Senior benefits in Worcester County, Massachusetts

Not in Massachusetts? Worcester County, Maryland

Seniors living in Worcester County, Massachusetts have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. Elder Services of Worcester Area, Inc. is the local Area Agency on Aging serving this county and is a strong starting point for connecting with services. Locally, the Worcester Regional Transit Authority (WRTA) offers reduced-fare transit options for seniors and people with disabilities, and the Worcester Community Action Council delivers Energy Assistance (LIHEAP) to help with heating costs. UMass Memorial Medical Center provides a Hospital Financial Assistance program for those who need help covering medical bills. At the state level, programs like SHINE Medicare Counseling, the Senior Circuit Breaker Tax Credit, MassHealth Standard, and the Frail Elder Waiver may also be available to eligible residents. Dozens of federal programs apply here as well. Every program listed on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.

4

Local programs

19

Massachusetts programs

25

Federal programs

18

Categories

Last verified · October 8, 2026

Local starting point

Elder Services of Worcester Area, Inc. — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)

1-508-756-1545

See which of these Worcester County programs you may qualify for.

Discover my benefits

Helping others? Print the Worcester County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Worcester County

Run by the county, its Area Agency on Aging, or another agency serving Worcester County. Start here.

Elder Services in Worcester County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Elder Services of Worcester Area, Inc.) — Worcester

County · Massachusetts

Elder Services of Worcester Area, Inc. is the Area Agency on Aging for Worcester County. It is the local starting point that connects older adults and caregivers to Home care program, senior nutrition (home-delivered and congregate meals), options counseling, family caregiver support, money management, protective services, ADRC information and referral. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-508-756-1545 to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-508-756-1545Last verified · October 7, 2026

Energy Assistance in Worcester County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Worcester

County · Massachusetts

Fuel Assistance (LIHEAP) helps income-eligible households in Worcester County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Worcester Community Action Council, Inc. (WCAC) takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call (508) 754-1176 x110 to apply.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →(508) 754-1176 x110Last verified · October 8, 2026

Healthcare in Worcester County

Hospital Financial Assistance (UMass Memorial Medical Center) — Worcester

County · Massachusetts

Uninsured and underinsured residents of Worcester County can apply for financial assistance (charity care) at UMass Memorial Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Financial counseling for uninsured/underinsured patients; financial assistance policy summaries and application instructions are linked from this page. umassmemorialhealthcare.org now redirects to ummhealth.org. Massachusetts also runs the statewide Health Safety Net, which pays for eligible services for low-income uninsured/underinsured patients at Massachusetts hospitals and community health centers (cited separately at the state level).

Estimated bill savings: about $0 a year

How to apply →Official source →1-508-334-9300Last verified · October 4, 2026

Transportation in Worcester County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Senior & Disabled Transit (Worcester Regional Transit Authority (WRTA)) — Worcester

County · Massachusetts

Worcester Regional Transit Authority (WRTA) serves Worcester County with WRTA is currently fare-free systemwide, so no senior fare applies. Northern Worcester County (Fitchburg, Leominster, Gardner) is served by the Montachusett RTA (MART), not WRTA. WRTA also runs ADA/non-ADA paratransit and council-on-aging Elderbus demand-response service, likewise fare-free during the suspension. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-508-791-9782 for schedules, eligibility, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-508-791-9782Last verified · September 28, 2026

Local agencies serving Worcester County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Massachusetts and federal programs

Open to eligible households in Worcester County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.

Money & income2 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food6 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes11 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal6 programs

Free counseling, legal help, rides, and other senior services.

Veterans4 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

Compare Worcester County side by side

← All Massachusetts counties

Not legal or financial advice. The agency makes the final eligibility decision.