Senior benefits in White County, Indiana
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Seniors living in White County, Indiana have access to a wide range of benefit programs that can help with health care, home services, food, energy bills, and more. The Area IV Agency on Aging and Community Action Programs, based in Lafayette, is the local starting point for many of these services. Area IV connects White County residents to Options Counseling, the PathWays for Aging waiver, CHOICE home care, Meals programs, and the White County Energy Assistance Program to help with heating and cooling costs. White County Senior and Rural Transportation, also run through Area IV, helps older adults get where they need to go. IU Health White Memorial Hospital in Monticello offers financial assistance for those who need help with medical bills. Township Trustees across the county coordinate emergency aid and poor relief for residents in urgent need. State programs such as HoosierRx, Indiana SHIP, and Medicare Savings Programs may also apply, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
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Local programs
18
Indiana programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Area IV Agency on Aging and Community Action Programs, Inc. (Lafayette) — the Area 4 Area Agency on Aging serving Benton, Carroll, Clinton, Fountain, Montgomery, Tippecanoe, Warren, and White counties; also the region's Community Action / Energy Assistance and rural-transit provider
765-447-7683
See which of these White County programs you may qualify for.
Discover my benefitsHelping others? Print the White County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in White County
Run by the county, its Area Agency on Aging, or another agency serving White County. Start here.
Emergency Aid in White County
Programs here typically lower an eligible household's bills by $100–$3,000 a year.
White County Energy Assistance Program (EAP) — Area IV (White County)
County · IndianaIndiana Energy Assistance Program (EAP) for White County residents is delivered through Area IV Agency on Aging and Community Action Programs (Lafayette), the regional Community Action agency. EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026). Apply through the Indiana EAP client portal (in.gov/ihcda) or Area IV (765-447-7683).
Estimated bill savings: $100–$625 a year
White County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (White County)
County · IndianaWhite County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. White County has 12 townships; find your trustee through the county offices. (2) Area IV Agency on Aging for senior case management, meals, and PathWays/CHOICE (765-447-7683). (3) Area IV Community Action for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Food Finders Food Bank of Lafayette. (7) Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
Healthcare in White County
Programs here typically lower an eligible household's bills by $500–$30,000 a year.
IU Health White Memorial Hospital (Monticello) — Financial Assistance (White County)
County · IndianaWhite County hospital safety net: White = IU Health White Memorial Hospital (Monticello, IU Health critical access) — the county anchor. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://iuhealth.org/. Phone: 574-583-7111.
Estimated bill savings: $500–$30,000 a year
In this county: White: White = IU Health White Memorial Hospital (Monticello, IU Health critical access) — the county anchor. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition in White County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Area IV Agency on Aging and Community Action Programs — Options Counseling + PathWays/CHOICE + Meals (White County)
County · IndianaWhite County's Area Agency on Aging is Area IV Agency on Aging and Community Action Programs. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels (via Meals on Wheels Greater Lafayette / Mid-Land Meals); caregiver support (NFCSP); transportation; and home modifications. One of Indiana's 16 AAAs. Apply by calling 765-447-7683.
Estimated service value: $1,500–$6,000 a year
Transportation in White County
Programs here typically provide services worth $500–$2,500 a year to an eligible household.
White County Public Transit (White County)
County · IndianaWhite County Public Transit, run by the White County Council on Aging in Monticello, serves White County residents of all ages (plus Jefferson Township in Carroll County). There is no set fare — a donation of about $1.00 is suggested for trips around Monticello and about 40 cents per mile for longer trips. Schedule 24 hours ahead (24-48 hours for Lafayette medical trips): 574-583-9119 or 800-913-3582.
Estimated service value: $500–$2,500 a year
In this county: White: open to everyone, donation-based. Call 574-583-9119 a day ahead (two for Lafayette medical trips).
Local agencies serving White County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
White County hospital safety net: IU Health White Memorial Hospital (Monticello)
White County Council on Aging (Monticello)
Indiana Housing and Community Development Authority (IHCDA)
White County's elected Township Trustees + Area IV Agency + community organizations
Runs: White County Township Trustee Poor Relief + Emergency Aid
Area IV Agency on Aging and Community Action Programs, Inc. (Lafayette)
Indiana and federal programs
Open to eligible households in White County and across the rest of Indiana. Full details are on the Indiana benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs11 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Indiana CHOICE — Community and Home Options to Institutional Care
- HoosierRx — Indiana State Pharmaceutical Assistance Program
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)
- Indiana Medicare Savings Programs (QMB / SLMB / QI)
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+
- Indiana SHIP — State Health Insurance Assistance Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
