Benefits · Indiana

Senior benefits in Marshall County, Indiana

Seniors living in Marshall County, Indiana have access to a wide range of benefit programs that can help with everyday needs like food, energy costs, healthcare, and staying independent at home. REAL Services, the Area 2 Agency on Aging serving this region, is a strong local starting point. Through REAL Services, Marshall County residents can access Options Counseling, the PathWays/CHOICE home and community-based program, and local Meals services. The Marshall County Energy Assistance Program, also delivered through REAL Services, may help with heating and cooling costs. Marshall County Public Transit, operated by the Marshall County Council on Aging, provides transportation options for older adults. Saint Joseph Health System – Plymouth offers financial assistance for eligible patients needing hospital care. State programs such as HoosierRx, Indiana SHIP, and Indiana Medicaid for seniors may also apply, along with dozens of federal programs covering everything from prescription costs to nutrition support. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

5

Local programs

18

Indiana programs

25

Federal programs

16

Categories

Local starting point

REAL Services, Inc. (South Bend) — the Area 2 Area Agency on Aging serving Elkhart, Kosciusko, LaPorte, Marshall, and St. Joseph counties; also the region's Energy Assistance Program provider

574-284-2644

See which of these Marshall County programs you may qualify for.

Find my benefits

Helping others? Print the Marshall County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Marshall County

Run by the county, its Area Agency on Aging, or another agency serving Marshall County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Marshall County Energy Assistance Program (EAP) — REAL Services (Marshall County)

County

Indiana Energy Assistance Program (EAP) for Marshall County residents is delivered through REAL Services, the Area 2 Community Action / aging agency. EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or REAL Services (574-284-2644).

$200–$675/yr

How to apply →Official source →574-284-2644Last verified · September 4, 2026

Marshall County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Marshall County)

County

Marshall County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Marshall County has 10 townships; find your trustee through the county offices. (2) REAL Services for senior case management, meals, and PathWays/CHOICE (574-284-2644). (3) REAL Services for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities of Fort Wayne-South Bend. (6) the Food Bank of Northern Indiana / Cultivate Food Rescue. (7) Dial 211 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 6, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

Saint Joseph Health System – Plymouth (Trinity Health) — Financial Assistance (Marshall County)

County

Marshall County hospital safety net: Marshall = Saint Joseph Health System – Plymouth (Trinity Health) — the county anchor. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.sjmed.com/patients-visitors/billing-and-assistance/financial-assistance. Phone: 574-948-4008.

$500–$30,000/yr

In this county: Marshall: Marshall = Saint Joseph Health System – Plymouth (Trinity Health) — the county anchor. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).

How to apply →Official source →574-948-4008Last verified · September 8, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

REAL Services — Area 2 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (Marshall County)

County

Marshall County's Area Agency on Aging is REAL Services — Area 2 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals; caregiver support (NFCSP); transportation; and home modifications. One of Indiana's 16 AAAs. Apply by calling 574-284-2644 or 800-552-7928.

$1,500–$6,000/yr

How to apply →Official source →574-284-2644Last verified · August 31, 2026

Transportation

Programs here are typically worth $500–$2,500 a year to an eligible household.

Marshall County Public Transit + 60+ Medical Travel Help (Marshall County)

County

Marshall County Public Transit, run by the county Council on Aging, is open to everyone. Fares are distance-based: $2.50 per boarding up to 5 miles, $6.00 for 6-30 miles, and $11.00 for 31+ miles (donations always accepted; frequent-rider discount cards available). Riders age 60 and over can also ask about Older Americans Act Title III funds that help cover out-of-town medical transportation. Service runs Monday through Friday, 6 a.m. to 6 p.m. Call 574-936-9904 (toll-free 1-866-936-9904).

$500–$2,500/yr

In this county: Marshall: open to everyone; if you're 60+, ask about Title III help with out-of-town medical trips when you call.

How to apply →Official source →574-936-9904Last verified · September 3, 2026

Indiana and federal programs

Open to eligible households in Marshall County and across the rest of Indiana. Full details are on the Indiana benefits page.

Income Support

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Indiana counties

Not legal or financial advice. The agency makes the final eligibility decision.