Senior benefits in Niagara County, New York
Seniors in Niagara County, New York have access to a wide range of benefit programs that can help with everyday costs like energy bills, prescription drugs, property taxes, and health coverage. The Niagara County Office for the Aging serves as the local Area Agency on Aging and is a strong starting point for connecting with services through its Title III programs and NY Connects. For help with heating costs, the Niagara County Department of Social Services administers HEAP Energy Assistance locally, and seniors 60 and older can also apply through the Niagara County Office for the Aging. Reduced-fare transit through NFTA Metro is available to riders 65 and older in Niagara Falls and Lockport. State programs here include Enhanced STAR, EPIC, New York Medicaid for Aged, Blind, or Disabled, New York Medicare Savings Programs, and Managed Long-Term Care. Dozens of federal programs apply as well. Each listing on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
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Local programs
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New York programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Niagara County Office for the Aging — designated Area Agency on Aging under the Older Americans Act Title III for Niagara County; participates in NY Connects (the local ADRC); reports to NYSOFA
716-438-3030
See which of these Niagara County programs you may qualify for.
Discover my benefitsHelping others? Print the Niagara County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Niagara County
Run by the county, its Area Agency on Aging, or another agency serving Niagara County. Start here.
Emergency Aid in Niagara County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Niagara County Emergency Aid — Referral Coordination
County · New YorkNiagara County emergency aid: (1) Niagara DSS for Temporary Assistance, Emergency HEAP, and one-time grants (716-439-7600); (2) Niagara OFA for senior-specific case management (716-438-4020); (3) Niagara hospital safety net (716-278-4000); (4) Niagara transit (716-855-7211); (5) Catholic Charities of Buffalo (Diocese of Buffalo, 8-county Western NY footprint); (6) FeedMore WNY (regional food bank for 4 WNY counties); (7) regional Community Action Agencies. Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
Niagara County DSS — HEAP Energy Assistance (Niagara County)
County · New YorkNiagara County DSS delivers NY's HEAP: Regular HEAP (annual heating help), Emergency HEAP (utility shut-off / fuel-out crises), and Cooling Assistance (AC unit). Eligibility approximately at 60% State Median Income. Seniors age 60+ may apply through Niagara OFA (716-438-4020) for priority processing. Niagara DSS HEAP line: 716-278-8400. Apply online at mybenefits.ny.gov.
Estimated bill savings: $200–$1,500 a year
Healthcare in Niagara County
Programs here typically lower an eligible household's bills by $500–$25,000 a year.
Niagara Falls Memorial Medical Center — Financial Assistance (Niagara County)
County · New YorkNiagara County's principal community hospital safety net is Niagara Falls Memorial Medical Center (Niagara Falls) — Niagara's independent principal community hospital; Mount St. Mary's Hospital (Lewiston, Catholic Health) and Eastern Niagara Hospital (Lockport, Catholic Health); tertiary referrals route to ECMC or Kaleida (Buffalo). The Financial Assistance Program covers uninsured/underinsured residents — sliding scale typically discounts charges up to 100% at the lower income brackets with reduced rates above. Note: NY Medicaid ABD's ~138% FPL gate means many Western NY seniors qualify for Medicaid and would access these hospitals through Medicaid rather than FAP. Apply at the hospital's financial counseling office or at https://www.nfmmc.org/financial-assistance. Phone: 716-278-4112.
Estimated bill savings: $500–$25,000 a year
In this county: Niagara: Niagara Falls Memorial Medical Center (Niagara Falls) — Niagara's independent principal community hospital; Mount St. Mary's Hospital (Lewiston, Catholic Health) and Eastern Niagara Hospital (Lockport, Catholic Health); tertiary referrals route to ECMC or Kaleida (Buffalo). NY Medicaid ABD's ~138% FPL gate covers many seniors; FAP fills the gap.
Nutrition in Niagara County
Programs here typically provide services worth $1,500–$5,500 a year to an eligible household.
Niagara County Office for the Aging — Title III + NY Connects (Niagara County)
County · New YorkNiagara County OFA serves seniors age 60+ and their caregivers. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HIICAP — NY's SHIP), HEAP intake assistance, EPIC intake, Care Coordination, Caregiver Support, NY Connects (local ADRC), and Long-Term Care Ombudsman. Apply by calling OFA at 716-438-3030 or emailing aging@niagaracounty.com.
Estimated service value: $1,500–$5,500 a year
Transportation in Niagara County
Programs here typically provide services worth $200–$2,200 a year to an eligible household.
NFTA Metro (Niagara Falls + Lockport service) (Niagara County)
County · New YorkNFTA Metro (Niagara Falls + Lockport service) covers Niagara County. Reduced senior fares for riders age 60+ (county systems) or 65+ (NFTA Senior Reduced Fare). ADA paratransit available where fixed-route exists (NFTA's PAL service in Erie/Niagara). Apply at the county transit office or via the operator. Phone: 716-855-6611 (Reduced Fare Information Line).
Estimated service value: $200–$2,200 a year
In this county: Niagara: NFTA Metro (Niagara Falls.
Local agencies serving Niagara County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Niagara County DSS + OFA + community-based organizations
Niagara County Department of Social Services (DSS)
Runs: Niagara County DSS
Niagara Falls Memorial Medical Center
Niagara County Office for the Aging
Niagara County / regional transit operator
New York and federal programs
Open to eligible households in Niagara County and across the rest of New York. Full details are on the New York benefits page.
Money & income5 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- EPIC — Elderly Pharmaceutical Insurance Coverage
- New York Medicaid for Aged, Blind, or Disabled (Non-MAGI Medicaid)
- New York Medicare Savings Programs (QMB / SLMB / QI)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- New York Alternative Veterans Property Tax Exemption (Wartime Service)
- New York Cold War Veterans Property Tax Exemption
- Senior Citizens Property Tax Exemption (RPTL §467)
- Enhanced STAR — Senior School Property Tax Exemption
- Access to Home — Accessibility Modifications
- RESTORE — Emergency Home Repairs for Seniors
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Program of All-Inclusive Care for the Elderly (PACE)
- Expanded In-home Services for the Elderly Program (EISEP) — New York
- New York Managed Long Term Care (MLTC)
- New York State Veterans' Homes (Long-Term Care)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- New York Disabled Veteran Reduced-Fee Hunting, Fishing & Trapping Licenses ($5)
- New York State Veterans Benefits Advisors (Free VA Claims Help)
- Social Care Networks (SCN) — Food, Housing and Transport Help for Medicaid Members
- New York State Veterans Cemetery — Finger Lakes (Burial Benefits)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
