Senior benefits in LaPorte County, Indiana
Seniors in LaPorte County, Indiana have access to a wide range of benefit programs that can help with everyday costs, health care, home services, and more. REAL Services — the Area 2 Agency on Aging — is the local starting point for many of these programs. Through REAL Services, eligible residents can access Options Counseling, the PathWays/CHOICE home and community-based program, and meal services. Help with heating and cooling costs may be available through the LaPorte County Energy Assistance Program, also delivered locally by REAL Services. In a financial emergency, LaPorte County Township Trustee Poor Relief offers another layer of support. Transportation options include TransPorte in the City of LaPorte and Michigan City Transit. Northwest Health – LaPorte and Franciscan Health Michigan City both offer financial assistance programs for qualifying patients. State programs such as HoosierRx, Indiana SHIP, and Indiana Over-65 Property Tax Benefits add further support. Federal programs also apply here. Each listing on this page includes its official source and the date it was last verified, and the administering agency makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
REAL Services, Inc. (South Bend) — the Area 2 Area Agency on Aging serving Elkhart, Kosciusko, LaPorte, Marshall, and St. Joseph counties; also the region's Energy Assistance Program provider
574-284-2644
See which of these LaPorte County programs you may qualify for.
Find my benefitsHelping others? Print the LaPorte County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in LaPorte County
Run by the county, its Area Agency on Aging, or another agency serving LaPorte County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
LaPorte County Energy Assistance Program (EAP) — Local Service Provider (LaPorte County)
CountyIndiana Energy Assistance Program (EAP) for LaPorte County residents is delivered through REAL Services. EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or REAL Services (574-284-2644).
$200–$675/yr
In this county: LaPorte: EAP via REAL Services (≤60% SMI, ~$30,000 single).
LaPorte County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (LaPorte County)
CountyLaPorte County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. LaPorte County has 21 townships (including Michigan, Center, Coolspring, New Durham, Noble, Scipio, and Springfield); find yours through the county trustee offices. (2) REAL Services — Area 2 Agency on Aging for senior case management, meals, and PathWays/CHOICE (574-284-2644). (3) REAL Services for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Food Bank of Northwest Indiana. (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Northwest Health – LaPorte + Franciscan Health Michigan City — Financial Assistance (LaPorte County)
CountyLaPorte County hospital safety net: LaPorte = Northwest Health – LaPorte + Franciscan Health Michigan City — two competing systems on the Lake Michigan shore. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.nwhealthlaporte.com/. Phone: 219-326-1234.
$500–$30,000/yr
In this county: LaPorte: LaPorte = Northwest Health – LaPorte + Franciscan Health Michigan City — two competing systems on the Lake Michigan shore. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
REAL Services — Area 2 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (LaPorte County)
CountyLaPorte County's Area Agency on Aging is REAL Services — Area 2 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals; caregiver support (NFCSP); transportation; and home modifications. One of Indiana's 16 AAAs. Apply by calling 574-284-2644.
$1,500–$6,000/yr
In this county: LaPorte: AAA = REAL Services — Area 2 Agency on Aging — the single entry point for PathWays waiver, CHOICE, meals, and caregiver support.
Transportation
Programs here are typically worth $50–$300 a year to an eligible household.
TransPorte Senior Fare (LaPorte County)
CountyTransPorte is the City of La Porte's demand-response bus service, open to everyone. Regular one-way fare is $3.25; seniors and riders with disabilities pay $2.50, with a 10-ride senior/disabled punch pass for $22.50 (cash, exact fare; passes sold at the office or from drivers). Service runs Mon-Fri 6 a.m.-9 p.m. and Saturday 8 a.m.-4 p.m. Call (219) 362-6565 to schedule a ride. Michigan City operates its own separate transit system.
$50–$300/yr
In this county: LaPorte: the senior fare is $2.50 but no qualifying age is published — ask when booking at (219) 362-6565. Service covers the City of La Porte area; Michigan City's system is separate.
Indiana and federal programs
Open to eligible households in LaPorte County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
