Senior benefits in Llano County, Texas
Seniors living in Llano County, Texas have access to a wide range of benefit programs that can help with health care, energy costs, food, transportation, and more. The Area Agency on Aging of the Capital Area (AAACAP) serves as the local starting point for older adults and caregivers looking for guidance on available services. For help with home energy bills, the Hill Country Community Action Association (HCCAA) delivers the Comprehensive Energy Assistance Program (CEAP) locally. Seniors who need medical coverage may qualify for Texas Medicaid for the Aged, Blind, or Disabled (MEPD) or Texas STAR+PLUS, which includes long-term care supports. The Llano County Indigent Health Care Program (CIHCP) offers another layer of local health coverage for those who qualify. In urgent situations, Llano County Community Resources coordinates emergency aid across partner agencies. State programs like the Texas Over-65 Homestead Exemption and dozens of federal programs also apply here. Each listing on this page includes its official source and the date it was last verified, but the administering agency makes all final eligibility decisions.
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Local programs
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Texas programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Area Agency on Aging of the Capital Area (AAACAP) — a division of the Capital Area Council of Governments (CAPCOG); designated AAA under OAA Title III for the 10-county CAPCOG region
855-937-2372
See which of these Llano County programs you may qualify for.
Discover my benefitsHelping others? Print the Llano County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Llano County
Run by the county, its Area Agency on Aging, or another agency serving Llano County. Start here.
Caregiver Support in Llano County
Lifespan Respite Grant Program — respite care funding for family caregivers (Llano County)
County · TexasHelps offset the cost of a break for an unpaid family caregiver. The Lifespan Respite Grant Program pays toward respite care for a person of any age with special needs, a disability, or a chronic condition — in the home through a home care agency, at an adult or child day-care center, through community activities, or at a camp — when the caregiver has difficulty finding respite and the care receiver is not already enrolled in another government or nonprofit respite program or a Medicaid waiver. Funding is limited and approved case by case. Contact the ADRC of the Capital Area at 855-937-2372 or adrc@capcog.org.
Emergency Aid in Llano County
Programs here typically lower an eligible household's bills by $100–$1,800 a year.
Hill Country Community Action Association (HCCAA) — CEAP Energy Assistance (Llano County)
County · TexasLlano County's CEAP is delivered through Hill Country Community Action Association (HCCAA), a 501(c)(3) nonprofit Community Action Agency serving Llano + several Hill Country counties. The agency provides utility bill payment assistance for electric, gas, and propane bills; energy crisis assistance for shutoffs; and energy education. Eligibility at 150% FPL. Apply at https://www.tdhca.texas.gov/comprehensive-energy-assistance-program-ceap or by calling 325-247-7755.
Estimated bill savings: $200–$1,600 a year
In this county: Hill Country Community Action Association (HCCAA) serves Llano County alongside other counties in its service area.
Llano County Community Resources — Emergency Aid Coordination
County · TexasLlano County operates a referral-and-coordination emergency aid model. The county does not run a single integrated direct-aid program at scale (appropriate for a smaller county); instead it coordinates with: (1) the CEAP nonprofit subrecipient for utility assistance (call 325-247-7755); (2) AAACAP for senior services (855-937-2372); (3) the Llano County CIHCP for healthcare (325-247-7755); (4) faith-based partners (Salvation Army, Catholic Charities of Central Texas, local churches). Dial 211 for general emergency aid referrals.
Estimated bill savings: $100–$1,800 a year
Healthcare in Llano County
Programs here typically lower an eligible household's bills by $1,500–$25,000 a year.
Llano County Indigent Health Care Program (CIHCP)
County · TexasThe Llano County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 (the County Indigent Health Care and Treatment Act of 1985) because Llano County does not maintain a public hospital district. The CIHCP provides medical and prescription drug coverage for eligible low-income Llano County residents who don't qualify for other state or federal healthcare programs. Eligibility typically requires: Llano County resident age 18+; household income less than 21% of the Federal Poverty Level (the Texas statutory minimum); not eligible for or receiving Medicaid. Services typically cover: physician services, lab and x-ray, three prescriptions per month, inpatient and outpatient hospital services. Hill Country Memorial Hospital (Fredericksburg, in Gillespie County) is the primary partner hospital for tertiary care; Baylor Scott & White Llano provides local care. Apply at Llano County offices, Llano TX 78643 or by calling 325-247-7755.
