Senior benefits in DeKalb County, Missouri

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Seniors living in DeKalb County, Missouri have access to a wide range of benefit programs that can help with healthcare costs, home care, energy bills, transportation, and more. Young at Heart Resources, the Area Agency on Aging serving this region, is a strong local starting point for connecting with services. Locally, OATS Transit provides demand-response rides for those who need help getting around, and the Community Action Partnership of Greater St. Joseph delivers energy assistance through LIHEAP to help with heating and cooling costs. Mosaic Life Care at St. Joseph offers a hospital financial assistance program for those who qualify. At the state level, programs like MO HealthNet for the Aged, Blind and Disabled, the Missouri Property Tax Credit, Missouri SHIP free Medicare counseling, and Senior Meals are available to eligible residents. Federal programs also apply here. Every program listed on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.

4

Local programs

17

Missouri programs

25

Federal programs

18

Categories

Last verified · October 9, 2026

Local starting point

Young at Heart Resources (Area Agency on Aging Region 4) — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)

660-240-9400 (toll free 888-844-5626)

See which of these DeKalb County programs you may qualify for.

Discover my benefits

Helping others? Print the DeKalb County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in DeKalb County

Run by the county, its Area Agency on Aging, or another agency serving DeKalb County. Start here.

Elder Services in DeKalb County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Young at Heart Resources (Area Agency on Aging Region 4)) — DeKalb

County · Missouri

Young at Heart Resources (Area Agency on Aging Region 4) is the Area Agency on Aging for DeKalb County. It is the local starting point that connects older adults and caregivers to Benefits counseling (including Medicare and Medicaid counseling), congregate and home-delivered meals, active living/senior centers, in-home care, caregiving and respite support, healthy aging courses, legal assistance, long-term care ombudsman advocacy, transportation, information and assistance, community outreach, and grandparents-raising-grandchildren support. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 660-240-9400 (toll free 888-844-5626) to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →660-240-9400 (toll free 888-844-5626)Last verified · October 1, 2026

Energy Assistance in DeKalb County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — DeKalb

County · Missouri

Missouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in DeKalb County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Community Action Partnership of Greater St. Joseph (CAPSTJOE) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-816-233-8281 to apply.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-816-233-8281Last verified · October 7, 2026

Healthcare in DeKalb County

Hospital Financial Assistance (Mosaic Life Care at St. Joseph - Medical Center) — DeKalb

County · Missouri

Uninsured and underinsured residents of DeKalb County can apply for financial assistance (charity care) at Mosaic Life Care at St. Joseph - Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. DeKalb County has no in-county hospital; nearest are Mosaic Life Care at St. Joseph (~25 miles west of Maysville) and Cameron Regional Medical Center in Cameron on the county's eastern edge (https://www.cameronregional.org/financial-assistance, (816) 649-3326). Financial assistance page states eligibility for "Mosaic Life Care patients or guarantors with gross household income up to 300 percent of the Federal Poverty Guidelines." Apply at myMLC.com/myFinancialOptions, by calling (816) 271-4006, or in person at Enterprise Financial Counseling, 5325 Faraon Entrance 4, St. Joseph, or 2016 South Main, Maryville. NOTE: Mosaic Life Care's former domain mymlc.com no longer resolves (NXDOMAIN) and mymlc.com now redirects to an unrelated Canadian clinic; the live official site is mymlc.com.

Estimated bill savings: about $0 a year

How to apply →Official source →1-816-271-4006Last verified · October 6, 2026

Transportation in DeKalb County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Public Demand-Response Rides (OATS Transit) — DeKalb

County · Missouri

OATS Transit (Northwest Region) serves DeKalb County with Service to Maysville and Cameron on the last Friday of each month and to St. Joseph on the 1st and 3rd Friday of each month; $2.00 each way. Calls must be made at least 24 hours in advance. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above; call ahead to book, as rides are scheduled in advance. Call 816-279-3131 or 800-831-9219 for schedules, fares, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →816-279-3131 or 800-831-9219Last verified · October 8, 2026

Local agencies serving DeKalb County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Missouri and federal programs

Open to eligible households in DeKalb County and across the rest of Missouri. Full details are on the Missouri benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Missouri counties

Not legal or financial advice. The agency makes the final eligibility decision.