn County residents is delivered through Southeastern Indiana Economic Opportunity Corporation (SIEOC). EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026), with a Crisis benefit for imminent disconnection. Apply through the Indiana EAP client portal (in.gov/ihcda) or Southeastern Indiana Economic Opportunity Corporation (SIEOC) (888-292-5475).

Estimated bill savings: $100–$625 a year

Dearborn County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Dearborn County has 14 townships; find your trustee through the county offices. (2) LifeTime Resources for senior case management, meals, and PathWays/CHOICE (812-432-5215). (3) The regional Community Action agency (SIEOC) for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Local food pantries and Gleaners Food Bank of Indiana. (7) Dial 211 for general referrals.

Estimated bill savings: $200–$3,000 a year

Dearborn County hospital safety net: Dearborn = St. Elizabeth Dearborn (Lawrenceburg, St. Elizabeth Healthcare Cincinnati/NKY) + Cincinnati metro reach. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.stelizabeth.com/location/details/st-elizabeth-dearborn/. Phone: 812-496-7000.

Estimated bill savings: $500–$30,000 a year

In this county: Dearborn: Dearborn = St. Elizabeth Dearborn (Lawrenceburg, St. Elizabeth Healthcare Cincinnati/NKY) + Cincinnati metro reach. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).

Dearborn County's Area Agency on Aging is LifeTime Resources (Area 9 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals; caregiver support (NFCSP); Catch-A-Ride transportation; and home modifications. LifeTime Resources is one of Indiana's 16 AAAs, serving 5 Southeastern Indiana counties. Apply by calling 812-432-5215 or 800-742-5001.

Estimated service value: $1,500–$6,000 a year

Catch-A-Ride, run by LifeTime Resources, provides on-demand public transportation to anyone, for any purpose, across six southeastern Indiana counties (Dearborn, Ohio, Ripley, Switzerland, Jefferson, and Decatur). Riders age 60 and over pay a reduced fare: $2.00 for trips up to 5 miles instead of the standard $3.00, plus $0.25 per mile beyond 5 miles. Cash, Medicaid, Medicaid Waiver, Medicare, and Managed Care are accepted. Buses run Monday through Friday, 6 a.m. to 6 p.m. Call 800-330-7603 to set up a rider account and schedule rides up to 30 days ahead.

Estimated service value: $100–$600 a year