Benefits · Texas

Senior benefits in Zapata County, Texas

Zapata County, Texas seniors and their families have access to a wide range of benefit programs — from local help to state and federal support. The Area Agency on Aging of the South Texas Development Council (STDC AAA) is the local starting point for older adults in Zapata County. It connects seniors to services under the Older Americans Act and can help navigate many available programs. For energy bill help, Community Action Corporation of South Texas (CACOST) delivers CEAP Energy Assistance locally. Seniors who need rides can use South Texas Development Council Rural Transit, a demand-response service covering Zapata County. Those with limited income may qualify for the Zapata County Indigent Health Care Program, and the Zapata County Emergency Aid — Referral Coordination office can connect residents to additional crisis help. State programs like Texas Medicaid for the Aged, Blind, or Disabled and the Texas Over-65 Homestead Exemption also apply here, along with dozens of federal programs. Each listing below includes its official source and last-verified date — the administering agency always makes the final eligibility decision.

5

Local programs

12

Texas programs

25

Federal programs

15

Categories

Local starting point

South Texas Development Council (STDC) — designated AAA under OAA Title III for the 4-county South Texas region (Jim Hogg, Starr, Webb, Zapata); headquartered in Laredo

800-292-5426

See which of these Zapata County programs you may qualify for.

Find my benefits

Helping others? Print the Zapata County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Zapata County

Run by the county, its Area Agency on Aging, or another agency serving Zapata County. Start here.

Emergency Aid

Programs here are typically worth $100–$1,800 a year to an eligible household.

Community Action Corporation of South Texas (CACOST) — CEAP Energy Assistance (Zapata County)

County

Zapata County's CEAP is delivered through CACOST. CACOST provides utility bill payment assistance for electricity, gas, and propane; energy crisis assistance; weatherization; and energy education. Eligibility at 150% FPL. Apply at cacost.org or by calling CACOST at 361-664-0145.

$200–$1,600/yr

How to apply →Official source →361-664-0145Last verified · August 31, 2026

Zapata County Emergency Aid — Referral Coordination

County

Zapata County operates a referral-and-coordination emergency aid framework: (1) 361-664-0145 (CACOST) for CEAP utility; (2) STDC AAA for senior services (800-292-5426); (3) Zapata County CIHCP for healthcare (956-765-9920); (4) regional transit operator; (5) Catholic Charities of Laredo; (6) Salvation Army Laredo. Dial 211 for general referrals.

$100–$1,800/yr

How to apply →Official source →211Last verified · September 4, 2026

Healthcare

Programs here are typically worth $1,000–$18,000 a year to an eligible household.

Zapata County Indigent Health Care Program (CIHCP)

County

The Zapata County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61. Eligibility: Zapata County resident age 18+; household income less than 21% of the Federal Poverty Level; not Medicaid-eligible. PRIMARY HOSPITAL: No hospital in county; residents access Laredo (Webb) — Laredo Medical Center and Doctors Hospital of Laredo are the tertiary referrals. Laredo Medical Center and Doctors Hospital of Laredo are the regional tertiary referral hospitals — both have Patient Financial Assistance Programs (typically 200% FPL or broader). Apply by calling Zapata County at 956-765-9920.

$1,000–$18,000/yr

In this county: Zapata CIHCP at 21% FPL — very strict. No hospital in county; residents access Laredo (Webb) — Laredo Medical Center and Doctors Hospital of Laredo are the tertiary referrals. Laredo Medical Center + Doctors Hospital of Laredo are regional tertiary referrals.

How to apply →Official source →956-765-9920Last verified · September 3, 2026

Nutrition

Programs here are typically worth $1,200–$4,500 a year to an eligible household.

Area Agency on Aging of the South Texas Development Council (STDC AAA) — Title III + ADRC (Zapata County)

County

STDC AAA serves Zapata County seniors age 60+ and their caregivers as part of the 4-county South Texas border region. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HICAP/SHIP Medicare), Care Coordination, Caregiver Support, In-Home Support, and Long-Term Care Ombudsman. Apply by calling STDC AAA at 800-292-5426 or 956-722-3995.

$1,200–$4,500/yr

How to apply →Official source →800-292-5426Last verified · June 7, 2026

Transportation

Programs here are typically worth $200–$2,000 a year to an eligible household.

South Texas Development Council Rural Transit — Demand-Response (Zapata County)

County

STDC Rural Transit provides demand-response transit across Zapata County and rural areas of Webb, Zapata, and Jim Hogg. Seniors 60+ qualify for reduced fares. Advance reservation typically required. Apply at stdc.cog.tx.us or by calling 956-722-3995.

$200–$2,000/yr

How to apply →Official source →956-722-3995Last verified · July 27, 2026

Texas and federal programs

Open to eligible households in Zapata County and across the rest of Texas. Full details are on the Texas benefits page.

Income Support

Utility Assistance

Veteran Benefits

← All Texas counties

Not legal or financial advice. The agency makes the final eligibility decision.