Senior benefits in Kerr County, Texas

Kerr County's CEAP is delivered through Community Council of South Central Texas (CCSCT), a 501(c)(3) nonprofit CAA serving 26 South-Central and West Texas counties. CCSCT also delivers LIHWAP (Low Income Water Assistance Program) — distinctive coverage of WATER bill assistance in addition to electric, natural gas, and propane. Eligibility at 150% FPL. Priority is given to vulnerable individuals 60 years and over, persons with disabilities, and families with children 5 and under. Apply at ccsct.org. The Seguin office at 1908 N. Hwy 123 Bypass, Seguin TX 78155 is the headquarters.

Estimated bill savings: $200–$1,800 a year

Kerr County operates a referral-and-coordination emergency aid framework. Direct county-administered aid is limited; emergency needs are addressed through: (1) CCSCT for CEAP utility assistance (830-379-9415); (2) AACOG Alamo Area AAA for senior services (866-231-4922); (3) Kerr County CIHCP for healthcare (830-792-2239); (4) faith-based partners (Catholic Charities of San Antonio archdiocese, Salvation Army, churches). Dial 211 for general emergency aid referrals.

Estimated bill savings: $100–$1,800 a year

The Kerr County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 for low-income Kerr County residents who don't qualify for other state or federal healthcare programs. Eligibility typically requires: Kerr County resident age 18+; household income less than 21% of the Federal Poverty Level (the Texas statutory minimum); not eligible for or receiving Medicaid. CIHCP services typically cover physician services, lab and x-ray, three prescriptions per month, and inpatient and outpatient hospital services through participating providers. PRIMARY HOSPITAL: Peterson Regional Medical Center (Kerrville, Peterson Health independent nonprofit). For Kerr residents above 21% FPL, the dominant hospital's own Patient Financial Assistance Program (typically at 200% FPL) is the broader pathway. Apply by calling Kerr County at 830-792-2239.

Estimated bill savings: $1,200–$22,000 a year

In this county: The 21% FPL gate is the Texas statutory minimum — extremely strict. Only Kerr residents at or near SSI income levels qualify for full CIHCP. Peterson Regional Medical Center (Kerrville, Peterson Health independent nonprofit) is the practical hospital partner. Some Kerr-area hospitals may operate their own broader financial assistance programs (typically at 200% FPL) — call the hospital billing office directly.

AACOG operates TWO distinct AAAs: (1) the Bexar AAA serving Bexar County only (tx.bexar.bexar_aaa_aacog); (2) the Alamo Area AAA serving the 12 surrounding rural counties (Atascosa, Bandera, Comal, Frio, Gillespie, Guadalupe, Karnes, Kendall, Kerr, McMullen, Medina, Wilson). The Alamo Area AAA serves Kerr County under the Older Americans Act Title III with congregate meals at local senior centers, Home-Delivered Meals for homebound seniors age 60+, Information Referral and Assistance, Benefits Counseling (HICAP/SHIP Medicare counseling), Care Coordination, Caregiver Support including respite, In-Home Support, and ADRC services. Apply by calling the AACOG Alamo Region line at 1-866-231-4922 or the Statewide Texas AAA line at 855-937-2372.

Estimated service value: $1,200–$4,500 a year

Alamo Regional Transit (ART) is the AACOG-operated demand-response public transit serving Kerr County and 11 other rural counties around Bexar County (San Antonio). Through the Senior Transportation Program, adults 60 and older can get rides, often free of charge, to meal sites, medical visits, shopping, and community activities. To schedule a Senior Transportation Program ride, call the Alamo Service Connection at 210-477-3275 (Alamo Region line: 866-231-4922). General-public fares depend on distance: $2 within town, $6 for out-of-town trips in the same county, $8 for trips crossing one county line, and $12 for trips crossing two or more county lines. To book a general ART ride, call the reservation center at 866-889-7433 or 210-870-4989 (Monday-Friday, 7 a.m.-6 p.m.) or use the ART app. Reservations must be made by noon the day before travel and can be made up to 30 days ahead. In Kerrville, Pronto same-day rides booked in the ART app cost $4 each way. Email: mobility@aacog.gov.

Estimated service value: $300–$2,400 a year