Senior benefits in Worcester County, Massachusetts
4
Local programs
17
Massachusetts programs
25
Federal programs
17
Categories
Local starting point
Elder Services of Worcester Area, Inc. — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)
1-508-756-1545
See which of these Worcester County programs you may qualify for.
Find my benefitsHelping others? Print the Worcester County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Worcester County
Run by the county, its Area Agency on Aging, or another agency serving Worcester County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Elder Services of Worcester Area, Inc.) — Worcester
CountyElder Services of Worcester Area, Inc. is the Area Agency on Aging for Worcester County. It is the local starting point that connects older adults and caregivers to Home care program, senior nutrition (home-delivered and congregate meals), options counseling, family caregiver support, money management, protective services, ADRC information and referral. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-508-756-1545 to get started.
$500–$6,000/yr
Energy Assistance
Programs here are typically worth $300–$1,000 a year to an eligible household.
Energy Assistance (LIHEAP) — Worcester
CountyFuel Assistance (LIHEAP) helps income-eligible households in Worcester County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Worcester Community Action Council, Inc. (WCAC) takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call (508) 754-1176 x110 to apply.
$300–$1,000/yr
Healthcare
Hospital Financial Assistance (UMass Memorial Medical Center) — Worcester
CountyUninsured and underinsured residents of Worcester County can apply for financial assistance (charity care) at UMass Memorial Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Financial counseling for uninsured/underinsured patients; financial assistance policy summaries and application instructions are linked from this page. umassmemorialhealthcare.org now redirects to ummhealth.org. Massachusetts also runs the statewide Health Safety Net, which pays for eligible services for low-income uninsured/underinsured patients at Massachusetts hospitals and community health centers (cited separately at the state level).
Transportation
Programs here are typically worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (Worcester Regional Transit Authority (WRTA)) — Worcester
CountyWorcester Regional Transit Authority (WRTA) serves Worcester County with WRTA is currently fare-free systemwide, so no senior fare applies. Northern Worcester County (Fitchburg, Leominster, Gardner) is served by the Montachusett RTA (MART), not WRTA. WRTA also runs ADA/non-ADA paratransit and council-on-aging Elderbus demand-response service, likewise fare-free during the suspension.. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-508-791-9782 for schedules, eligibility, or to book a ride.
$150–$1,500/yr
Massachusetts and federal programs
Open to eligible households in Worcester County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.
Caregiver Support
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Fuel Assistance (HEAP / LIHEAP) — MassachusettsState$300–$1,500/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- Senior Farmers' Market Coupons — MassachusettsState$25/yrOfficial source →
Health Coverage
- MassHealth Standard for Seniors 65+State$4,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Health Safety Net (Hospital & Health Center Care)State$500–$8,000/yrOfficial source →
- Prescription Advantage (State Prescription Drug Help)State$200–$3,000/yrOfficial source →
- SHINE — Medicare Counseling (Serving the Health Insurance Needs of Everyone)StateOfficial source →
Home Care
- Home Care Program (State-Funded, via the ASAPs)State$500–$8,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Frail Elder Waiver (MassHealth Long-Term Care at Home)State$10,000–$60,000/yrOfficial source →
- Massachusetts Veterans Homes (Chelsea & Holyoke)State$10,000–$40,000/yrOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI) — MassachusettsState$2,400–$8,000/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Massachusetts Veterans Memorial Cemeteries (Agawam & Winchendon)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Senior Circuit Breaker Tax CreditState$100–$2,820/yrOfficial source →
- Local Senior Property Tax Exemptions & Deferral (Town-by-Town)State$175–$1,000/yrOfficial source →
- Local Property Tax Exemptions for Veterans (Clause 22 Series)State$400–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- Weatherization Assistance Program — MassachusettsState$1,000–$4,725/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
- Chapter 115 Veterans' Benefits (Financial Assistance)State$1,000–$15,000/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
