Senior benefits in Delaware County, Indiana
Seniors living in Delaware County, Indiana have access to a wide range of benefit programs that can help with everyday needs like food, energy costs, transportation, healthcare, and in-home support. LifeStream Services, the Area 6 Agency on Aging serving East Central Indiana, is a strong local starting point. Through LifeStream, Delaware County residents may be able to connect with Options Counseling, the PathWays/CHOICE program, and local meal services. The Delaware County Energy Assistance Program can help with home heating and cooling costs, and MITS Half Fare and MITSPlus Paratransit offer reduced-cost transit options for older adults in the Muncie area. IU Health Ball Memorial Hospital in Muncie also provides a financial assistance program for those who qualify. State programs such as HoosierRx, Indiana SHIP, and Indiana Over-65 Property Tax Benefits add further layers of support. Dozens of federal programs apply here as well. Each listing on this page includes its official source and the date it was last verified, and the sponsoring agency makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
LifeStream Services, Inc. (Yorktown) — the Area 6 Area Agency on Aging and Aging & Disability Resource Center serving Blackford, Delaware, Fayette, Franklin, Grant, Henry, Jay, Madison, Randolph, Rush, Union, and Wayne counties in East Central Indiana
765-759-1121
See which of these Delaware County programs you may qualify for.
Find my benefitsHelping others? Print the Delaware County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Delaware County
Run by the county, its Area Agency on Aging, or another agency serving Delaware County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Delaware County Energy Assistance Program (EAP) (Delaware County)
CountyIndiana Energy Assistance Program (EAP) for Delaware County residents is delivered through Interlocal Community Action Program (ICAP), the regional Community Action agency. EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or Interlocal Community Action Program (ICAP) (765-529-4403).
$200–$675/yr
Delaware County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Delaware County)
CountyDelaware County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Delaware County has 12 townships; find your trustee through the county offices. (2) LifeStream Services for senior case management, meals, and PathWays/CHOICE (765-759-1121). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Second Harvest Food Bank of East Central Indiana. (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
IU Health Ball Memorial Hospital (Muncie) — Financial Assistance (Delaware County)
CountyDelaware County hospital safety net: Delaware = IU Health Ball Memorial (Muncie, IU Health regional referral) — the region's tertiary anchor. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://iuhealth.org/pay-a-bill/financial-assistance. Phone: 765-747-3111.
$500–$30,000/yr
In this county: Delaware: Delaware = IU Health Ball Memorial (Muncie, IU Health regional referral) — the region's tertiary anchor. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
LifeStream Services (Area 6 Agency on Aging) — Options Counseling + PathWays/CHOICE + Meals (Delaware County)
CountyDelaware County's Area Agency on Aging is LifeStream Services (Area 6 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation (TRAM); and home modifications. LifeStream is one of Indiana's 16 AAAs, serving 12 East Central Indiana counties. Apply by calling 765-759-1121 or 800-589-1121.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $25–$150 a year to an eligible household.
MITS Half Fare + MITSPlus Paratransit (Delaware County)
CountyMITS runs Muncie's fixed-route buses. The adult fare is 50 cents; senior citizens age 65 and older and riders with disabilities pay half price — 25 cents per ride, or half-price day and 30-day passes ($0.50 and $9.00) — by showing a MITS photo ID card or a Medicare card. The MITS ID is a one-time $2.00 lifetime card issued at MITS Station (Mon-Sat). Veterans ride free with ID, and MITSPlus provides ADA paratransit. Call (765) 282-2762.
$25–$150/yr
In this county: Delaware: half fare starts at age 65 (or any age with a Medicare card). The $2 MITS ID is a one-time lifetime card — no renewal.
Indiana and federal programs
Open to eligible households in Delaware County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
