Benefits · Texas

Senior benefits in Franklin County, Texas

Seniors aged 65 and older in Franklin County, Texas, may qualify for a wide range of benefit programs — from local county services to state and federal assistance. The Area Agency on Aging of Ark-Tex (ATCOG AAA) serves as the regional starting point for older adults and caregivers seeking help with services, referrals, and long-term care options. Local programs specific to this county include ATCOG Rural Transit Demand-Response for transportation needs, the Franklin County Indigent Health Care Program (CIHCP) for those who may qualify for county-funded medical care, and Franklin County Emergency Aid — Referral Coordination for urgent assistance. State programs such as Texas Medicaid for the Aged, Blind, or Disabled (MEPD), Texas STAR+PLUS, the Texas Comprehensive Energy Assistance Program (CEAP), and the Texas Over-65 Homestead Exemption and School District Tax Ceiling may also be available. Dozens of federal programs apply here as well. Each listing below includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.

6

Local programs

12

Texas programs

25

Federal programs

16

Categories

Local starting point

Ark-Tex Council of Governments (ATCOG) — established 1969; the regional COG and designated AAA under OAA Title III for 9 northeast Texas counties (Bowie, Cass, Delta, Franklin, Hopkins, Lamar, Morris, Red River, Titus) plus 1 southwest Arkansas county

903-832-8636

See which of these Franklin County programs you may qualify for.

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Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Franklin County

Run by the county, its Area Agency on Aging, or another agency serving Franklin County. Start here.

Emergency Aid

Programs here are typically worth $100–$1,800 a year to an eligible household.

CEAP (TDHCA-Coordinated) — Franklin County

County

CEAP delivery for Franklin County is coordinated by TDHCA. To identify the CURRENT subrecipient, call TDHCA at 800-525-0657 OR call ATCOG AAA at 903-832-8636 for a referral. Eligibility at 150% FPL.

$200–$1,600/yr

How to apply →Official source →800-525-0657Last verified · September 4, 2026

Franklin County Emergency Aid — Referral Coordination

County

Franklin County operates a referral-and-coordination emergency aid framework: (1) TDHCA CEAP (800-525-0657); (2) ATCOG AAA (903-832-8636); (3) Franklin County CIHCP for healthcare (903-537-4252); (4) Catholic Charities of Dallas/Tyler; (5) Salvation Army Texarkana. Dial 211 for general referrals.

$100–$1,800/yr

How to apply →Official source →211Last verified · August 30, 2026

Health Coverage

ATCOG Premium Support Program — Health Insurance Marketplace Premium Help (Franklin County)

County

Help paying the monthly premium on a Health Insurance Marketplace plan. ATCOG runs the Premium Support Program with grant money from CHRISTUS St. Michael Health System for people who have enrolled through the Health Insurance Exchange. If you qualify, the program can cover your premium — the monthly amount charged for the coverage. To qualify you must enroll through the Health Insurance Exchange and choose a Silver plan, have income between 100% and 150% of the Federal Poverty Income Guidelines, and be a Texas resident. Call ATCOG at 903-832-8636 for the application.

How to apply →Official source →903-832-8636Last verified · September 2, 2026

Healthcare

Programs here are typically worth $1,000–$18,000 a year to an eligible household.

Franklin County Indigent Health Care Program (CIHCP)

County

The Franklin County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 for low-income residents. Eligibility: Franklin County resident age 18+; household income less than 21% of the Federal Poverty Level; not Medicaid-eligible. PRIMARY HOSPITAL: ETMC Mount Vernon. CHRISTUS St. Michael Texarkana and Paris Regional Health are the major regional referral hospitals for the Ark-Tex region. Apply by calling Franklin County at 903-537-4252.

$1,000–$18,000/yr

In this county: Franklin CIHCP at 21% FPL — very strict. ETMC Mount Vernon.

How to apply →Official source →903-537-4252Last verified · August 29, 2026

Nutrition

Programs here are typically worth $1,200–$4,500 a year to an eligible household.

Area Agency on Aging of Ark-Tex (ATCOG AAA) — Title III + ADRC (Franklin County)

County

ATCOG AAA serves Franklin County seniors age 60+ and their caregivers as part of its 9-county northeast Texas region. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HICAP/SHIP Medicare), Care Coordination, Caregiver Support, and Long-Term Care Ombudsman. Apply by calling ATCOG AAA at 903-832-8636. Office: 4808 Elizabeth Street, Texarkana TX 75503.

$1,200–$4,500/yr

How to apply →Official source →903-832-8636Last verified · September 1, 2026

Transportation

Programs here are typically worth $100–$1,500 a year to an eligible household.

ATCOG Rural Transit Demand-Response (Franklin County)

County

Public transit in Franklin County is provided through ATCOG's rural transit district (demand-response) plus TRAX (Texarkana Urban Transit District) for the Texarkana urban area. Demand-response service requires advance reservation. Senior fares are reduced. Apply through ATCOG at 903-832-8636.

$100–$1,500/yr

How to apply →Official source →903-832-8636Last verified · September 3, 2026

Texas and federal programs

Open to eligible households in Franklin County and across the rest of Texas. Full details are on the Texas benefits page.

Income Support

Utility Assistance

Veteran Benefits

← All Texas counties

Not legal or financial advice. The agency makes the final eligibility decision.