Senior benefits in Howard County, Missouri
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Seniors living in Howard County, Missouri, may qualify for more help than they realize. This page brings together local, state, and federal benefit programs in one place so you can see what is available. Locally, Aging Best serves as the Area Agency on Aging for Howard County and is a strong starting point for connecting with services. OATS Transit provides demand-response rides for seniors who need transportation, and Energy Assistance through LIHEAP — delivered locally by Central Missouri Community Action — can help with home energy costs. Because no hospital operates in Howard County, MU Health Care - University Hospital in Columbia offers a financial assistance program for those who need it. At the state level, programs such as the Missouri Property Tax Credit (Circuit Breaker), MO HealthNet for the Aged, Blind and Disabled, Missouri SHIP free Medicare counseling, and Senior Meals are also listed here. Federal programs add even more options. Each program listing below includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
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Local programs
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Missouri programs
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Federal programs
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Categories
Last verified · October 8, 2026
Local starting point
Aging Best — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)
1-573-443-5823
See which of these Howard County programs you may qualify for.
Discover my benefitsHelping others? Print the Howard County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Howard County
Run by the county, its Area Agency on Aging, or another agency serving Howard County. Start here.
Elder Services in Howard County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Aging Best) — Howard
County · MissouriAging Best is the Area Agency on Aging for Howard County. It is the local starting point that connects older adults and caregivers to Area Agency on Aging for 19 mid-Missouri counties including Howard (verbatim in the health.mo.gov county list). Congregate and home-delivered meals, transportation coordination, case management, homemaker services, home repair/modification, legal assistance, wellness programs, respite, Medicare/Medicaid counseling, ombudsman. Toll-free 800-369-5211. No minimum age stated on the fetched pages. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-573-443-5823 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Howard County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Howard
County · MissouriMissouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Howard County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Central Missouri Community Action (CMCA) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-573-200-6655 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Howard County
Hospital Financial Assistance (MU Health Care - University Hospital (Columbia); no hospital operates in Howard County) — Howard
County · MissouriUninsured and underinsured residents of Howard County can apply for financial assistance (charity care) at MU Health Care - University Hospital (Columbia); no hospital operates in Howard County for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Howard County (Fayette) has no in-county hospital; the nearest full-service hospitals are in Columbia, Boone County (~25 miles from Fayette) — MU Health Care's University Hospital and Boone Health. MU Health Care financial assistance: 'Eligibility is based on income as a percentage of the Federal Poverty Level.' Moberly Regional Medical Center is the alternative to the northeast.
Estimated bill savings: about $0 a year
Transportation in Howard County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public Demand-Response Rides (OATS Transit) — Howard
County · MissouriOATS Transit (Mid-MO Region) serves Howard County with General-public demand-response; service operates on-demand depending on driver and vehicle availability, so OATS recommends calling to confirm before scheduling. No fares or senior age tier stated on the Howard County page. Toll-free scheduling 800-269-6287. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above; call ahead to book, as rides are scheduled in advance. Call 1-573-449-3789 for schedules, fares, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Howard County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
MU Health Care - University Hospital (Columbia); no hospital operates in Howard County
OATS Transit (Mid-MO Region)
Missouri and federal programs
Open to eligible households in Howard County and across the rest of Missouri. Full details are on the Missouri benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI-1) — Missouri
- MO HealthNet for the Aged, Blind & Disabled (MHABD)
- MO HealthNet Spend Down
- Missouri SHIP — Free Medicare Counseling (formerly CLAIM)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Farmers Market Nutrition Program — Missouri
- Senior Meals — Home-Delivered & Congregate (Missouri)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP — Energy Assistance & Energy Crisis Intervention (Missouri)
- Weatherization Assistance Program — Missouri
- Missouri Property Tax Credit (Circuit Breaker)
- Social Security State Income Tax Exemption — Missouri
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
