Senior benefits in Floyd County, Indiana

The Indiana Energy Assistance Program (EAP) pays a one-time heating credit toward the bill ($100–$625 for PY2026) and protects a household from winter disconnection. In Floyd County, EAP applications go to Ohio Valley Opportunities, Inc. in Madison, the local service provider IHCDA assigns to the county. Community Action of Southern Indiana is still the Community Action and weatherization agency here, but it no longer takes EAP applications. Call 812-265-5858 (option 1) or toll-free 877-782-5882. Applications open in the fall for the November-to-April heating season.

Estimated bill savings: $100–$625 a year

Floyd County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Floyd County has 6 townships; find your trustee through the county offices. (2) LifeSpan Resources for senior case management, meals, and PathWays/CHOICE (812-948-8330). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Dare to Care Food Bank (Louisville metro, serving Southern Indiana). (7) Dial 211 for general referrals.

Estimated bill savings: $200–$3,000 a year

Floyd County hospital safety net: Floyd = Baptist Health Floyd (New Albany, Baptist Health KY/Southern Indiana) — full FAP to 300% FPL, partial to 400%. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply through the Baptist Health Floyd financial counseling office (1850 State St, New Albany) at 812-981-7289, or call the Baptist Health Financial Assistance line at 855-803-7367.

Estimated bill savings: $500–$30,000 a year

In this county: Floyd: Floyd = Baptist Health Floyd (New Albany, Baptist Health KY/Southern Indiana) — full FAP to 300% FPL, partial to 400%. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).

Floyd County's Area Agency on Aging is LifeSpan Resources (Area 14 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation; and home modifications. LifeSpan serves the 4-county Indiana side of the Louisville metro and is one of Indiana's 16 AAAs. Apply by calling 812-948-8330 or 888-948-8330.

Estimated service value: $1,500–$6,000 a year

TARC buses connect Floyd County with downtown Louisville: Route 71 (New Albany / IU Southeast). The regular fare is $2.25 (exact change, or stored value on a MyTARC card with 2-hour transfers). Riders age 65 and over, Medicare cardholders, and riders with disabilities qualify for the reduced fare of $1.00 per ride with a reduced-fare MyTARC photo ID card. The card costs $5.00 and is issued in person at TARC Customer Service, 1000 W. Broadway, Louisville (Mon-Fri 8 a.m.-4:30 p.m.) — bring proof of age or a government-issued ID, or a Medicare card. Call 502-585-1234 with questions.

Estimated service value: $50–$400 a year