Senior benefits in Owen County, Indiana
Seniors living in Owen County, Indiana have access to a wide range of benefit programs that can help with everyday needs like food, energy costs, healthcare, and staying independent at home. Area 10 Agency on Aging is the local starting point for many of these services, offering Options Counseling, PathWays/CHOICE home and community-based support, and meal programs right here in Owen County. Area 10 Rural Transit can also help with transportation needs across the county. If you need help with heating or cooling costs, the Owen County Energy Assistance Program may be able to help. Owen County Township Trustee Poor Relief and Emergency Aid provides a coordinated safety net for urgent needs, and residents needing hospital care can connect with IU Health Bloomington financial assistance through Owen County Hospital Reach. State programs like HoosierRx, Indiana SHIP, and Indiana Over-65 Property Tax Benefits add another layer of support, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified — the program's agency makes the final eligibility decision.
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Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
Area 10 Agency on Aging (Ellettsville) — the Area Agency on Aging and Aging & Disability Resource Center serving Monroe and Owen counties in South Central Indiana
812-876-3383
See which of these Owen County programs you may qualify for.
Find my benefitsHelping others? Print the Owen County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Owen County
Run by the county, its Area Agency on Aging, or another agency serving Owen County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Owen County Energy Assistance Program (EAP) (Owen County)
CountyIndiana Energy Assistance Program (EAP) for Owen County residents is delivered through South Central Community Action Program (SCCAP), the regional Community Action agency (serving Monroe, Owen, Morgan, and Brown counties). EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or South Central Community Action Program (SCCAP) (812-829-2279).
$200–$675/yr
Owen County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Owen County)
CountyOwen County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Owen County has 12 townships; find your trustee through the county offices. (2) Area 10 Agency on Aging for senior case management, meals, and PathWays/CHOICE (812-876-3383). (3) SCCAP (Community Action) for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Hoosier Hills Food Bank (Bloomington, serving South Central Indiana). (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Owen County Hospital Reach (IU Health Bloomington) — Financial Assistance (Owen County)
CountyOwen County hospital safety net: Owen = no in-county acute hospital; FQHC for primary care + IU Health Bloomington (Monroe) for hospital care. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://iuhealth.org/pay-a-bill/financial-assistance. Phone: 812-353-5252.
$500–$30,000/yr
In this county: Owen: Owen = no in-county acute hospital; FQHC for primary care + IU Health Bloomington (Monroe) for hospital care. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Area 10 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (Owen County)
CountyOwen County's Area Agency on Aging is Area 10 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals (and a mobile food pantry); caregiver support (NFCSP); public/rural transportation; and home modifications. Area 10 also runs the Endwright Center senior centers. One of Indiana's 16 AAAs. Apply by calling 812-876-3383 or 800-844-1010.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $500–$2,500 a year to an eligible household.
Rural Transit — Area 10 Agency on Aging (Owen County)
CountyRural Transit, run by the Area 10 Agency on Aging, is a door-to-door public transportation service open to everyone in its south central Indiana service area, including Owen County — any age, any ability. Fares are charged at the time of service (about $3.00 one way within one county; cash or check, passes sold by the driver — confirm current rates when booking). Schedule rides 3-5 days ahead: 812-876-3383.
$500–$2,500/yr
In this county: Owen: open to everyone — no age requirement. Call 812-876-3383 three to five days ahead; confirm the current fare when booking.
Indiana and federal programs
Open to eligible households in Owen County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
