Senior benefits in Middlesex County, Massachusetts
Not in Massachusetts? Middlesex County, Connecticut · Middlesex County, New Jersey · Middlesex County, Virginia
Seniors living in Middlesex County, Massachusetts have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. Springwell, Inc., the local Area Agency on Aging serving this county, is a strong starting point for connecting with services like the Home Care Program and the Frail Elder Waiver. Residents may also qualify for help with heating bills through Community Teamwork, Inc., which delivers the Energy Assistance (LIHEAP) program locally, and reduced-fare transit through the MBTA's Senior & Disabled Transit program. If you or a loved one has received care at Lahey Hospital & Medical Center in Burlington, Hospital Financial Assistance may be available. State programs such as the Senior Circuit Breaker Tax Credit, SHINE Medicare Counseling, and MassHealth Standard for Seniors 65+ may also apply. Federal programs add even more options. Each listing on this page includes its official source and the date it was last verified, but the administering agency always makes the final eligibility decision.
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Local programs
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Massachusetts programs
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Federal programs
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Categories
Last verified · October 8, 2026
Local starting point
Springwell, Inc. — Massachusetts Aging Services Access Point / AAA network (Executive Office of Aging & Independence)
1-617-926-4100
See which of these Middlesex County programs you may qualify for.
Discover my benefitsHelping others? Print the Middlesex County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Middlesex County
Run by the county, its Area Agency on Aging, or another agency serving Middlesex County. Start here.
Elder Services in Middlesex County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Springwell, Inc.) — Middlesex
County · MassachusettsSpringwell, Inc. is the Area Agency on Aging for Middlesex County. It is the local starting point that connects older adults and caregivers to ASAP/AAA services: care advice and planning, caregiver support, home-delivered meals and community dining, in-home services, money management, long-term-care ombudsman, protective services, friendly visitor and shopping assistance. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-617-926-4100 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Middlesex County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Middlesex
County · MassachusettsFuel Assistance (LIHEAP) helps income-eligible households in Middlesex County pay home heating bills from November 1 through April 30, with extra protection against winter shut-offs. The Commonwealth funds the program, and Community Teamwork, Inc. (CTI) - Fuel Assistance (LIHEAP) takes applications for this county. Homeowners and renters can qualify, including renters whose heat is included in rent. Call 1-978-459-6161 to apply.
Estimated bill savings: $300–$1,000 a year
Healthcare in Middlesex County
Hospital Financial Assistance (Lahey Hospital & Medical Center (Burlington)) — Middlesex
County · MassachusettsUninsured and underinsured residents of Middlesex County can apply for financial assistance (charity care) at Lahey Hospital & Medical Center (Burlington) for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Beth Israel Lahey Health offers 'a wide variety of financial assistance programs'; financial services staff screen eligibility and help apply, with per-hospital Financial Assistance Policy PDFs (Lahey Burlington included). Massachusetts' statewide Health Safety Net also covers eligible low-income patients at all acute-care hospitals and community health centers (https://www.mass.gov/info-details/health-safety-net-for-patients). Other major Middlesex hospitals: Lowell General (Tufts Medicine), Mount Auburn Hospital (BILH, Cambridge), Newton-Wellesley (Mass General Brigham).
Estimated bill savings: about $0 a year
Transportation in Middlesex County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (MBTA) — Middlesex
County · MassachusettsMBTA serves Middlesex County with MBTA subway, bus, and commuter rail cover most of Middlesex County; Senior CharlieCard gives roughly half-price one-way fares, and The RIDE ADA paratransit (TRAC 844-427-7433) serves the MBTA district. Greater Lowell also has the Lowell Regional Transit Authority (LRTA) local bus network (not separately verified in this pass). Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-617-222-3200 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Middlesex County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Lahey Hospital & Medical Center (Burlington)
Runs: Hospital Financial Assistance (Lahey Hospital & Medical Center (Burlington))
Massachusetts and federal programs
Open to eligible households in Middlesex County and across the rest of Massachusetts. Full details are on the Massachusetts benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Massachusetts
- MassHealth Standard for Seniors 65+
- Health Safety Net (Hospital & Health Center Care)
- SHINE — Medicare Counseling (Serving the Health Insurance Needs of Everyone)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Fuel Assistance (HEAP / LIHEAP) — Massachusetts
- Weatherization Assistance Program — Massachusetts
- Senior Circuit Breaker Tax Credit
- Local Senior Property Tax Exemptions & Deferral (Town-by-Town)
- Local Property Tax Exemptions for Veterans (Clause 22 Series)
- Congregate Housing — Shared Affordable Housing with Services
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Care Program (State-Funded, via the ASAPs)
- Frail Elder Waiver (MassHealth Long-Term Care at Home)
- Massachusetts Veterans Homes (Chelsea & Holyoke)
- Family Caregiver Support Program — Massachusetts
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Community Transition Liaison Program — Help Leaving a Nursing Facility
- Money Management Program — Free Bill-Paying Help for Older Adults
- Massachusetts Veterans Memorial Cemeteries (Agawam & Winchendon)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans4 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Compare Middlesex County side by side
Not legal or financial advice. The agency makes the final eligibility decision.
