Senior benefits in Jefferson County, Missouri

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Seniors in Jefferson County, Missouri have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. Aging Ahead, the local Area Agency on Aging serving this region, is a strong starting point for connecting with services. Jefferson County has also adopted the Senior Property Tax Freeze under SB 190, which may help eligible homeowners manage rising property taxes. OATS Transit provides demand-response rides for seniors who need transportation, and Mercy Hospital Jefferson offers financial assistance for qualifying patients. Local delivery of energy help through LIHEAP is handled by Jefferson-Franklin Community Action Corporation. Beyond these county-level resources, Missouri state programs — including MO HealthNet, the Missouri Property Tax Credit, Missouri SHIP for free Medicare counseling, and Senior Meals — add another layer of support. Federal programs also apply here. Each program listing on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.

5

Local programs

17

Missouri programs

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Federal programs

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Categories

Last verified · October 8, 2026

Local starting point

Aging Ahead (Missouri AAA Region 8) — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)

1-800-243-6060

See which of these Jefferson County programs you may qualify for.

Discover my benefits

Helping others? Print the Jefferson County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Jefferson County

Run by the county, its Area Agency on Aging, or another agency serving Jefferson County. Start here.

Elder Services in Jefferson County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Aging Ahead (Missouri AAA Region 8)) — Jefferson

County · Missouri

Aging Ahead (Missouri AAA Region 8) is the Area Agency on Aging for Jefferson County. It is the local starting point that connects older adults and caregivers to Region 8 AAA serving Jefferson County. Meals on Wheels, senior centers / CHOICE locations (including House Springs), Community Options and Services benefits counseling, caregiving services, public education and outreach. Verbatim: "We have been providing supportive services in St. Louis, St. Charles, Franklin and Jefferson counties since 1973." and "Adults 60 and older count on Aging Ahead to provide nutritious meals, connection to resources and supportive services". Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-800-243-6060 to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-800-243-6060Last verified · October 6, 2026

Energy Assistance in Jefferson County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Jefferson

County · Missouri

Missouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Jefferson County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Jefferson-Franklin Community Action Corporation (JFCAC) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-636-789-2686 to apply.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-636-789-2686Last verified · October 8, 2026

Healthcare in Jefferson County

Hospital Financial Assistance (Mercy Hospital Jefferson) — Jefferson

County · Missouri

Uninsured and underinsured residents of Jefferson County can apply for financial assistance (charity care) at Mercy Hospital Jefferson for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-county hospital in Crystal City, MO (https://www.mercy.net/practice/mercy-hospital-jefferson/). Mercy's system financial-assistance page: Level I (0-200% FPL) = 100% hospital and physician discount; Level II (201-300% FPL) = 80% hospital / 70% physician discount. Mercy Hospital South in south St. Louis County is the other Mercy facility Jefferson County residents commonly use.

Estimated bill savings: about $0 a year

How to apply →Official source →1-855-420-7900Last verified · October 7, 2026

Tax Relief in Jefferson County

Programs here typically lower an eligible household's bills by $100–$2,000 a year.

Senior Property Tax Freeze (SB 190) — Jefferson

County · Missouri

Jefferson County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: The Tax Credit for Seniors application will be available between March 1st - June 30th for new applicants. Enacted February 15, 2024 by Jefferson County under Ordinance #24-0132 in response to the state enabling legislation. An eligible taxpayer is a Jefferson County resident who is 62+ by January 1 of the initial base tax year, is an owner of record of a homestead (or holds a legal/equitable interest evidenced by a written instrument) on that date, is liable for the real property taxes on the homestead, and is not delinquent on Jefferson County real estate taxes. The credit equals the difference between the current-year real property tax liability on the homestead and the liability in the year the taxpayer became eligible. Administered by the Jefferson County Collector. Apply through the county's program office.

Estimated bill savings: $100–$2,000 a year

How to apply →Official source →1-636-797-5555Last verified · September 28, 2026

Transportation in Jefferson County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Public Demand-Response Rides (OATS Transit) — Jefferson

County · Missouri

OATS Transit - Jefferson County serves Jefferson County with Local medical and shopping routes weekdays 10am-1pm in Arnold, De Soto, Festus, Fenton, High Ridge, Cedar Hill, House Springs and the I-55 corridor; monthly (3rd Tuesday) trips to St. Louis for medical appointments; countywide rural service Monday-Friday 7am-7pm. General-public bus fare $2.00 one-way. Office hours Monday-Friday 7:30am-5pm. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above, but riders age 60 and older — and riders with disabilities — who travel under the Area Agency on Aging contract do not pay a set fare. They are asked to contribute what they can instead. Ask about the AAA contract when you book. Call ahead, as rides are scheduled in advance. Call 1-636-933-9380 for schedules, fares, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-636-933-9380Last verified · October 2, 2026

Local agencies serving Jefferson County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Missouri and federal programs

Open to eligible households in Jefferson County and across the rest of Missouri. Full details are on the Missouri benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Missouri counties

Not legal or financial advice. The agency makes the final eligibility decision.