Senior benefits in Suffolk County, Massachusetts
Not in Massachusetts? Suffolk County, New York
Seniors aged 65 and older in Suffolk County, Massachusetts have access to a wide range of benefit programs that can help with health care, home care, energy costs, transportation, and more. Boston Senior Home Care, the local Area Agency on Aging serving Suffolk County, is a strong starting point for connecting with services like the Home Care Program and the Frail Elder Waiver, which can help older adults stay in their homes longer. Action for Boston Community Development (ABCD) delivers local Energy Assistance (LIHEAP) for help with heating bills, and the MBTA offers reduced-fare transit options for seniors and people with disabilities. Massachusetts General Hospital provides financial assistance for qualifying patients. State programs such as SHINE Medicare Counseling, the Senior Circuit Breaker Tax Credit, and Medicare Savings Programs may also reduce costs significantly. Federal programs add another layer of support for those who qualify. Each program listed on this page includes its official source and the date it was last verified — but the administering agency always makes the final eligibility decision.
4
Local programs
19
Massachusetts programs
25
Federal programs
18
Categories
Last verified · October 8, 2026
Local starting point
Boston Senior Home Care — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)
1-617-451-6400
See which of these Suffolk County programs you may qualify for.
Discover my benefitsHelping others? Print the Suffolk County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Suffolk County
Run by the county, its Area Agency on Aging, or another agency serving Suffolk County. Start here.
Elder Services in Suffolk County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Boston Senior Home Care) — Suffolk
County · MassachusettsBoston Senior Home Care is the Area Agency on Aging for Suffolk County. It is the local starting point that connects older adults and caregivers to ASAP for central Boston: home care, caregiver solutions, supportive housing, options counseling, Senior Care Options / One Care, community transition liaison, nutrition referrals. Information and referral via Boston ElderINFO: 617-292-6211. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-617-451-6400 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Suffolk County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Suffolk
County · MassachusettsFuel Assistance (LIHEAP) helps income-eligible households in Suffolk County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Action for Boston Community Development (ABCD) - Fuel Assistance takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call 1-617-357-6012 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Suffolk County
Hospital Financial Assistance (Massachusetts General Hospital) — Suffolk
County · MassachusettsUninsured and underinsured residents of Suffolk County can apply for financial assistance (charity care) at Massachusetts General Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Mass General Brigham financial assistance offers 70-100% low-income discounts on emergency/medically necessary care when household income is below 301% of the Federal Poverty Guidelines, plus help enrolling in MassHealth, Health Connector, and the statewide Health Safety Net (free/reduced-cost care for eligible low-income patients at all Massachusetts acute-care hospitals and community health centers; see https://www.mass.gov/info-details/health-safety-net-for-patients). Boston Medical Center (bmc.org) is the city's principal safety-net hospital alternative.
Estimated bill savings: about $0 a year
Transportation in Suffolk County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (MBTA) — Suffolk
County · MassachusettsMBTA serves Suffolk County with Senior CharlieCard gives roughly half-price one-way subway and bus fares plus discounted passes. The RIDE ADA paratransit (https://www.mbta.com/accessibility/the-ride) provides door-to-door service across the MBTA district for people whose disability prevents use of fixed-route transit; trip booking (TRAC) 844-427-7433. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-617-222-3200 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Suffolk County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Boston Senior Home Care
Massachusetts General Hospital
Runs: Hospital Financial Assistance (Massachusetts General Hospital)
Massachusetts and federal programs
Open to eligible households in Suffolk County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Massachusetts
- MassHealth Standard for Seniors 65+
- Health Safety Net (Hospital & Health Center Care)
- SHINE — Medicare Counseling (Serving the Health Insurance Needs of Everyone)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Fuel Assistance (HEAP / LIHEAP) — Massachusetts
- Weatherization Assistance Program — Massachusetts
- Senior Circuit Breaker Tax Credit
- Local Senior Property Tax Exemptions & Deferral (Town-by-Town)
- Local Property Tax Exemptions for Veterans (Clause 22 Series)
- Congregate Housing — Shared Affordable Housing with Services
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Care Program (State-Funded, via the ASAPs)
- Frail Elder Waiver (MassHealth Long-Term Care at Home)
- Massachusetts Veterans Homes (Chelsea & Holyoke)
- Family Caregiver Support Program — Massachusetts
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Community Transition Liaison Program — Help Leaving a Nursing Facility
- Money Management Program — Free Bill-Paying Help for Older Adults
- Massachusetts Veterans Memorial Cemeteries (Agawam & Winchendon)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans4 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Compare Suffolk County side by side
Not legal or financial advice. The agency makes the final eligibility decision.
