Senior benefits in Posey County, Indiana
Seniors in Posey County, Indiana have access to a wide range of benefit programs that can help with everyday needs like food, energy costs, transportation, health coverage, and more. A strong local starting point is SWIRCA & More, the Area 12 Agency on Aging serving this region. Through SWIRCA & More, Posey County residents can connect with Options Counseling, the PathWays/CHOICE program, and local meal services. Senior transportation coordinated by the Posey County Council on Aging through SWIRCA & More is also available for those who need a ride. If energy bills are a concern, the Posey County Energy Assistance Program may help. Township Trustee Poor Relief and Emergency Aid offers another layer of local support for urgent needs. State programs such as HoosierRx, Indiana SHIP, and Indiana PathWays for Aging Waiver may also apply, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
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Local programs
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Indiana programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
SWIRCA & More (Southwestern Indiana Regional Council on Aging, Evansville) — the Area 12 Area Agency on Aging serving Gibson, Perry, Posey, Spencer, Vanderburgh, and Warrick counties; Indiana's 5th-largest AAA
812-464-7817
See which of these Posey County programs you may qualify for.
Discover my benefitsHelping others? Print the Posey County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Posey County
Run by the county, its Area Agency on Aging, or another agency serving Posey County. Start here.
Emergency Aid in Posey County
Programs here typically lower an eligible household's bills by $100–$3,000 a year.
Posey County Energy Assistance Program (EAP) — Local Service Provider (Posey County)
County · IndianaIndiana Energy Assistance Program (EAP) for Posey County residents is delivered through the Community Action Program of Evansville & Vanderburgh County (CAPE). EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026). Apply online through IHCDA's LITT portal (opens October 1, 2026; linked from in.gov/ihcda) or book a CAPE application appointment (930-212-1991; Posey County office, 1113 Main St., Mt. Vernon, 812-838-4839, application pickup only).
Estimated bill savings: $100–$625 a year
Posey County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Posey County)
County · IndianaPosey County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Posey County has 10 townships; find your trustee through the county offices. (2) SWIRCA & More for senior case management, meals, and PathWays/CHOICE (812-464-7817). (3) the Community Action Program of Evansville & Vanderburgh County (CAPE) for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities of Evansville. (6) Tri-State Food Bank. (7) Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
Healthcare in Posey County
Programs here typically lower an eligible household's bills by $500–$30,000 a year.
Posey County Regional Hospital Reach (Deaconess + Ascension Evansville) — Financial Assistance (Posey County)
County · IndianaPosey County hospital safety net: Posey = no in-county acute hospital; served by Deaconess and Ascension St. Vincent in Evansville, just east. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.deaconess.com/pay-my-bill/financial-assistance. Phone: 812-450-5000.
Estimated bill savings: $500–$30,000 a year
In this county: Posey: Posey = no in-county acute hospital; served by Deaconess and Ascension St. Vincent in Evansville, just east. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition in Posey County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
SWIRCA & More — Area 12 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (Posey County)
County · IndianaPosey County's Area Agency on Aging is SWIRCA & More — Area 12 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals; caregiver support (NFCSP); transportation; and home modifications. One of Indiana's 16 AAAs. Apply by calling 812-464-7817 or 866-400-0779.
Estimated service value: $1,500–$6,000 a year
Transportation in Posey County
Programs here typically provide services worth $200–$1,000 a year to an eligible household.
Posey County Council on Aging Transportation (Posey County)
County · IndianaThe Posey County Council on Aging in Mount Vernon provides door-to-door transportation for senior citizens and people with disabilities in Posey County (most Medicaid clients qualify regardless of age), with out-of-county trips to Vanderburgh and Warrick counties. Fares range from $7.00 in town up to $50.00 for out-of-county wheelchair trips (extra stops $4.00-$7.00). Service runs Monday through Friday; schedule 24 hours ahead at (812) 838-4656 or (800) 915-1919.
Estimated service value: $200–$1,000 a year
In this county: Posey: for seniors and people with disabilities (Medicaid clients of any age) — no published age cutoff, so call (812) 838-4656 to confirm you qualify; book a day ahead.
Local agencies serving Posey County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Indiana Housing and Community Development Authority (IHCDA)
Posey County hospital safety net: Posey County (Mount Vernon) has no in-county acute hospital
Runs: Posey County Regional Hospital Reach (Deaconess + Ascension Evansville)
Posey County Council on Aging (Mount Vernon)
Posey County's elected Township Trustees + SWIRCA & More + community organizations
Runs: Posey County Township Trustee Poor Relief + Emergency Aid
SWIRCA & More (Southwestern Indiana Regional Council on Aging, Evansville)
Runs: SWIRCA & More
Indiana and federal programs
Open to eligible households in Posey County and across the rest of Indiana. Full details are on the Indiana benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs11 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Indiana CHOICE — Community and Home Options to Institutional Care
- HoosierRx — Indiana State Pharmaceutical Assistance Program
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)
- Indiana Medicare Savings Programs (QMB / SLMB / QI)
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+
- Indiana SHIP — State Health Insurance Assistance Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
