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Senior benefits in Hamilton County, Texas

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Seniors living in Hamilton County, Texas, may qualify for a wide range of benefit programs — from local services to state and federal assistance. The Area Agency on Aging of Central Texas (AAACT) is the local starting point for older adults and caregivers seeking help. AAACT connects Hamilton County residents to services under the Older Americans Act and can guide you through available options. Locally, the Hamilton County Indigent Health Care Program (CIHCP) may help cover medical costs for those who qualify, and Hamilton County Emergency Aid — Referral Coordination can connect residents to urgent assistance. Hill Country Community Action Association (HCCAA) administers CEAP energy assistance for eligible households, and Hill Country Transit District (The HOP) offers fixed-route and demand-response transportation across the county. State programs such as Texas Medicaid for the Aged, Blind, or Disabled (MEPD), Texas STAR+PLUS, and the Texas Over-65 Homestead Exemption are also listed here. Dozens of federal programs apply as well. Each listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.

5

Local programs

16

Texas programs

25

Federal programs

17

Categories

Last verified · October 12, 2026

Local starting point

Central Texas Council of Governments (CTCOG) — designated AAA under OAA Title III for the 7-county Central Texas region (Bell, Coryell, Hamilton, Lampasas, Milam, Mills, San Saba); headquartered in Belton

254-770-2330

See which of these Hamilton County programs you may qualify for.

Discover my benefits

Helping others? Print the Hamilton County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Hamilton County

Run by the county, its Area Agency on Aging, or another agency serving Hamilton County. Start here.

Emergency Aid in Hamilton County

Programs here typically lower an eligible household's bills by $100–$1,800 a year.

Hamilton County Emergency Aid — Referral Coordination

County · Texas

Hamilton County operates a referral-and-coordination emergency aid framework: (1) HCCAA for CEAP utility (325-372-5167); (2) AAACT for senior services (254-770-2330); (3) Hamilton County CIHCP for healthcare (254-386-3417); (4) The HOP / Hill Country Transit for transportation; (5) Catholic Charities of Central Texas; (6) Salvation Army of Killeen-Temple. Dial 211 for general referrals.

Estimated bill savings: $100–$1,800 a year

How to apply →Official source →211Last verified · October 11, 2026

Hill Country Community Action Association (HCCAA) — CEAP Energy Assistance (Hamilton County)

County · Texas

Hamilton County's CEAP is delivered through HCCAA. HCCAA provides utility bill payment assistance for electricity, gas, and propane; energy crisis assistance during extreme weather; weatherization; Head Start; senior nutrition; case management; and energy education. Eligibility at 150% FPL; priority for households with elderly, disabled, or children under 5. Apply at hccaa.com or by calling HCCAA at 325-372-5167.

Estimated bill savings: $200–$1,600 a year

How to apply →Official source →325-372-5167Last verified · October 12, 2026

Healthcare in Hamilton County

Programs here typically lower an eligible household's bills by $1,000–$18,000 a year.

Hamilton County Indigent Health Care Program (CIHCP)

County · Texas

The Hamilton County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61. Eligibility: Hamilton County resident age 18+; household income less than 21% of the Federal Poverty Level; not Medicaid-eligible. PRIMARY HOSPITAL: Hamilton General Hospital (Hamilton) — county-owned community hospital. Baylor Scott & White Medical Center - Temple (Bell County) is the regional academic medical center / tertiary referral; AdventHealth Central Texas in Killeen is the other major regional referral. Both have Patient Financial Assistance Programs (typically 200% FPL or broader). Apply by calling Hamilton County at 254-386-3417.

Estimated bill savings: $1,000–$18,000 a year

In this county: Hamilton CIHCP at 21% FPL — very strict. Hamilton General Hospital (Hamilton) — county-owned community hospital. Baylor Scott & White Temple + AdventHealth Central Texas Killeen are regional tertiary referrals.

How to apply →Official source →254-386-3417Last verified · October 4, 2026

Nutrition in Hamilton County

Programs here typically provide services worth $1,200–$4,500 a year to an eligible household.

Area Agency on Aging of Central Texas (AAACT) — Title III + ADRC (Hamilton County)

County · Texas

AAACT serves Hamilton County seniors age 60+ and their caregivers as part of the 7-county Central Texas region. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HICAP/SHIP Medicare), Care Coordination, Caregiver Support, In-Home Support, and Long-Term Care Ombudsman. Apply by calling AAACT at 254-770-2330 or 800-447-7169.

Estimated service value: $1,200–$4,500 a year

How to apply →Official source →254-770-2330Last verified · October 10, 2026

Transportation in Hamilton County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Hill Country Transit District (The HOP) — Fixed-Route + Demand-Response (Hamilton County)

County · Texas

The HOP (Hill Country Transit District) provides transit across Hamilton County. Fixed-route urban service operates in Killeen-Temple-Belton-Copperas Cove-Harker Heights metro (Bell + Coryell); demand-response rural service covers the remaining counties. Seniors 60+ qualify for reduced fares. Apply at takethehop.com or by calling 254-933-3700 (urban) or 800-791-9601 (rural).

Estimated service value: $200–$2,000 a year

How to apply →Official source →254-933-3700Last verified · October 8, 2026

Local agencies serving Hamilton County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Texas and federal programs

Open to eligible households in Hamilton County and across the rest of Texas. Full details are on the Texas benefits page.

Money & income4 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs8 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food5 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes10 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care4 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal7 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Texas counties

Not legal or financial advice. The agency makes the final eligibility decision.