Senior benefits in Howard County, Iowa
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Seniors in Howard County, Iowa can find help with health care, food, energy bills, transportation, and more. A good first stop is the Northeast Iowa Area Agency on Aging (NEI3A), the local starting point for in-home support and family caregiver services. The Iowa HHS county office can help with programs like Medicaid and SNAP. Close to home, Regional Health Services of Howard County in Cresco offers Hospital Financial Assistance. The Northeast Iowa Community Action Corporation runs LIHEAP energy assistance and EARL Public Transit for rides. Veterans can turn to the Howard County Commission of Veteran Affairs. Iowa also offers property tax credits, Medicare Savings Programs, and free Medicare counseling through SHIIP. Federal programs apply here too. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final eligibility decision.
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Local programs
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Iowa programs
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Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Northeast Iowa Area Agency on Aging (NEI3A)
1-800-779-8707
See which of these Howard County programs you may qualify for.
Discover my benefitsHelping others? Print the Howard County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Howard County
Run by the county, its Area Agency on Aging, or another agency serving Howard County. Start here.
Elder Services in Howard County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Northeast Iowa Area Agency on Aging) — Howard
County · IowaNortheast Iowa Area Agency on Aging (NEI3A) is the Area Agency on Aging for Howard County. It helps older adults stay independent at home. Its services include options counseling, case management, meal programs, caregiver support, respite services, health and wellness programs, advocacy, and recreation and education programs. NEI3A has offices in Decorah, Dubuque and Waterloo. Call toll-free 1-800-779-8707 to get started.
Estimated service value: $200–$2,000 a year
Energy Assistance in Howard County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP energy assistance (Northeast Iowa Community Action Corporation) — Howard
County · IowaThe Low Income Home Energy Assistance Program (LIHEAP) helps pay part of winter heating costs and can help in an energy crisis. In Howard County, Northeast Iowa Community Action Corporation (NEICAC) takes applications. Homeowners and renters with income at or below 200% of the federal poverty guidelines may qualify. Households with a member 60 or older, a disabled member, or a disconnect notice can apply starting October 1; all other households can apply starting November 1. Regular applications are taken October through April, and crisis requests are taken all year. NEICAC has a family services office in Cresco (204 2nd Avenue East, office 563-547-4413). To book an appointment or have an application mailed, call 563-382-8436.
Estimated bill savings: $80–$800 a year
General Assistance in Howard County
Iowa HHS county office — Howard
County · IowaThe Iowa Department of Health and Human Services (HHS) office for Howard County (Howard County DHS) is at 205 E Second St, Cresco, IA 52136. It is open by appointment only and is served by the Winneshiek County office in Decorah. You can apply at a local HHS office for SNAP food benefits, Medicaid and Rent Reimbursement (up to $1000 back on rent for income-eligible older or disabled renters). You can also apply online through the Iowa HHS Benefits Portal. Call 563-382-2928 or toll-free 800-611-7781.
Estimated bill savings: about $0 a year
Healthcare in Howard County
Hospital Financial Assistance (Regional Health Services of Howard County) — Howard
County · IowaRegional Health Services of Howard County (RHSHC) in Cresco lets any patient apply for financial assistance. You will need to give the supporting documents the application asks for. Applications are available in English and Spanish, and RHSHC also has Medicaid applications. For questions, or to get forms in another language, call 563-547-2101 and ask to speak with the Financial Counselor.
Estimated bill savings: about $0 a year
Transportation in Howard County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
EARL Public Transit (NEICAC, Region 1) — Howard
County · IowaEARL Public Transit, run by Northeast Iowa Community Action Corporation (NEICAC), is the Region 1 public transit provider for Howard County. All rides are open to the general public, including people with disabilities, and vehicles are wheelchair accessible with lift assistance. EARL offers demand-response rides for work, school, shopping and errands, leisure activities and non-emergency medical appointments. Call toll-free 1-866-382-4259 to schedule a ride. Online scheduling is available for in-town routes once your account is set up.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Howard County
County Veterans Affairs office — Howard
County · IowaThe Howard County Veterans Affairs office at 137 N. Elm St., Cresco, IA 52136 helps veterans and their families. The Commission of Veterans Affairs helps Howard County veterans discharged under honorable conditions and their family members. County assistance programs include burial assistance, grave markers, food, medical and dental help, prescription medication, rent payments, transportation and utilities. The office also helps with applications for federal benefits. Hours are 8:00am to 4:30pm. Call the office at 563-547-9212.
Estimated cash: about $0 a year
Local agencies serving Howard County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northeast Iowa Community Action Corporation (NEICAC)
Runs: LIHEAP energy assistance (Northeast Iowa Community Action Corporation)
Iowa Department of Health and Human Services (HHS)
Runs: Iowa HHS county office
Regional Health Services of Howard County (Cresco)
Runs: Hospital Financial Assistance (Regional Health Services of Howard County)
Howard County Commission of Veteran Affairs
Northeast Iowa Area Agency on Aging (NEI3A)
Runs: Area Agency on Aging services (Northeast Iowa Area Agency on Aging)
Northeast Iowa Community Action Corporation (NEICAC) EARL Public Transit
Iowa and federal programs
Open to eligible households in Howard County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