Estimated bill savings: $1,500–$25,000 a year
In this county: The 21% FPL gate is the Texas statutory minimum — extremely strict. Only Llano residents at or near SSI income levels qualify. Hill Country Memorial / Baylor Scott & White Llano is the practical hospital partner. For Llano residents above 21% FPL, the dominant private hospital's own Patient Financial Assistance Program (typically at 200% FPL) is the broader pathway.
Nutrition in Llano County
Programs here typically provide services worth $1,200–$4,500 a year to an eligible household.
Area Agency on Aging of the Capital Area (AAACAP) — Title III + ADRC (Llano County)
County · TexasAAACAP serves Llano County seniors as part of its 10-county Central Texas region. Services include Title III congregate meals, Home-Delivered Meals for homebound seniors age 60+, Care Coordination, Caregiver Support, In-Home Support, Benefits Counseling (HICAP/SHIP Medicare counseling), and ADRC of the Capital Area. Llano is a smaller CAPCOG county so meal site density is lower than in Travis or Williamson; the local senior center serves as the practical hub. Apply by calling AAACAP at 855-937-2372 or emailing ADRCCAP@capcog.org.
Estimated service value: $1,200–$4,500 a year
Transportation in Llano County
Programs here typically provide services worth $100–$1,200 a year to an eligible household.
Llano County Transit — Limited Rural Service
County · TexasLlano County is OUTSIDE the Capital Area Rural Transportation System (CARTS) service area — distinctive among CAPCOG counties since Llano residents are served by AAACAP for senior services but NOT by CARTS for transit. Limited public transit options include the Hill Country Transit District (The HOP) demand-response service for rural areas, and the Llano County Council on Aging volunteer driver program for seniors needing medical appointments. For seniors who cannot drive, Llano's geography (Hill Country, sparse population) means most needs are met through volunteer driver networks and senior-center coordinated trips. Apply for senior volunteer driver service through the Llano County Council on Aging at 325-247-5113 or through AAACAP at 855-937-2372.
Estimated service value: $100–$1,200 a year
In this county: Llano is distinctive — NOT in CARTS district. Public transit is genuinely limited; volunteer driver networks via the Llano County Council on Aging fill the gap.
Local agencies serving Llano County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Hill Country Community Action Association (HCCAA)
Llano County Indigent Health Care Program
Llano County does NOT participate in the CARTS regional transit district; limited rural public transit serves the area through Hill Country Transit District (The HOP) and Llano County Council on Aging volunteer drivers
Runs: Llano County Transit
Aging and Disability Resource Center of the Capital Area, Area Agency on Aging of the Capital Area (AAACAP), Capital Area Council of Governments (CAPCOG)
Area Agency on Aging of the Capital Area (AAACAP)
Texas and federal programs
Open to eligible households in Llano County and across the rest of Texas. Full details are on the Texas benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Texas (QMB, SLMB, QI-1)
- Texas Medicaid for the Aged, Blind, or Disabled (MEPD)
- Texas STAR+PLUS — Medicaid Managed Care + Long-Term Services and Supports
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Texas 100% Disabled Veteran Homestead Exemption (Total Property Tax Exemption)
- Texas Disabled Veteran Property Tax Exemption (Partial, 10%–100% Rating)
- Texas Over-65 Homestead Exemption + School District Tax Ceiling (Tax Freeze)
- Texas Property Tax Deferral for Homeowners 65+ or Disabled
- Amy Young Barrier Removal Program (AYBR)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care4 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Texas Health Information, Counseling and Advocacy Program (HICAP): free Medicare counseling
- Texas Disabled Veteran Super Combo Hunting & Fishing License (Free)
- Texas State Veterans Cemeteries (No-Cost Burial Benefits)
- Texas Veterans Commission Claims Assistance (Free VA Claims Help)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
