Senior benefits in Monroe County, Indiana
Seniors in Monroe County, Indiana have access to a wide range of benefit programs that can help with health care, food, energy costs, transportation, and staying at home longer. Area 10 Agency on Aging in Ellettsville is a strong local starting point — it offers Options Counseling, PathWays/CHOICE home and community services, and meal programs for older adults in the county. IU Health Bloomington Hospital provides financial assistance for those who need help with medical bills. The Monroe County Energy Assistance Program can help with heating and cooling costs, and Bloomington Transit offers reduced fares and BT Access paratransit for eligible riders. Township Trustees across Monroe County also coordinate emergency aid and referrals for those in urgent need. On top of these local resources, Indiana state programs — including HoosierRx, Indiana SHIP, Indiana Medicaid, and the Indiana PathWays for Aging Waiver — may apply, along with more than two dozen federal programs. Each listing below includes its official source and the date it was last verified, and the program's agency makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
Area 10 Agency on Aging (Ellettsville) — the Area Agency on Aging and Aging & Disability Resource Center serving Monroe and Owen counties in South Central Indiana
812-876-3383
See which of these Monroe County programs you may qualify for.
Find my benefitsHelping others? Print the Monroe County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Monroe County
Run by the county, its Area Agency on Aging, or another agency serving Monroe County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Monroe County Energy Assistance Program (EAP) (Monroe County)
CountyIndiana Energy Assistance Program (EAP) for Monroe County residents is delivered through South Central Community Action Program (SCCAP), the regional Community Action agency (serving Monroe, Owen, Morgan, and Brown counties). EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or South Central Community Action Program (SCCAP) (812-339-3447).
$200–$675/yr
Monroe County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Monroe County)
CountyMonroe County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Monroe County has 11 townships; find your trustee through the county offices. (2) Area 10 Agency on Aging for senior case management, meals, and PathWays/CHOICE (812-876-3383). (3) SCCAP (Community Action) for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Hoosier Hills Food Bank (Bloomington, serving South Central Indiana). (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
IU Health Bloomington Hospital — Financial Assistance (Monroe County)
CountyMonroe County hospital safety net: Monroe = IU Health Bloomington (IU Health regional academic health center) — the South-Central-Indiana anchor. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://iuhealth.org/pay-a-bill/financial-assistance. Phone: 812-353-5252.
$500–$30,000/yr
In this county: Monroe: Monroe = IU Health Bloomington (IU Health regional academic health center) — the South-Central-Indiana anchor. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Area 10 Agency on Aging — Options Counseling + PathWays/CHOICE + Meals (Monroe County)
CountyMonroe County's Area Agency on Aging is Area 10 Agency on Aging. Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; home-delivered and congregate meals (and a mobile food pantry); caregiver support (NFCSP); public/rural transportation; and home modifications. Area 10 also runs the Endwright Center senior centers. One of Indiana's 16 AAAs. Apply by calling 812-876-3383 or 800-844-1010.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $25–$150 a year to an eligible household.
Bloomington Transit Reduced Fare + BT Access Paratransit (Monroe County)
CountyBloomington Transit runs the city's fixed-route buses. The regular fare is $1.00; senior citizens age 60 and older, K-12 students, and riders with disabilities pay the reduced fare of $0.50. Reduced Fare ID cards are issued at the BT offices (130 West Grimes Lane) and the Downtown Transit Center (301 South Walnut Street); Medicare or SSA documentation also works for the disability pathway. BT Access provides ADA paratransit. Call 812-336-7433.
$25–$150/yr
In this county: Monroe: the reduced fare starts at age 60 — get a Reduced Fare ID at the BT office or Downtown Transit Center.
Indiana and federal programs
Open to eligible households in Monroe County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
